70 Francis Street Montross, VA $ 355,000
70 Francis Street
$ 355,000
Share Save

70 Francis Street

Montross, VA, 22520
$ 355,000
Bedrooms3 Baths2.0 Sq 1,276

Monthly Estimate*

$ 2,186

70 Francis Street, Montross, VA 22520 - Image 1
70 Francis Street, Montross, VA 22520 - Image 2
70 Francis Street, Montross, VA 22520 - Image 3

Single Family Home for sale in Montross, VA

for $355,000 with 3 bedrooms and 2 full baths. This 1,276 square foot home was built in 2001 on a lot size of 0.88.

BRING ALL YOUR TOYS! BOATS, MOTORCYCLES, RV, JET SKIS, KAYAKS, AND UTILITY TRAILERS. LOTS OF STORAGE SPACE FOR THEM! WELCOME TO WONDERFUL LIVING IN STRATFORD HARBOUR. THIS UNIQUE COTTAGE CHALET SITS ON A COMBINED LOT WITH ONLY 1 HOA FEE, IT BOAST 3 BEDROOMS, 2 BATHS AND IF YOU WANT A GARAGE THERE IS NOT ONE BUT TWO DOUBLE GARAGES WITH AN ADDITIONAL CARPORT FOR PLENTY OF ROOM FOR YOUR TOYS. THERE IS A HOOKUP FOR RECHARGING YOUR RV AND EACH GARAGE HAS ITS OWN GARAGE DOOR OPENERS WITH REMOTES. MOTION ACTIVATED SECURITY LIGHTS ON THE GARAGES AND COVERED CARPORT. THE PROPERTY BOASTS AN ASPHALT DRIVEWAY (30X77) TO ACCOMMODATE MULTIPLE VEHICLE PARKING. AFTER A DAY OF FUN AND PLAYING WITH YOUR TOYS, THERE IS A SPOT BETWEEN TWO SEASONED OAK TREES TO STRING YOUR HAMMOCK FOR RELAXATION IN THE SHADE. THE PROPERTY IS A SHORT DISTANCE TO THE MARINA ON THE POTOMAC AND L AKE INDEPENDENCE FOR LAUNCHING. THERE IS AN OUTSIDE DECK OFF THE KITCHEN FOR GRILLING AND RELAXATION. THE MAIN FLOOR HAS AN OPEN FLOOR PLAN WITH KITCHEN/DINING AREA WITH ISLAND, BATHROOM/LAUNDRY ROOM AND ONE BEDROOM. THE UPSTAIRS FEATURES 2 BEDROOMS AND ONE BATH. METICULOUS CARE HAS BEEN TAKEN BY THE SELLER DURING HIS OWNERSHIP BY WATERPROOFING/SUMP PUMP THE CRAWL SPACE WITH NEW VAPOR BARRIER (12ML), PRESSURE WASHING OF THE HOME AND GARAGES, STAINING OF DECK AND GARAGE LANDING AS WELL AS DECK LEVELING. NEW ROOF IN 2025 ON THE HOME AND GARAGE. RECENTLY PAINTED THROUGHOUT THE INSIDE INCLUDING TRIM, DOORS, CLOSETS AND SHEVLES. OUTSIDE PAINTING WAS RECENTLY DONE ON THE FRONT COLUMNS/GARAGE DOOR AD CRAWL SPACE DOOR AND HOUSE DOOR, AND TRIM. THIS HOME IS READY TO MOVE IN AND AFFORD YOU THE COMFORT OF A YEAR-ROUND HOME OR SECOND HOME FOR YOUR ENJOYMENT. OTHER AMENITIES OF THE COMMUNITY ARE TWO BEACHES, CLUBHOUSE, SWIMMING POOL, TOT LOT, TENNIS/PICKLE BALL COURTS, BASKETBALL, SOCER FIELD AREA AND PAVILION FOR PICNICS AND GATHERINGS. PROFESSIONAL PICTURES WILL BE COMING SOON.

See more

Single Family Coming Soon

Price

$ 355,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 1,362

Style

Chalet,Cottage

Lot Size

0.88

Year Built

2001

Town/City

Montross

County/Region

Westmoreland

MLS | Web ID

VAWE2011578

Features
General
Living Area 1276
Sewer Gravity Sept Fld Septic = # of BR Septic Exists
Heating Heat Pump(s)
Cooling Ceiling Fan(s) Central A/C Heat Pump(s)
Possession Settlement
Appliances Built-In Microwave Dishwasher Range Hood Refrigerator Stove Washer/Dryer Stacked Dryer - Electric
Zoning R1
HOA Fee 550.00
Garage Spaces 4.00
Patio/Porch Features Deck(s)
Architectural Style Chalet Cottage Other
Security Features Exterior Cameras Motion Detectors
Construction Materials Vinyl Siding
School District WESTMORELAND COUNTY PUBLIC SCHOOLS
Year Built 2001
Levels 2
Other Fees 465.00
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Additional Parcels Description LOTS 38 AND 39 COMBINED.
Assoc Fee Paid Per Annually
County WESTMORELAND
New Construction N
Property Type Residential
HOA Y
Subdivision Name STRATFORD HARBOUR
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 2
Status COMING SOON
Directions FROM FREDERICKSBURG: ROUTE 3(KINGS HWY) TOWARDS MONTROSS TURN LEFT ON STRATFORD HALL RD GO APPROXIMATELY 4 MILES TURN LEFT ON S. INDEPENDENCE GO APPROX 5 BLOCKS ON RIGHT AND TURN RIGHT ON FRANCIS 2ND
City MONTROSS
Body of Water Lake Independence
Disclosures Prop Disclosure Sell Entirely Subject to VA POA
Other Fees Frequency Annually
Association Name STRATFORD HARBOUR PROPERTY OWNERS ASSOCIATION
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 38443.00
Tax Annual Amount 1362.0
Home Warranty Y/N N
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 278.21
Acceptable Financing Cash Conventional FHA Rural Development USDA VA
Additional Parcels Y/N Y
Community Pool Features Concrete Fenced In Ground
Historic Y/N N
Lease Considered Y/N N
Vacation Rental Y/N N
Standard Status Coming Soon
Year Built Source Assessor
Legal Subdivision MACHODOC POINT
Tax Lot 38
Association Recreation Fee N
See more
Interior
Interior Amenities Breakfast Area Ceiling Fan(s) Combination Kitchen/Dining Entry Level Bedroom Floor Plan - Open Kitchen - Galley Kitchen - Island
Heating Fuel Electric
Hot Water Electric
Total Stories 2
Basement (Y/N) N
Heating Y/N Y
Window Features Bay/Bow
Fireplace Y/N N
Above Grade Finished Area 1276
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 0
Room Type Living Room Dining Room Bedroom 2 Bedroom 3 Kitchen Bathroom 2
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Laundry Type Main Floor Dryer In Unit Washer In Unit
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
See more
Exterior
Exterior Amenities Bump-outs Exterior Lighting
Pool Yes - Community
Parking Features Asphalt Driveway
Lot Features Backs to Trees Partly Wooded Private
Water Source Public
Garage Features Garage - Front Entry Garage Door Opener Garage - Side Entry
Type of Parking Detached Garage Driveway
Foundation Details Block Crawl Space
Spa N
Water View Y/N N
Lot Dimensions 243.33 x 83.50 258.44 x 80
Lot Size Acres 0.88
Road Surface Type Black Top Paved
Water Body Type Lake
Lot Size Source Estimated
Waterfront Y/N N
Road Responsibility State
Horse Y/N N
Navigable Water Y/N N
Water Oriented Y/N Y
See more
Internal Only
Street Number 1 70
See more
* Excluded Features
List By
Century 21 New Millennium

Broker

agentsj85@gmail.com

Email

Affordability Calculator

$2,299
Per Month
95%
5%
0%
Monthly Principal & Interest
$2,186
Monthly Property Taxes
$114
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
3533212 Elementary School
3533217 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/22/2026$355,000 Listed Price

Map


See all

70 Francis Street, Montross, VA, 22520 is a Single Family Home for sale at $355,000 with 1,276 sqft and a lot size of 0.88. 70 Francis Street has 3 bedrooms, 2.0 baths, and was built in 2001. The property's zip code is 22520 which is in Montross, VA