122 Oak Terrace Hayesville, NC $ 982,222
122 Oak Terrace
$ 982,222
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122 Oak Terrace

Hayesville, NC, 28904
$ 982,222
Bedrooms3 Baths3.1 Sq 1,654

Monthly Estimate*

$ 6,048

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Single Family Home for sale in Hayesville, NC

for $982,222 with 3 bedrooms and 3 full baths, 1 half bath. This 1,654 square foot home was built in 2007 on a lot size of 3.44.

Commanding a premier position in the prestigious Chatuge Woods community of Hayesville, NC, this exceptional turnkey mountain estate offers a rare blend of luxury, privacy, and breathtaking natural beauty. Spectacular views of Lake Chatuge, framed by the layered peaks of the Blue Ridge Mountains, create an unforgettable backdrop throughout the home. Located in historic Smackass Gap, this meticulously renovated 3-BD/3.5-BA residence captures spectacular, up-close views of Lake Chatuge from nearly every room, all framed by the layered peaks of the Blue Ridge Mountain vistas. From the moment you enter, the home's dramatic architecture and panoramic views command attention. Soaring ceilings, matte-black exposed beams, programmable smart LED lighting, rich engineered hardwood flooring, a stacked-stone gas fireplace, and expansive walls of glass create a seamless connection between the interior and the stunning landscape beyond. Throughout the home, the ever-changing lake views serve as a captivating focal point. Designed for both everyday living and sophisticated entertainment, the fully renovated kitchen features a striking leathered granite waterfall island with seating, premium quartz countertops, a copper farmhouse sink, custom wood cabinetry, microwave drawer, and high-end Samsung smart appliances, including an induction range, hands-free vent hood, and touchscreen refrigerator. A custom hospitality bar with dual beverage refrigerators and wine storage provides the perfect out-of-the-way space for hosting family and guests. The main-level owner's suite offers calming comfort, privacy, and breathtaking Lake & Mountain views. This spacious retreat features a large walk-in dressing room and a spa-bath with dual vanities, dramatic stone countertops, an oversized walk-in tiled shower, and a 2-person Jacuzzi with hydrotherapy jets, Wi-Fi connectivity, and ambient LED lighting. Downstairs, the thoughtfully designed lower level offers exceptional flexibility for guests, multi-generational living, or luxury rental opportunities. With two private exterior entrances and a split-bedroom layout centered around a convenient kitchenette, the space provides both privacy and functionality. One wing features a spacious family room w/an integrated Murphy bed and a designer bath with a freestanding soaking tub, while the opposite wing hosts a private guest suite with lake views, a generous walk-in closet, and an updated ensuite bath. This space provides privacy and the opportunity to mingle! Outdoor living is equally impressive. Expansive covered decks with newly installed cable rail systems maximize the panoramic lake and mountain views, while spacious patios below provide ideal settings for relaxation and entertaining. Professionally landscaped grounds feature mature hydrangeas, rhododendrons, mountain laurel, fruit trees, berry patches, a fenced garden, and a large, fenced backyard for easy pet access and freedom. Security features include a private automated gate w/keypad entry, and a six-camera Blink security system. Offered fully furnished just move right into this extraordinary mountain retreat. Explore the many attractions of the Blue Ridge Mountains including hiking the nearby Appalachian Trail, local Peacock Theater, Pickle Ball Courts, John C. Campbell Folk School, Harrah's Valley River Casino, and numerous local boutiques and restaurants. This home represents a rare opportunity to own one of Lake Chatuge's most captivating view properties, where luxury living and the timeless beauty of the Blue Ridge Mountains come together in perfect harmony.

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Single Family Active

Price

$ 982,222

Bedrooms

3

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 1,745

Style

Patio

Lot Size

3.44

Year Built

2007

Town/City

Hayesville

County/Region

Clay

MLS | Web ID

100582854

Features
General
Living Area 1654.0
Heating Propane Gas Pack Heat Pump Fireplace(s) Electric Forced Air Zoned
Cooling Central Air Zoned Ceiling Fan(s) Heat Pump
Utilities Underground Utilities See Remarks Fiber Optic
Possession Close Of Escrow At Closing
Roof Metal
Appliances Vented Exhaust Fan Mini Refrigerator Built-In Microwave Built-In Electric Oven Freezer See Remarks Washer Self Cleaning Oven Refrigerator Ice Maker Dryer Dishwasher ENERGY STAR Qualified Appliances T
Zoning Residential
HOA Fee 1000.0
Garage Spaces 2.0
Patio/Porch Features Open Covered Deck Patio Front Porch
Architectural Style Patio
Pool Features None
Security Features Security Lights Smoke Detector(s) Cameras Included Security System Owned
Construction Materials Composition Block See Remarks Stone Fiber Cement Wood Frame
Pets Allowed Dogs OK Cats OK Yes
Year Built 2007
View Lake Water Mountain
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Taxes 1745.16
Parcel Number 557000455062
Waterfront Features Water Access Comm
Assoc Fee Paid Per Annually
County Clay
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) N
Association Amenities Short Term Rental
HOA Y
Attached Garage Y
Energy Efficient Lighting LED Lighting
Subdivision Name Chatuge Woods
Garage Y/N Y
Other Structures Kennel/Dog Run
Total Rooms 5
Full Baths 3
Status Active
Directions From Hayesville Traffic Light: Travel East on Hwy 64 3.5 miles to L on WJ Cabe Rd. Go 0.2 mi to slight Rt onto Chatuge Woods Dr. Go 0.3 mi keeping L onto Oak Terrace to gate at property. SOP
High School Hayesville
City Hayesville
Association Name Chatuge Woods Homeowners Assoc
Lot Size Units Acres
Lot Size Square Feet 149846.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Hayesville
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Hayesville
Lease Considered Y/N N
Structure Type Wood Frame Stick Built See Remarks
Living Area Units Square Feet
Standard Status Active
Tax Lot Tract A-R
Legal Description Document Attached
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Interior
Interior Amenities Walk-in Closet(s) Vaulted Ceiling(s) Entrance Foyer Mud Room Solid Surface Whirlpool Bookcases Kitchen Island 2nd Kitchen Ceiling Fan(s) Furnished Pantry Walk-in Shower Wet Bar Basement Blinds/Shades
Basement Finished Other Full Walk-Out Access
Flooring LVT/LVP Tile Hardwood
Furnished Y/N Furnished
Water Heater Propane Tankless
Fireplace Features Gas Log
Master Bed Level Primary Living Area
Total Stories 2
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 1
Laundry Features Laundry Room
Total Bedrooms 3
Attic Features Pull-Down Stairs
Entry Level 1
Room Type Master Bedroom Bedroom 2 Bedroom 3 Dining Area Laundry Dining Room Great Room Utility Room Bathroom 1 Bathroom 2 Bathroom 3 Bathroom 4
Unit Type 3 Bedroom
Total Baths 4
Living Area Range 1600 - 1799
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Exterior
Exterior Amenities Garden Other See Remarks
Exterior Finish Composition Fiber Cement Stone See Remarks
Fencing Back Yard Vinyl Wood Fenced
Parking Features Workshop in Garage Garage Faces Front Parking Lot Attached Additional Parking Gravel Garage Door Opener Lighted Off Street On Site Tandem Basement Garage Storage
Lot Features Wooded Water Access Comm Gentle Sloping Irregular Lot Landscaped Rolling Slope Secluded Sloped
Water Source Well Private
Total Parking 2.0
Lot Size Area 3.44
Foundation Details Block Slab
Spa N
Building Area Total 1654.0
Lot Dimensions BL Agmt. Bk 242/Pg 172; Survey Bk 6/144- attached
Lot Size Acres 3.44
Road Surface Type Paved
Frontage Type See Remarks
Waterfront Y/N N
Road Frontage Type Private Road Maintained Easement Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 122
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* Excluded Features
List By
Lee Beal

Listing Agent

Big Realty!

Broker

lee@bigrealtync.com

Email

Affordability Calculator

$6,193
Per Month
98%
2%
0%
Monthly Principal & Interest
$6,048
Monthly Property Taxes
$145
Monthly Home Insurance
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5485059 Elementary School
5485052 Middle School
Hayesville High School High School
Pricing History
DatePricePrice ChangeDescription
6/19/2026$982,222 Listed Price

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122 Oak Terrace, Hayesville, NC, 28904 is a Single Family Home for sale at $982,222 with 1,654 sqft and a lot size of 3.44. 122 Oak Terrace has 3 bedrooms, 3.1 baths, and was built in 2007. The property's zip code is 28904 which is in Hayesville, NC