610 S Shore Road Speculator, NY $ 199,000
610 S Shore Road
$ 199,000
Recently Listed New Construction
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610 S Shore Road

Speculator, NY, 12164
$ 199,000
Bedrooms2 Baths2.0

Monthly Estimate*

$ 1,257

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Multi-Family Home for sale in Speculator, NY

for $199,000 with 2 bedrooms and 2 full baths. This home was built in 1989 on a lot size of 0.45.

Bring your vision, creativity, and toolbox to this unique opportunity in the Adirondack community of Speculator. Situated on a half-acre lot and surrounded by the natural beauty that makes the region so desirable, this partially finished duplex offers tremendous potential for investors, DIY enthusiasts, contractors, or anyone looking to create a custom Adirondack property. The building is configured as an up-and-down duplex, with each unit featuring an open concept layout designed to combine the kitchen, dining, and living areas into one functional space. Both units include one bedroom and one full bathroom, providing flexible options for future rental income, owner occupancy, guest accommodations, or multi-generational living. The upper unit offers additional Adirondack character with a wood burning stove and knotty pine walls. Much of the major infrastructure work has already been completed, including a brand new septic system and drilled well, helping move your project one step closer to completion. Electric service is available at the road. Outside, the property offers ample off-street parking and a private setting surrounded by trees. Located just minutes from lakes, hiking trails, snowmobile routes, skiing, restaurants, and village amenities, this location provides easy access to the year-round recreation that attracts visitors and residents alike. Whether your goal is to create a rental property, vacation retreat, investment opportunity, or personal Adirondack getaway, this unfinished duplex provides a rare chance to finish the project your way and build equity along the way.

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Multi-Family Active

Price

$ 199,000

Bedrooms

2

Full Bath

2

Property Type

Multi-Family

Taxes

$ 500

Style

Lot Size

0.45

Year Built

1989

Town/City

Speculator

County/Region

Hamilton

MLS | Web ID

202620225

Features
General
Sewer Septic Tank
Heating Electric Wood Stove
Possession At Closing
Roof Metal
Garage Spaces 0.0
Architectural Style Other
Construction Materials Tex 11 Siding
Year Built 1989
Property Subtype Duplex
County Hamilton
New Construction Y
Property Type MultiFamily
HOA N
Attached Garage N
Full Baths 2
Status Active
Directions Rt 30 North towards Speculator. Left onto Downey Ave by Camp of Woods. Slight right onto S Shore Rd. Property will be on the left.
High School Lake Pleasant
City Speculator
High School District Lake Pleasant
Number Of Units Total 2
Lot Size Units Acres
Lot Size Square Feet 19602.0
Carport Y/N N
Elementary School Lake Pleasant
Land Lease Y/N N
Tax Annual Amount 500.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 0
Tax Lot 8.000
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Interior
Basement Slab
Total Fireplaces 1
Fireplace Features Wood Burning Stove
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 0.0
Half Baths 0
Total Bedrooms 2
Below Grade Finished Area 0.0
Below Grade Finished Area Source See Remarks
Above Grade Finished Area Source See Remarks
Total Baths 2
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Exterior
Exterior Amenities None
Parking Features Off Street Stone Driveway
Water Source Well
Total Parking 6.0
Lot Size Area 0.45
Spa N
Lot Size Acres 0.45
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 610
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* Excluded Features
List By
Lisa Swift

Listing Agent

Howard Hanna

Broker

(518) 669-1082

Phone

lisaswift99@gmail.com

Email

Affordability Calculator

$1,298
Per Month
97%
3%
0%
Monthly Principal & Interest
$1,257
Monthly Property Taxes
$42
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3625746 Elementary School
3061757 Middle School
Lake Pleasant High School High School
Pricing History
DatePricePrice ChangeDescription
6/23/2026$199,000 Listed Price

Map


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610 S Shore Road, Speculator, NY, 12164 is a Multi-Family Home for sale at $199,000 with a lot size of 0.45. 610 S Shore Road has 2 bedrooms, 2.0 baths, and was built in 1989. The property's zip code is 12164 which is in Speculator, NY