640 27th ST SW
Naples, FL, 34117 $ 789,000
Bedrooms3 Baths2.0 Sq 1,474 Monthly Estimate*
$ 4,858
for $789,000 with 3 bedrooms and 2 full baths. This 1,474 square foot home was built in 1980 on a lot size of 2.5.
Rarely does a property offer a spacious main home and a fully independent mother-in-law suite on 2.5 private acres. This exceptional ranch estate provides the perfect opportunity for multi-generational living, guest accommodations, rental income potential, or a private home office setup. The centerpiece of the property is the comfortable ranch-style main home, offering spacious living and a welcoming atmosphere. Just steps away, the fully detached 1-bedroom, 1-bathroom mother-in-law suite features its own kitchen, laundry, and private living space, creating a truly separate residence with endless possibilities. Surrounded by mature, swaying palm trees and fully fenced for privacy, this stunning property is an entertainer's dream. Enjoy an inviting in-ground pool, screened lanai, and two expansive decks designed for gatherings, complete with an outdoor bar and plenty of space to enjoy Florida's beautiful weather year-round. Additional highlights include a large oversized detached 20' x 20' x 12' garage, multiple storage sheds, and a specialized air-conditioned building with full electrical service—perfect for a workshop, hobby space, fitness room, or home business. For added value and peace of mind, new hurricane shutters were installed in 2024, and a brand-new metal roof was installed in 2025. With NO HOA restrictions, breathtaking sunsets, and endless room to live, work, and play, this unique property offers the Florida lifestyle you've always dreamed of while providing the flexibility and functionality that are increasingly hard to find.
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FeaturesInteriorInterior Amenities Pantry Smoke Detectors Walk-In Closet(s) Window Coverings
Flooring Tile
Furnished Y/N Negotiable
Total Stories 1
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Window Coverings
Fireplace Y/N N
Half Baths 0
Laundry Features Laundry in Residence
Total Bedrooms 3
Total Baths 2
Dining Room Features Breakfast Bar Eat-in Kitchen
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GeneralSewer Septic Tank
Heating Central Electric
Cooling Ceiling Fan(s) Central Electric
Roof Metal
Appliances Electric Cooktop Dishwasher Dryer Microwave Range Refrigerator Refrigerator/Freezer Refrigerator/Icemaker Reverse Osmosis Self Cleaning Oven Washer Water Treatment Owned
HOA Fee 0
Garage Spaces 2
Patio/Porch Features Deck
Architectural Style Ranch Single Family
Pool Features Above Ground Screen Enclosure
Security Features Smoke Detector(s)
Construction Materials Concrete Block Stucco
Pets Allowed Yes
Year Built 1980
View Trees/Woods
Levels 1
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features None
County Collier
New Construction N
Property Type Residential
Association Amenities None
HOA N
Attached Garage N
Subdivision Name GOLDEN GATE ESTATES
Garage Y/N Y
Other Structures Storage
Total Rooms 0
Full Baths 2
Status Active
City NAPLES
Senior Community Y/N N
Number Of Units Total 1
MLS Area GOLDEN GATE ESTATES
Lot Size Units Acres
Lot Size Square Feet 108900
Carport Spaces 0
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 2892.44
Ok to Lease Buyer Finance/Cash
Additional Parcels Y/N N
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Legal Description GOLDEN GATE EST UNIT 5 S 1/2 OF TR 93
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ExteriorExterior Amenities Open Porch/Lanai Screened Lanai/Porch Storage
Fencing Fenced
Parking Features Circular Driveway Driveway Paved Paved RV-Boat Detached
Water Source Reverse Osmosis - Entire House Well
Total Parking 2
Lot Size Area 2.5
Foundation Details Concrete Block
Park Name GOLDEN GATE ESTATES
Spa N
Building Area Total 2970
Lot Size Acres 2.5
Road Surface Type Paved
Waterfront Y/N N
Covered Spaces 2
Road Responsibility Public Maintained Road
Horse Y/N N
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $4,858
- Monthly Property Taxes
- $241
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Naples, FL
Average List Price $2,268,373
Percent of Sale Price 187%
About Naples, FL 20,223 Population
-8% Since 2002
$ 92,989 Median Income
66.65 Median Age
8% Households with Children
Trends Information provided by ATTOM Data Solutions.
1023012 Elementary School
1023173 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/19/2026 | $789,000 | | Listed Price |