324 SW 21st Terrace Cape Coral, FL $ 389,000
324 SW 21st Terrace
$ 389,000
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324 SW 21st Terrace

Cape Coral, FL, 33991
$ 389,000
Bedrooms4 Baths2.0 Sq 1,718

Monthly Estimate*

$ 2,456

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Single Family Home for sale in Cape Coral, FL

for $389,000 with 4 bedrooms and 2 full baths. This 1,718 square foot home was built in 2018 on a lot size of 0.23.

Waterfront living at its finest! This beautifully maintained newer 4-bedroom, 2-bath home is perfectly situated on a freshwater canal with access to Cape Coral's sought-after chain of lakes, offering endless opportunities for boating, fishing, kayaking, and enjoying the Florida lifestyle. The open-concept floor plan features tile flooring throughout, stainless steel appliances, a newer A/C system (2024), and plenty of space for family and friends. Outside, you'll love the private dock, screened lanai, charming front porch, and spacious 3-car garage. Located in one of SW Cape Coral's most desirable neighborhoods, you're just minutes from shopping, dining, parks, and top-rated schools. Best of all, all assessments are paid, and the home is NOT in a flood zone. Whether you're looking for a year-round residence, vacation home, or investment property, this waterfront gem offers the perfect blend of comfort, convenience, and recreation. Don't miss your chance to own a piece of paradise!

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Single Family Active

Price

$ 389,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 6,719

Style

Florida, Ranch, One Story

Lot Size

0.23

Year Built

2018

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

2026027514

Features
General
Sewer Assessment Paid Public Sewer
Heating Central Electric
Cooling Central Air Ceiling Fan(s) Electric
Utilities Cable Available High Speed Internet Available
Possession Close Of Escrow
Roof Shingle
Appliances Dryer Dishwasher Microwave Range Refrigerator Washer
HOA Fee 0
Garage Spaces 3
Association Fee Includes None
Patio/Porch Features Lanai Open Porch Screened
Architectural Style Florida Ranch One Story
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 2018
View Canal Water
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features Canal Access
Community Features Boat Facilities None
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities See Remarks
HOA false
Attached Garage true
Subdivision Name CAPE CORAL
Facing Direction North
Garage Y/N true
Full Baths 2
Status Active
City Cape Coral
Disclosures RV Restriction(s)
Land Lease Amount 0
Senior Community Y/N false
Zoning Description R1
MLS Area CC23 - Cape Coral Unit 28 29 45 62 63 66 68
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Tax Annual Amount 6719.7
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2026027514
Standard Status Active
Tax Lot 39
Property Sub Type Additional Single Family Residence
Legal Description CAPE CORAL UNIT 62 BLK 3052 PB 21 PG 27 LOTS 39 + 40
HOA Fee 3 0
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Interior
Interior Amenities Dual Sinks Living/Dining Room Shower Only Separate Shower Split Bedrooms
Flooring Tile
Furnished Y/N Negotiable
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Single Hung Shutters
Half Baths 0
Laundry Features Inside
Total Bedrooms 4
Room Type Bathroom Guest Quarters Great Room Screened Porch
Total Baths 2
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Exterior
Exterior Amenities Room For Pool Shutters Manual
Parking Features Attached Garage Garage Door Opener
Lot Features Rectangular Lot
Water Source Assessment Paid Public
Lot Size Area 0.23
Spa false
Building Area Total 2324
Lot Dimensions 80 x 125 x 80 x 125
Lot Size Acres 0.23
Private Pool false
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 3
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* Excluded Features
List By
Valerie Busic

Listing Agent

Legacy Premier Realty Llc

Broker

valeriebusic@gmail.com

Email

Affordability Calculator

$3,016
Per Month
81%
19%
0%
Monthly Principal & Interest
$2,456
Monthly Property Taxes
$560
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/23/2026$389,000 Listed Price

Map


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324 SW 21st Terrace, Cape Coral, FL, 33991 is a Single Family Home for sale at $389,000 with 1,718 sqft and a lot size of 0.23. 324 SW 21st Terrace has 4 bedrooms, 2.0 baths, and was built in 2018. The property's zip code is 33991 which is in Cape Coral, FL