20947 Ridge Road Colonial Beach, VA ^$ 495,000

20947 Ridge Road

^$ 495,000

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20947 Ridge Road

Colonial Beach, VA, 22443

^$ 495,000

Bedrooms3 Baths1.1 Sq 1,501

Monthly Estimate*

^$ 3,048

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Single Family Home for sale in Colonial Beach, VA

for $495,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,501 square foot home was built in 1964 on a lot size of 0.69.

Come experience the waterfront lifestyle you've always dreamed of with this beautiful Potomac River Retreat offering breathtaking panoramic water views. Situated on a generous 0.69-acre waterfront lot just outside the Town of Colonial Beach in Westmoreland County, this charming home features approximately 1,500 square feet of comfortable living space. The main level offers an inviting open floor plan with a spacious living room, dining area, kitchen, sunroom filled with natural light, convenient half bath, and laundry/utility room. Upstairs, the large primary bedroom opens to a private balcony overlooking the riverperfect for enjoying spectacular sunrises and evening breezes. Two additional bedrooms and an updated full bath with walk-in shower complete the upper level. Enjoy the convenience of being just a short walk to local seafood favorites. Whether you're seeking a full-time residence, weekend getaway, or vacation rental opportunity, this waterfront gem offers an affordable chance to own your own slice of paradise. Offered turnkey with furnishings. Come make memories and start enjoying waterfront living this season!

Single Family Active

Price

^$ 495,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 2,174

Style

Cape Cod

Lot Size

0.69

Year Built

1964

Town/City

Colonial Beach

County/Region

Westmoreland

MLS | Web ID

VAWE2011554

Features

General

Living Area 1501

Sewer Public Sewer

Heating Heat Pump(s)

Cooling Central A/C

Possession Settlement

Roof Metal

Appliances Washer/Dryer Hookups Only Dishwasher Dryer Exhaust Fan Microwave Oven/Range - Electric Refrigerator Washer

Zoning RESIDENTIAL

Patio/Porch Features Deck(s)

Architectural Style Cape Cod

Construction Materials Vinyl Siding

School District WESTMORELAND COUNTY PUBLIC SCHOOLS

Year Built 1964

View Water

Levels 2

Tax Year 2025

Ownership Fee Simple

Cool Fuel Electric

Accessibility None

County WESTMORELAND

New Construction N

Property Type Residential

HOA N

Subdivision Name NONE AVAILABLE

Garage Y/N N

Water Access Y/N Y

Other Structures Above Grade Below Grade

Full Baths 1

Status ACTIVE

Directions I-95 E to Rt 3 E L on Rt 205 cross Rt 301 and continue towards Colonial Beach property on L with sign

City COLONIAL BEACH

Senior Community Y/N N

Lot Size Units Square Feet

Lot Size Square Feet 30056.00

Tax Annual Amount 2174.0

Property Condition Very Good

Structure Type Detached

Condo/Coop Association fee Y/N N

Bathrooms Count Main Level 1.00

Price Per Sq Ft Total AG 329.78

Vacation Rental Y/N N

Virtual Tour https://listings.cynthiajamesphotography.com/sites/eqlqjbjv/unbranded

Standard Status Active

Year Built Source Estimated

Interior

Interior Amenities Kitchen - Galley Breakfast Area Upgraded Countertops Window Treatments Wood Floors Floor Plan - Open

Heating Fuel Electric

Flooring Wood Tile/Brick

Total Fireplaces 1

Hot Water Electric

Basement (Y/N) N

Heating Y/N Y

Fireplace Y/N Y

Above Grade Finished Area 1501

Half Baths 1

Central Air Y/N Y

Total Bedrooms 3

Below Grade Finished Area 0

Room Type Living Room Dining Room Kitchen Sun/Florida Room Utility Room

Below Grade Finished Area Unit Type Square Feet

Below Grade Finished Area Source Assessor

Above Grade Finished Area Source Estimated

Above Grade Finished Area Unit Type Square Feet

Total Baths 2

Exterior

Pool No Pool

Parking Features Gravel Driveway

Water Source Public

Type of Parking Detached Carport Driveway

Foundation Details Crawl Space

Water View Y/N Y

Lot Size Acres 0.69

Road Surface Type Paved

Water Body Type Creek

Lot Size Source Assessor

Waterfront Y/N Y

Land Assessed Value 156000.00

Navigable Water Y/N Y

Water Oriented Y/N Y

Internal Only

Street Number 1 20947

* Excluded Features

List By

Coldwell Banker Elite

Broker

reldaschick@hotmail.com

Affordability Calculator

$3,229

Per Month

Monthly Principal & Interest: $3,048
Monthly Property Taxes: $181
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Colonial Beach, VA

Average List Price ^$404,777

Percent of Sale Price 18%

About Colonial Beach, VA

3,418 Population

12% Since 2002

^$61,015 Median Income

46.43 Median Age

15% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3533212 Elementary School

3533217 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
6/18/2026	$495,000		Listed Price

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20947 Ridge Road, Colonial Beach, VA, 22443 is a Single Family Home for sale at $495,000 with 1,501 sqft and a lot size of 0.69. 20947 Ridge Road has 3 bedrooms, 1.1 baths, and was built in 1964. The property's zip code is 22443 which is in Colonial Beach, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BrightMLS Broker Reciprocity^SM program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Weichert, Realtors® participates, and is provided by BrightMLS through a licensing agreement.

Real estate listings held by brokerage firms other than Weichert, Realtors® are marked with the Broker Reciprocity icon (a little black house) and detailed information about each listing includes the name of the listing broker.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have sold or are no longer being offered for sale.

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20947 Ridge Road

Single Family Home for sale in Colonial Beach, VA

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