466 ELM SPRING ROAD Saint Cloud, FL $ 412,230
466 ELM SPRING ROAD
$ 412,230
New Construction
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466 ELM SPRING ROAD

Saint Cloud, FL, 34771
$ 412,230
Bedrooms3 Baths2.0 Sq 2,021

Monthly Estimate*

$ 2,847

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Single Family Home for sale in Saint Cloud, FL

for $412,230 with 3 bedrooms and 2 full baths. This 2,021 square foot home was built in 2026 on a lot size of 0.14.

Under Construction. Welcome to The Crossings, located in the quaint city of St. Cloud. This amenity-rich community offers a pool, splash pad, a playground for the kiddos, and a dog park – you can have this and more right outside your door. Conveniently located off Narcoosee Rd, just 15 minutes to Lake Nona’s medical city, SR 417, and the Turnpike, for an easy commute around town, no matter where your travels take you. This Panama single-family home is what you always pictured for yourself. Step in from the 2-car garage or front porch and pass the first of 3 spacious bedrooms and a full bath with double vanity. Upgraded versatile flex space to a study. This space is highlighted by a gourmet kitchen with a large island overlooking a lanai and a great room where friends and family will gather. Your luxurious owner’s suite includes a beautiful tray ceiling, a double vanity owner’s bath and a huge walk-in closet. The Panama is pure bliss. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Photos and/or renderings are for illustrative purposes only and may depict upgraded landscaping, elevations, decorative features, or optional upgrades that may not be included in the home offered. Prices, financing, promotion, and offers subject to change without notice. Promotions cannot be combined with any other offer. Ask the On-site Sales and Marketing Representative for details on promotions, concessions, or any other details.

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Single Family Pending

Price

$ 412,230

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Florida

Lot Size

0.14

Year Built

2026

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

W7886854

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Electricity Available Public Street Lights Underground Utilities
Roof Shingle
Appliances Cooktop Dishwasher Disposal Electric Water Heater Microwave
Zoning 00
HOA Fee 96
Garage Spaces 2
Association Fee Includes Maintenance Grounds Recreational Facilities
Patio/Porch Features Covered Patio
Architectural Style Florida
Pool Features In Ground Outside Bath Access
Security Features Smoke Detector(s)
Construction Materials Block Stucco Wood Frame
Pets Allowed Yes
Year Built 2026
Levels One
Property Subtype Single Family Residence
Tax Year 2026
Ownership Fee Simple
Community Features Dog Park
Assoc Fee Paid Per Annually
County Osceola
New Construction true
Property Type Residential
Association Amenities Clubhouse Playground Pool
Attached Garage true
Energy Efficient Appliances HVAC Lighting Thermostat Windows
Subdivision Name THE CROSSINGS
Facing Direction East
Garage Y/N true
Green Indoor Air Quality HVAC Filter MERV 8+ No/Low VOC Flooring No/Low VOC Paint/Finish Ventilation
Green Water Conservation Drip Irrigation Irrigation-Reclaimed Water Low-Flow Fixtures
Total Rooms 11
Full Baths 2
Status Pending
Directions From downtown Orlando take 408 East to 417 South take Narcoossee Rd. Exit head South on Narcoossee until Jones Rd. Take a Right and continue until you see The Crossings on the Left.
High School Harmony High
City ST CLOUD
Association Name RYAN HOMES
Senior Community Y/N false
MLS Area 34771 - St Cloud (Magnolia Square)
Lot Size Units Square Feet
Lot Size Square Feet 6093
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Narcoossee Elementary
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 0
Home Warranty Y/N true
Middle/Junior High School Narcoossee Middle
Property Condition Under Construction
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/W7886854
Building Area Units Square Feet
Living Area Units Square Feet
Builder Name RYAN HOMES
Standard Status Pending
Occupancy Type Vacant
TaxOtherAnnualAssessmentAmount 2820
Tax Lot 453
Legal Description CROSSINGS PH 2 PB 36 PGS 95-109 LOT 453
Minimum Lease 1-2 Years
Water Access Y/N false
Monthly HOA Amount 8
Additional Rooms Den/Library/Office Inside Utility
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Y
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Interior
Interior Amenities Eating Space In Kitchen High Ceilings Kitchen/Family Room Combo Primary Bedroom Main Floor Stone Counters Thermostat Walk-In Closet(s)
Flooring Ceramic Tile Luxury Vinyl
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Window Features ENERGY STAR Qualified Windows
Fireplace Y/N false
Half Baths 0
Laundry Features Inside
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Irrigation System Lighting Sliding Doors
Vegetation Trees/Landscaped
Parking Features Driveway Garage Door Opener
Lot Features Sidewalk
Water Source Public
Lot Size Area 6093
Foundation Details Slab
Building Area Total 2600
Lot Dimensions 50 x 120
Lot Size Acres 0.14
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type Street Paved
Builder Model PANAMA
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* Excluded Features
List By
Maltbie Realty Group

Broker

billjr@harespeed.com

Email

Affordability Calculator

$2,847
Per Month
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Monthly Principal & Interest
$2,847
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Harmony High High School High School
Pricing History
DatePricePrice ChangeDescription
8/11/2026$412,230 4.51% Price Up
6/18/2026$394,458 Listed Price

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466 ELM SPRING ROAD, Saint Cloud, FL, 34771 is a Single Family Home for sale at $412,230 with 2,021 sqft and a lot size of 0.14. 466 ELM SPRING ROAD has 3 bedrooms, 2.0 baths, and was built in 2026. The property's zip code is 34771 which is in Saint Cloud, FL