199 Settlers Lane Montross, VA $ 439,900
199 Settlers Lane
$ 439,900
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199 Settlers Lane

Montross, VA, 22520
$ 439,900
Bedrooms3 Baths3.1 Sq 2,280

Monthly Estimate*

$ 2,778

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Single Family Home for sale in Montross, VA

for $439,900 with 3 bedrooms and 3 full baths, 1 half bath. This 2,280 square foot home was built in 1996 on a lot size of 3.

Situated on three acres of absolute bliss, this beautiful Colonial at 199 Settlers Ln, Montross, VA 22520 offers the perfect escape into private, peaceful country living. An inviting covered front porch sits in the shade of mature oak trees, welcoming you into a home that beautifully blends stone accents both inside and out. The lush, private grounds are a nature lover's dream, featuring plum, peach, apple, three fig trees, and fruiting blueberry bushes, along with a wrap-around driveway, a substantial 12x24 detached shed, and another storage container at the rear of the property for all your storage needs! Spanning 1,824 above-grade square feet, the interior of this three bedroom, three and a half bathroom home is thoughtfully designed for comfort and accessibility, including an electric chair lift to basement and second level. The main floor boasts a dedicated dining room, a dedicated laundry room, and a cozy living area centered around a warm propane fireplace. In the heart of the home, the kitchen features recessed lighting, hardwood cabinets drawers and doors, a pantry, stainless steel appliances, and durable vinyl flooring. High-quality Anderson windows are installed throughout the home, drawing in abundant natural light, and ample attic storage is easily accessible overhead. The lower level offers incredible potential with a 912-square-foot roughed-in basement built on a solid poured concrete foundation. Already featuring partially finished flooring, an installed wood stove, a functioning full bath, and its own electric chair lift, this space is framed and ready to be finished into a custom bar, bonus room, and living area. Additional workspace is provided by the massive 812-square-foot finished attached garage, measuring 27x27 and fully equipped with electricity and HVAC. Backed by heavy-duty infrastructure including a 400-amp electrical service, a new pressure tank, and an alarm system, this home ensures complete peace of mind. When it is time to unwind, the huge multi-level deck out back serves as an entertainer's delight, making it the perfect private retreat. While you will feel a world away in your own backyard oasis, you can truly drive a little and save a lot at this fantastic location. Situated just off Route 3, the property provides an exceptionally easy commute to Dahlgren, Colonial Beach, Montross, and more, giving you the absolute best of both worlds. Come see 199 Settlers Ln, and all it has to offer!

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Single Family Contingent

Price

$ 439,900

Bedrooms

3

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 1,821

Style

Colonial

Lot Size

3

Year Built

1996

Town/City

Montross

County/Region

Westmoreland

MLS | Web ID

VAWE2011566

Features
General
Living Area 2280
Sewer Septic = # of BR
Heating Heat Pump(s)
Cooling Heat Pump(s)
Possession Settlement
Appliances Dishwasher Dryer Exhaust Fan Freezer Microwave Oven/Range - Electric Refrigerator Water Heater Dryer - Front Loading
Zoning R
Patio/Porch Features Deck(s) Patio(s)
Architectural Style Colonial
Security Features Carbon Monoxide Detector(s) Security System Smoke Detector
Construction Materials Stone Vinyl Siding
School District WESTMORELAND COUNTY PUBLIC SCHOOLS
Year Built 1996
View Trees/Woods
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Section 2
Accessibility Chairlift
County WESTMORELAND
New Construction N
Property Type Residential
HOA N
Subdivision Name SETTLERS RETREAT
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE UNDER CONTRACT
Directions From Kings Highway/ VA-3 East Turn right onto state Route 659 / Kenwood road. in 0.4 miles turn right on to Settlers Lane. 199 Settlers Lane is 0.2 miles further on the left.
City MONTROSS
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 130680.00
Tax Annual Amount 1821.04
Home Warranty Y/N N
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 0
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 241.17
Acceptable Financing Cash Conventional FHA USDA VA Other
Additional Parcels Y/N N
Lease Considered Y/N N
Vacation Rental Y/N N
Virtual Tour https://my.matterport.com/show/?m=945nJyFLTn2
Location Type Rural
Standard Status Active Under Contract
Year Built Source Estimated
Legal Subdivision SETTLERS RETREAT
Tax Lot 6
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Interior
Interior Amenities Dining Area Breakfast Area Window Treatments Attic Bathroom - Walk-In Shower Ceiling Fan(s)
Heating Fuel Electric
Basement Rear Entrance Daylight Partial Outside Entrance Unfinished Partially Finished Interior Access
Total Fireplaces 1
Fireplace Features Screen
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Window Features Double Hung
Fireplace Y/N Y
Above Grade Finished Area 1824
Half Baths 1
Central Air Y/N N
Total Bedrooms 3
Below Grade Finished Area 456
Main Level Bedrooms 0
Below Grade Finished Area Unit Type Square Feet
Laundry Type Has Laundry Dryer In Unit Washer In Unit Main Floor
Below Grade Finished Area Source Estimated
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
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Exterior
Exterior Amenities Extensive Hardscape Outbuilding(s) Secure Storage Stone Retaining Walls Other
Pool No Pool
Parking Features Circular Driveway
Lot Features Backs to Trees Partly Wooded Private Rear Yard Rural Secluded SideYard(s)
Water Source Well
Type of Parking Driveway
Foundation Details Concrete Perimeter
Water View Y/N N
Lot Size Acres 3.00
Lot Size Source Estimated
Waterfront Y/N N
Road Responsibility Private
Horse Y/N N
Land Assessed Value 32800.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 199
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* Excluded Features
List By
Re/Max Supercenter

Broker

scottvare@gmail.com

Email

Affordability Calculator

$2,929
Per Month
95%
5%
0%
Monthly Principal & Interest
$2,778
Monthly Property Taxes
$152
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3533212 Elementary School
3533217 Middle School
Washington & Lee High School High School
Pricing History
DatePricePrice ChangeDescription
6/19/2026$439,900 Listed Price

Map


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199 Settlers Lane, Montross, VA, 22520 is a Single Family Home for sale at $439,900 with 2,280 sqft and a lot size of 3. 199 Settlers Lane has 3 bedrooms, 3.1 baths, and was built in 1996. The property's zip code is 22520 which is in Montross, VA