6490 Gratz Road Owenton, KY ^$ 199,500

6490 Gratz Road

^$ 199,500

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6490 Gratz Road

Owenton, KY, 40359

^$ 199,500

Bedrooms4 Baths2.1 Sq 1,700

Monthly Estimate*

^$ 1,260

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Single Family Home for sale in Owenton, KY

for $199,500 with 4 bedrooms and 2 full baths, 1 half bath. This 1,700 square foot home was built in 1947 on a lot size of 2.77.

Traditional 1.5-story farmhouse situated on 2.77± acres, offering a blend of character, space, and recent updates. This home features 4 bedrooms, 2 full bathrooms, and 1 half bath, along with an eat-in kitchen, formal dining area, and convenient first-floor laundry. The living space includes a wood-burning fireplace, while the partially finished ¾ basement provides additional room for recreation, storage, or hobbies. Recent improvements include a new roof and newly installed septic system. Connected to city water and offering a peaceful country setting with ample outdoor space, this property is ready for its next owner.

Single Family Active

Price

^$ 199,500

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 0

Style

Traditional

Lot Size

2.77

Year Built

1947

Town/City

Owenton

County/Region

Owen

MLS | Web ID

643928

Features

General

Living Area 1700

Sewer Septic Tank

Heating Electric Baseboard

Cooling Window Unit(s)

Roof Shingle

Garage Spaces 0

Patio/Porch Features Covered Porch

Architectural Style Traditional

Construction Materials Aluminum Siding

Year Built 1947

View Trees/Woods Valley

Levels Two

Property Subtype Single Family Residence

County Owen

New Construction false

Property Type Residential

HOA false

Attached Garage false

Total Rooms 10

Status Active

Directions Use 6490 Gratz Road as your directions

High School Owen County High

City Owenton

Zoning Description Other

MLS Area K22 - Owen Cty

Lot Size Units Acres

Lot Size Square Feet 120661.2

Elementary School Owen County Elementary

Property Attached Y/N false

Middle/Junior High School Maurice Bowling Middle School

Property Condition Existing Structure

MLS Area Minor K22 - Owen Cty

Virtual Tour https://my.matterport.com/show/?m=DV5PePwjFoS

Structure Type House

Standard Status Active

Interior

Interior Amenities Eat-in Kitchen

Basement Fireplace(s) Finished Unfinished Walk-Out Access

Total Fireplaces 1

Fireplace Features Wood Burning

Air Conditioning Y/N true

Heating Y/N true

Window Features Double Hung

Fireplace Y/N true

Laundry Features Electric Dryer Hookup Main Level

Total Baths 3

Exterior

Vegetation Partially Wooded

Parking Features Off Street

Lot Features Cleared Rolling Slope Wooded

Water Source Public

Lot Size Area 2.77

Foundation Details Block

Building Area Total 1700

Lot Dimensions 2.77 acres

Lot Size Acres 2.77

Road Surface Type Paved

Road Frontage Type State Road

* Excluded Features

List By

Bush Realty

Broker

bushrealty@aol.com

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$1,260

Per Month

Monthly Principal & Interest: $1,260
Monthly Property Taxes: --
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Owenton, KY

Average List Price ^$339,762

Percent of Sale Price 70%

About Owenton, KY

1,288 Population

2% Since 2002

^$34,772 Median Income

40.28 Median Age

25% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

0 Elementary School

0 Middle School

Owen County High High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
8/14/2026	$199,500	-9.28%	Price Down
6/22/2026	$219,900		Listed Price

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6490 Gratz Road, Owenton, KY, 40359 is a Single Family Home for sale at $199,500 with 1,700 sqft and a lot size of 2.77. 6490 Gratz Road has 4 bedrooms, 2.1 baths, and was built in 1947. The property's zip code is 40359 which is in Owenton, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Northern KY Multiple Listing Service, Inc.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the Northern KY Multiple Listing Service, Inc. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be reproduced or redistribute. Its sole purpose is to be used for no other purpose than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 8/14/2026.

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6490 Gratz Road

Single Family Home for sale in Owenton, KY

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