1341-1344 Elk Lake Resort Road
Owenton, KY, 40359 $ 850,000
Bedrooms3 Baths3.0 Monthly Estimate*
$ 5,367
for $850,000 with 3 bedrooms and 3 full baths. This home was built in 1999.
Experience lakefront living at its finest in this extraordinary Craftsman-style retreat situated on four waterfront lots at beautiful Elk Lake. Offering exceptional space, stunning views, and endless opportunities for recreation, this one-of-a-kind property is designed for both relaxation and entertaining. This spacious home features 3 bedrooms plus 2 large loft bedrooms, 3 baths, and an impressive open-concept design highlighted by vaulted ceilings, abundant natural wood finishes, and expansive windows that frame breathtaking lake views. The primary suite includes a private ensuite bath and shares a striking two-way gas fireplace with the living room, creating a warm and inviting atmosphere. The main level showcases hardwood flooring in the entry and living room, while the lower level offers high ceilings, durable tile flooring, a cozy family room with a wood-burning fireplace, and multiple walkouts providing seamless access to the outdoors. The well-equipped kitchen features stainless steel appliances and two dishwashers, making entertaining family and friends effortless. Outdoor living is exceptional, with multiple oversized decks surrounding the home and overlooking the water and partially wooded grounds. Enjoy direct lake access from the large private dock complete with boat slip and electric service, perfect for boating, fishing, and enjoying everything lake life has to offer. For hobbyists and outdoor enthusiasts, the massive 6-car garage provides ample storage for boats, ATVs, vehicles, and all your lake toys. The garage is also plumbed for a future full bath, offering additional flexibility. Recent improvements include: New dimensional shingle roofs on both the house and garage (2026), 4 new Velux skylights, new gutters and downspouts on the house and garage & fresh gravel driveway! Whether you're searching for a full-time residence, weekend getaway, or entertaining destination, this exceptional Elk Lake property offers a rare combination of enjoyment!
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FeaturesInteriorInterior Amenities Breakfast Bar Kitchen Island Ceiling Fan(s) Master Downstairs Built-in Features Double Vanity Chandelier Vaulted Ceiling(s) High Ceilings Recessed Lighting Eat-in Kitchen Open Floorplan Multi Panel D
Basement Walk-Out Access Fireplace(s) Storage Space Finished Full Finished Bath Kitchen
Kitchen Appliances Stainless Steel Appliance(s) Refrigerator Gas Cooktop Microwave
Total Fireplaces 2
Fireplace Features Wood Burning Gas
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Insulated Windows Wood Frames Bay Window(s) Picture Window(s)
Fireplace Y/N Yes
Total Bathrooms 3.0
Laundry Features Lower Level
Room Type Bathroom 2 Living Room Bonus Room Other Room Primary Bath Family Room Bedroom 2 Dining Room Bedroom 3 Bathroom 3 Primary Bedroom Kitchen
Total Baths 3
Total Bedrooms 3
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GeneralSewer Septic Tank
Heating Propane Forced Air
Cooling Central Air
Utilities Natural Gas Available Cable Available
Roof Shingle
HOA Fee 2500.0
Garage Spaces 4.0
Association Fee Includes Management Association Fees Maintenance Grounds Security Trash Snow Removal
Patio/Porch Features Porch Patio Deck
Architectural Style Craftsman
Construction Materials Concrete Wood Siding
Full Baths 3
Half Baths 0
Year Built 1999
View Trees/Woods Lake
Levels One
Property Subtype Single Family Residence
Assoc Fee Paid Per Annually
County Owen
New Construction No
Property Type A
Association Amenities Clubhouse Trail(s) Playground Lake Seasonal Lake Year Round
HOA Yes
Attached Garage No
Garage Y/N Yes
Total Rooms 8
Status Active
Directions From Elk Creek Vineyard head East turn Right onto Rt 1883 turn Right at stop sign. ''Gated Community;must have an appointment to be escorted by an agent.''
High School Owen County High
City Owenton
School District Owen Co Public
MLS Area K22 - Owen Cty
Elementary School Owen County Elementary
Property Attached Y/N No
Middle/Junior High School Maurice Bowling Middle School
Property Condition Existing Structure
MLS Area Minor K22 - Owen Cty
Virtual Tour https://player.vimeo.com/video/1202634231
Structure Type House
Standard Status Active
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ExteriorExterior Amenities Dock Fire Pit Boat Slip Balcony
Parking Features Garage Detached Driveway
Lot Features Waterfront Wooded Cleared Sloped
Water Source Public
Foundation Details Poured Concrete
Building Area Total 0.0
Lot Dimensions 4 Water Lots
Road Surface Type Gravel
Road Frontage Type Private Road
Land Lease Type Fee
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* Excluded FeaturesList BySibcy Cline, Realtors-FlorenceBroker
ptenoever@sibcycline.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $5,367
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Owenton, KY
Average List Price $321,214
Percent of Sale Price 62%
About Owenton, KY 1,288 Population
2% Since 2002
$ 34,772 Median Income
40.28 Median Age
25% Households with Children
Trends Information provided by ATTOM Data Solutions.
3163353 Elementary School
3163371 Middle School
Owen County High High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/19/2026 | $850,000 | | Listed Price |