3169 Agate Bay Lane Bellingham, WA $ 4,495,000
3169 Agate Bay Lane
$ 4,495,000
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3169 Agate Bay Lane

Bellingham, WA, 98226
$ 4,495,000
Bedrooms3 Baths3.0 Sq 2,933

Monthly Estimate*

$ 27,676

Listed by COMPASS
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Single Family Home for sale in Bellingham, WA

for $4,495,000 with 3 bedrooms and 3 full baths. This 2,933 square foot home was built in 1980 on a lot size of 3.1.

Tucked along the sunny eastern edge of Lake Whatcom sits this exceptional private estate. Comprising 3.1 private acres of flat, usable land, the property features nearly 900 feet of low-bank sandy shoreline—an increasingly rare amount of direct, effortless lake access. The west facing orientation, with unobstructed exposure delivers sunlight from dawn through the long, cinematic sunsets that define life on Lake Whatcom. Three docks and a dedicated boat ramp ensure seamless launch points for whatever vessels or watercraft suit the season, while the generous moorage invites both serious boating and spontaneous summer afternoons. At the heart of the estate are two primary residences. The main home is a refined contemporary with three bedrooms and two-and-a-half baths, designed to frame sweeping 180-degree lake views from nearly every room. Positioned on its own private peninsula, it showcases timeless modern lines with unparalleled potential. Steps away, at the water’s edge, rests the second home—a warmly appointed two-bedroom, two-bath home with loft, perfectly suited for guests, family, or simply changing the daily perspective. Four additional historic cabins complete the offering, one of which has been thoughtfully finished and used as an ADU. Together they create layered possibilities: a true multi-generational compound, thoughtful income potential, or flexible space for a weekend escape. One of a kind would be an understatement for this rare property.

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Single Family Active

Price

$ 4,495,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 49,030

Style

Contemporary

Lot Size

3.1

Year Built

1980

Town/City

Bellingham

County/Region

Whatcom

MLS | Web ID

2543138

Features
General
Living Area 2933
Sewer Sewer Connected
Heating Forced Air
Cooling None
Possession Closing
Roof Composition
Appliances Dishwasher Double Oven Dryer Microwave Refrigerator Stove(s)/Range(s) Washer
HOA Fee 0
Architectural Style Contemporary
Security Features Partially Fenced Security Gate Security System
Year Built 1980
View Lake Territorial
Topography Level
Levels One and One Half
Property Subtype Single Family Residence
Tax Year 2026
Waterfront Features Lake
Community Features Athletic Court Boat Launch
County Whatcom
New Construction N
Property Type Residential
HOA N
Attached Garage Y
Subdivision Name Silver Beach
Facing Direction West
Garage Y/N Y
Full Baths 3
Special Listing Conditions None
Status Active
Directions Northshore to Agate Bay Lane (just before The Fork Restaurant). Houses are on the waterside of the road.
High School Buyer To Verify
City Bellingham
Entry Location Main
Senior Community Y/N N
High School District Bellingham
MLS Area 860 - Bellingham
Lot Size Units Square Feet
Lot Size Square Feet 135036
Carport Y/N N
Listing Terms Cash Conventional
Elementary School Buyer To Verify
Land Lease Y/N N
Tax Annual Amount 49030
Middle/Junior High School Buyer To Verify
Public Remarks Tucked along the sunny eastern edge of Lake Whatcom sits this exceptional private estate. Comprising 3.1 private acres of flat usable land the property features nearly 900 feet of low-bank sandy shor
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company Private (Lake Draw)
Property Style 11 - 1 1/2 Story
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Interior
Interior Amenities Bath Off Primary Built-In Vacuum Dining Room Fireplace Hot Tub/Spa Jetted Tub Pantry Security System Skylight(s) Vaulted Ceiling(s) Walk-In Closet(s) Water Heater Wired for Generator
Basement None
Flooring Ceramic Tile Vinyl Carpet
Total Fireplaces 1
Fireplace Features Wood Burning
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N Y
Half Baths 0
3/4 Baths 0
Total Bedrooms 3
Main Level Bedrooms 3
Total Baths 3
Water Heater Type Gas
Water Heater Location Garage
Fireplaces Main 1
Power Production Type Electric Natural Gas Wood
Baths Three Quarter Garage 0
Baths Three Quarter Lower 0
Baths Three Quarter Main 0
Baths Three Quarter Upper 0
Bedrooms Lower 0
Bedrooms Upper 0
Baths Half Upper 0
Baths Half Main 0
Baths Half Lower 0
Baths Half Garage 0
Baths Full Upper 0
Baths Full Main 3
Baths Full Lower 0
Baths Full Garage 0
Bathrooms 3
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Exterior
Exterior Amenities Wood Wood Products
Vegetation Garden Space Wooded
Parking Features Driveway Attached Garage Detached Garage RV Parking
Lot Features Dead End Street Paved Secluded Value In Land
Water Source Lake
Total Parking 3
Inclusions Dishwasher(s) Double Oven Dryer(s) Microwave(s) Refrigerator(s) Stove(s)/Range(s) Washer(s)
Foundation Details Poured Concrete
Spa Y
Building Area Total 2933
Lot Size Acres 3.1
Waterfront Y/N Y
Covered Spaces 3
Irrigation Water Rights Y/N N
Waterfront Footage 567
Site Features Cabana/Gazebo Cable TV Deck Dock Fenced-Partially Gated Entry High Speed Internet Hot Tub/Spa Outbuildings Outdoor Fireplace Patio Propane RV Parking Shop
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Internal Only
OriginalMLSID NWM2543138
Street Number 1 3169
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* Excluded Features
List By
Derek Buse

Listing Agent

Compass

Broker

Affordability Calculator

$31,762
Per Month
87%
13%
0%
Monthly Principal & Interest
$27,676
Monthly Property Taxes
$4,086
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3100178 Elementary School
3100357 Middle School
Buyer To Verify High School High School
Pricing History
DatePricePrice ChangeDescription
6/19/2026$4,495,000 Listed Price

Map


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3169 Agate Bay Lane, Bellingham, WA, 98226 is a Single Family Home for sale at $4,495,000 with 2,933 sqft and a lot size of 3.1. 3169 Agate Bay Lane has 3 bedrooms, 3.0 baths, and was built in 1980. The property's zip code is 98226 which is in Bellingham, WA