38 SE 195TH STREET Suwannee, FL $ 949,000
38 SE 195TH STREET
$ 949,000
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38 SE 195TH STREET

Suwannee, FL, 32692
$ 949,000
Bedrooms3 Baths2.0 Sq 1,440

Monthly Estimate*

$ 5,992

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Single Family Home for sale in Suwannee, FL

for $949,000 with 3 bedrooms and 2 full baths. This 1,440 square foot home was built in 2000 on a lot size of 0.89.

Experience the best of Florida waterfront living in this beautiful, fully renovated, high and dry 3-bedroom, 2-bathroom home located in the coastal town of Suwannee, where the Suwannee River meets the Gulf. Offering stunning water views and exceptional boating access, this property is a rare opportunity for anglers, boaters, and anyone seeking a peaceful coastal retreat. Inside, the home has been completely renovated with modern finishes throughout, including all new flooring, new paint, new bathrooms, a fully remodeled kitchen, new HVAC, and numerous additional renovations. The open and inviting interior is designed to maximize comfort while complementing the surrounding waterfront setting from every window. Step outside and enjoy multiple levels of expansive low maintenance decking, perfect for entertaining, relaxing, or taking in breathtaking Gulf views and SPECTACULAR sunsets. The property is equipped for serious waterfront enjoyment with two boat lifts, a private dock, RV hookups, and a separate covered dry boat storage area, providing ample space for all your recreational needs. Whether you're looking for a full-time residence, weekend getaway, or investment property, this turnkey waterfront home offers direct access to some of Florida's finest fishing, boating, and natural beauty—all from your own backyard. Owner is a licensed Realtor in Florida.

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Single Family Active

Price

$ 949,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 11,550

Style

Single Family Residence

Lot Size

0.89

Year Built

2000

Town/City

Suwannee

County/Region

Dixie

MLS | Web ID

GC541382

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Electricity Available Electricity Connected
Roof Metal
Appliances Convection Oven Dishwasher Disposal Microwave Refrigerator
Zoning RESIDENTIA
Construction Materials Vinyl Siding
Year Built 2000
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Canal - Saltwater Canal Front
County Dixie
New Construction false
Property Type Residential
Subdivision Name (0131)
Facing Direction Southeast
Garage Y/N false
Total Rooms 3
Full Baths 2
Status Active
Directions FROM SE 195th St head into the town of Suwannee Florida. Home is at the dead-end stop sign facing the gulf.
City SUWANNEE
Senior Community Y/N false
MLS Area 32692 - Suwannee
Lot Size Units Square Feet
Lot Size Square Feet 38768
Carport Spaces 4
Carport Y/N true
Land Lease Y/N false
Tax Annual Amount 11550
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/GC541382
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 1
Legal Description Lengthy. See deed.
Water View Canal Gulf/Ocean - Full
Water Access Type Canal - Saltwater Gulf/Ocean River
Minimum Lease No Minimum
Water Access Y/N true
Water View Y/N true
Flood Zone Code AE
DockY/N true
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Interior
Interior Amenities Cathedral Ceiling(s) Ceiling Fan(s) High Ceilings Open Floorplan Solid Surface Counters Solid Wood Cabinets Stone Counters
Flooring Luxury Vinyl
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Private Yard RV Hookup
Water Source Public
Lot Size Area 38768
Foundation Details Stilt/On Piling
Building Area Total 4584
Lot Size Acres 0.89
Road Surface Type Gravel Paved
Frontage Length Canal: 215
Private Pool false
Waterfront Y/N true
Covered Spaces 4
Road Responsibility Private Maintained Road
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* Excluded Features
List By
kevinbanes@bosshardtrealty.com

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Affordability Calculator

$6,955
Per Month
86%
14%
0%
Monthly Principal & Interest
$5,992
Monthly Property Taxes
$963
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/23/2026$949,000 Listed Price

Map


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38 SE 195TH STREET, Suwannee, FL, 32692 is a Single Family Home for sale at $949,000 with 1,440 sqft and a lot size of 0.89. 38 SE 195TH STREET has 3 bedrooms, 2.0 baths, and was built in 2000. The property's zip code is 32692 which is in Suwannee, FL