3 Oakley Street Cambridge, MD $ 434,900
3 Oakley Street
$ 434,900
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3 Oakley Street

Cambridge, MD, 21613
$ 434,900
Bedrooms2 Baths2.0 Sq 1,309

Monthly Estimate*

$ 2,746

3 Oakley Street, Cambridge, MD 21613 - Image 1

Single Family Home for sale in Cambridge, MD

for $434,900 with 2 bedrooms and 2 full baths. This 1,309 square foot home was built in 2005.

PHOTOS WILL BE UPLOADED ON 6/29/2026 Welcome to Penthouse #302 at Oakley Beach, one of Cambridges most desirable waterfront condominium communities. Perched on the top floor, this beautifully appointed 2-bedroom, 2-bath residence offers breathtaking panoramic views of the Choptank River and the convenience of low-maintenance waterfront living. Inside, you'll find an open and inviting floor plan featuring 9-foot ceilings, gleaming hardwood floors, and a well-appointed kitchen with granite countertops, quality cabinetry, and ample workspace. The spacious living area is accented by a cozy gas fireplace and opens directly to a covered balcony where you can relax and take in the stunning river vistas. A rare and highly desirable bonus, the sale includes a deeded boat slip, providing direct access to the Choptank River and making it easy to enjoy boating, fishing, and waterfront adventures right from your community. Located within Cambridges Historic District, Oakley Beach is just minutes from downtown shops, restaurants, galleries, and waterfront attractions. This thoughtfully designed penthouse is ideal as a full-time residence, weekend retreat, or vacation getaway. With only 24 residences spread across four elevator-served buildings, residents enjoy a peaceful and private setting along with exceptional community amenities, including a swimming pool, common pier, beautifully maintained grounds, and abundant guest parking. If spectacular water views, upscale finishes, and turnkey living are what you're seeking, Penthouse #302 at Oakley Beach deserves your attention.

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Single Family Coming Soon

Price

$ 434,900

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 5,654

Style

Traditional

Year Built

2005

Town/City

Cambridge

County/Region

Dorchester

MLS | Web ID

MDDO2012558

Features
General
Living Area 1309
Sewer Public Sewer
Heating Forced Air
Cooling Central A/C
Possession Settlement
Roof Shingle
Appliances Built-In Microwave Dishwasher Dryer - Electric Water Heater Washer - Front Loading
Zoning U
HOA Fee 700.00
Association Fee Includes Common Area Maintenance Custodial Services Maintenance Ext Bldg Maint Lawn Maintenance Management Pool(s) Insurance Reserve Funds Snow Removal Trash
Patio/Porch Features Balcony
Architectural Style Traditional
Security Features Fire Detection System Main Entrance Lock Sprinkler System - Indoor
Construction Materials Frame
School District DORCHESTER COUNTY PUBLIC SCHOOLS
Year Built 2005
Levels 1
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Municipality Cambridge
Waterfront Features Rip-Rap
Building Name OAKLEY BEACH
Accessibility Elevator
Assoc Fee Paid Per Monthly
County DORCHESTER
New Construction N
Property Type Residential
Association Amenities Pool - Outdoor Common Grounds Elevator
HOA Y
Subdivision Name HISTORIC CAMBRIDGE
Facing Direction Northwest
Garage Y/N N
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 2
Status COMING SOON
Directions From Route 50 Take Maryland Ave towards downtown Cambridge - Make a right on Academy St - Make a right on High St - Make a left on Water St - Make a right onto Oakley street - Complex is on the lef
City CAMBRIDGE
Body of Water CHOPTANK RIVER
Senior Community Y/N N
Number Of Units Total 1
Tax Annual Amount 5654.0
Structure Type Unit/Flat/Apartment
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 332.24
Historic Y/N N
Vacation Rental Y/N N
Builder Name RBCI
Standard Status Coming Soon
Year Built Source Estimated
Association Recreation Fee N
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Interior
Interior Amenities Kitchen - Island Recessed Lighting Kitchen - Eat-In
Heating Fuel Natural Gas
Total Fireplaces 1
Fireplace Features Gas/Propane
Hot Water Natural Gas
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1309
Central Air Y/N Y
Total Bedrooms 2
Below Grade Finished Area 0
Entry Level 3
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
Laundry Type Washer In Unit Dryer In Unit
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Exterior Amenities Sidewalks Street Lights
Pool Yes - Community
Water Source Public
Type of Parking Parking Lot
Foundation Details Slab
Spa N
Water View Y/N N
Water Body Type River
Waterfront Y/N Y
Horse Y/N N
Navigable Water Y/N Y
Water Oriented Y/N Y
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Internal Only
Street Number 1 3
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* Excluded Features
List By
Benson & Mangold, Llc

Broker

will@thelinthicumgroup.com

Email

Affordability Calculator

$3,217
Per Month
85%
15%
0%
Monthly Principal & Interest
$2,746
Monthly Property Taxes
$471
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3536465 Elementary School
3534448 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/23/2026$434,900 Listed Price

Map


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3 Oakley Street, Cambridge, MD, 21613 is a Single Family Home for sale at $434,900 with 1,309 sqft. 3 Oakley Street has 2 bedrooms, 2.0 baths, and was built in 2005. The property's zip code is 21613 which is in Cambridge, MD