7642 BENT TREE LOOP Saint Cloud, FL $ 366,900
7642 BENT TREE LOOP
$ 366,900
New Construction
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7642 BENT TREE LOOP

Saint Cloud, FL, 34773
$ 366,900
Bedrooms3 Baths2.0 Sq 1,780

Monthly Estimate*

$ 2,534

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Single Family Home for sale in Saint Cloud, FL

for $366,900 with 3 bedrooms and 2 full baths. This 1,780 square foot home was built in 2026 on a lot size of 0.14.

SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $15,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS! Imagine coming home, stepping onto the covered lanai and looking out over a peaceful green conservation area instead of directly into another backyard. 7642 Bent Tree Loop combines that added privacy with the comfort and savings of brand-new construction. Now offered at $366,900, this move-in-ready Adams Home features conservation view and flexible dining/office space. This 3-bedroom, 2-bath 1780A plan offers efficient single-story living, a private primary suite and two additional bedrooms that can support guests, remote work or hobbies. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month—or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder’s preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS—saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails—all without the additional CDD assessment. NEW PRICE: $366,900 CONSERVATION VIEW AND FLEXIBLE DINING/OFFICE SPACE NO CDD $15,000 FLEX CASH BUILDER-PAID CLOSING COSTS ONLY $1,000 DEPOSIT This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.

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Single Family Active

Price

$ 366,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 831

Style

Single Family Residence

Lot Size

0.14

Year Built

2026

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

O6418564

Features
General
Sewer Public Sewer
Heating Electric
Cooling Central Air
Utilities Cable Available Electricity Connected Water Connected
Roof Shingle
Appliances Dishwasher Electric Water Heater Microwave Range
Zoning X 500
HOA Fee 904
Garage Spaces 2
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 2026
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Pool
Assoc Fee Paid Per Annually
County Osceola
New Construction true
Property Type Residential
Attached Garage true
Subdivision Name HARMONY CENTRAL PH 2
Facing Direction East
Garage Y/N true
Total Rooms 6
Full Baths 2
Status Active
Directions From Narcoossee Road take 192 E. for 8 miles towards Melbourne continue past Harmony high school and Harmony Maine harmony Central would be located on your left
High School Harmony High
City ST CLOUD
Association Name Pedro Gutierrez
Senior Community Y/N false
MLS Area 34773 - St Cloud (Harmony)
Lot Size Units Square Feet
Lot Size Square Feet 6098
Carport Y/N false
Listing Terms Cash Conventional FHA USDA Loan VA Loan
Elementary School Harmony Community School (K-5)
Land Lease Y/N false
Tax Annual Amount 831.29
Middle/Junior High School Harmony Middle
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/O6418564
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 7
Legal Description HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK O LOT 7
Minimum Lease 7 Months
Water Access Y/N false
Monthly HOA Amount 75.33
Water View Y/N false
Flood Zone Code X 500
In Law Suite YN false
Flood Zone Code X Y
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Interior
Interior Amenities Ceiling Fan(s) Crown Molding High Ceilings Open Floorplan Primary Bedroom Main Floor Stone Counters Thermostat Walk-In Closet(s)
Flooring Carpet Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Irrigation System Sidewalk
Parking Features Driveway
Water Source Public
Lot Size Area 6098
Foundation Details Slab
Building Area Total 2122
Lot Size Acres 0.14
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Adams Homes Realty, Inc

Broker

jrsuazorealtor@gmail.com

Email

Affordability Calculator

$2,603
Per Month
97%
3%
0%
Monthly Principal & Interest
$2,534
Monthly Property Taxes
$69
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Harmony High High School High School
Pricing History
DatePricePrice ChangeDescription
10/1/2026$366,900 -6.38% Price Down
9/16/2026$391,900 -4.86% Price Down
6/20/2026$411,900 Listed Price

Map


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7642 BENT TREE LOOP, Saint Cloud, FL, 34773 is a Single Family Home for sale at $366,900 with 1,780 sqft and a lot size of 0.14. 7642 BENT TREE LOOP has 3 bedrooms, 2.0 baths, and was built in 2026. The property's zip code is 34773 which is in Saint Cloud, FL