3580 N HIAWATHA TERRACE Crystal River, FL $ 459,900
3580 N HIAWATHA TERRACE
$ 459,900
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3580 N HIAWATHA TERRACE

Crystal River, FL, 34428
$ 459,900
Bedrooms3 Baths2.1 Sq 1,354

Monthly Estimate*

$ 2,832

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Single Family Home for sale in Crystal River, FL

for $459,900 with 3 bedrooms and 2 full baths, 1 half bath. This 1,354 square foot home was built in 1984 on a lot size of 0.24.

Under contract-accepting backup offers. Discover your own waterfront retreat in the heart of Crystal River, where direct water access, peaceful surroundings, and the ultimate Florida boating lifestyle come together. Nestled along one of Crystal River’s scenic canals with navigable water leading directly to the Gulf, this property offers the perfect setup for boating, fishing, scalloping, kayaking, and embracing everything Florida’s Nature Coast is known for. This 3-bedroom, 2.5-bathroom waterfront home offers an open and inviting floor plan designed for both comfort and entertaining. Inside, you’ll find a spacious family room with soaring vaulted ceilings, recessed lighting, and a stunning floor-to-ceiling stone wood-burning fireplace that serves as the centerpiece of the home. The updated kitchen features granite countertops, stainless steel appliances, abundant cabinetry, and a breakfast bar overlooking the main living area, making it ideal for hosting family and friends. The oversized primary suite offers private access to the lanai, dual closets, and an en-suite bath, while two additional bedrooms provide plenty of room for guests or family. One of the standout features of this home is the expansive enclosed lanai stretching nearly the full length of the property, creating a versatile space to relax, entertain, or enjoy peaceful water views year-round. Just outside the lanai, you’ll find an additional waterfront washroom/half bath, perfect for cleaning up after a day on the boat, fishing, scalloping, or enjoying Crystal River’s endless water activities before heading back inside. Step outside to your private waterfront oasis featuring a covered boat house, 5-year-old power boat lift, private dock, seawall, and double-gated backyard access for secure boat and trailer storage. Whether you're heading out for a day on the water or returning from the Gulf, this property is designed to make the boating lifestyle easy and enjoyable. Additional highlights include a brand-new water heater (2025), a 2013 HVAC system, two-car garage, mature landscaping, ample storage, and no HOA restrictions. Whether you're looking for a full-time residence, seasonal getaway, vacation rental, or Airbnb investment opportunity, this property offers exceptional flexibility and endless possibilities. Located near downtown Crystal River, Three Sisters Springs, waterfront restaurants, marinas, parks, and the area’s natural springs, this home places you close to some of Florida’s best boating, fishing, and outdoor recreation. Don’t miss your opportunity to own a piece of Crystal River waterfront living and experience the best of Florida’s Nature Coast lifestyle. Schedule your private showing today.

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Single Family Pending

Price

$ 459,900

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 4,337

Style

Single Family Residence

Lot Size

0.24

Year Built

1984

Town/City

Crystal River

County/Region

Citrus

MLS | Web ID

TB8520301

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Cable Available Cable Connected Electricity Available Electricity Connected Sewer Available Sewer Connected Water Available Water Connected
Roof Shingle
Appliances Dishwasher Microwave Range Refrigerator
Zoning R1
Garage Spaces 2
Patio/Porch Features Covered Deck Patio Screened
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1984
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Citrus
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name INDIAN WATERS
Facing Direction East
Garage Y/N true
Other Structures Boat House
Total Rooms 9
Full Baths 2
Status Pending
Directions Get on FL-589 N/FL-589 Toll N/Suncoast Pkwy from FL-54 W Follow FL-589 N/FL-589 Toll N/Suncoast Pkwy to FL-44 W in Lecanto. Take exit 68 from FL-589 N/FL-589 Toll N/Suncoast Pkwy Follow FL-44 W and US-98 N/N Suncoast Blvd/NW US-19/NE US Hwy 19 to N Hiawatha Terrace.
High School Crystal River High School
City CRYSTAL RIVER
Senior Community Y/N false
MLS Area 34428 - Crystal River
Lot Size Units Square Feet
Lot Size Square Feet 10508
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Crystal River Primary School
Land Lease Y/N false
Tax Annual Amount 4337
Middle/Junior High School Crystal River Middle School
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://show.tours/e/2GDYJQF
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Pending
Occupancy Type Vacant
Tax Lot 39
Legal Description INDIAN WATERS UNIT 2 PB 4 PG 71 LOT 39 BLK D (ORD #97-0-01 ANNEX INTO CITY OF C.R.)
Water Access Type Canal - Freshwater
Minimum Lease No Minimum
Water Access Y/N true
Water View Y/N false
Flood Zone Code AE
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Interior
Interior Amenities Built-in Features Ceiling Fan(s) High Ceilings Kitchen/Family Room Combo Living Room/Dining Room Combo Open Floorplan Other Primary Bedroom Main Floor Solid Surface Counters Split Bedroom Thermostat Vaulted Ceiling(s) Walk-In Closet(s)
Flooring Tile
Furnished Y/N Unfurnished
Fireplace Features Living Room Wood Burning
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Laundry Features In Garage
Total Bedrooms 3
Total Baths 3
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Exterior
Exterior Amenities French Doors Lighting Other Rain Gutters Sliding Doors
Fencing Wood
Parking Features Driveway
Lot Features Corner Lot
Water Source Public
Lot Size Area 10508
Foundation Details Slab
Building Area Total 2378
Lot Size Acres 0.24
Road Surface Type Paved Concrete
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type Street Paved
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* Excluded Features
List By
adam@54realty.com

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Affordability Calculator

$3,193
Per Month
89%
11%
0%
Monthly Principal & Interest
$2,832
Monthly Property Taxes
$361
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Crystal River High School High School High School
Pricing History
DatePricePrice ChangeDescription
6/18/2026$459,900 Listed Price

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3580 N HIAWATHA TERRACE, Crystal River, FL, 34428 is a Single Family Home for sale at $459,900 with 1,354 sqft and a lot size of 0.24. 3580 N HIAWATHA TERRACE has 3 bedrooms, 2.1 baths, and was built in 1984. The property's zip code is 34428 which is in Crystal River, FL