320 Ridge Ln Monterey, TN $ 630,000
320 Ridge Ln
$ 630,000
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320 Ridge Ln

Monterey, TN, 38574
$ 630,000
Bedrooms3 Baths2.1 Sq 2,731

Monthly Estimate*

$ 3,978

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Single Family Home for sale in Monterey, TN

for $630,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,731 square foot home was built in 2025 on a lot size of 1.07.

*Sellers moving to be closer to family* Modern comfort meets peaceful country living in this stunning, newly built (2025) modern farmhouse situated on a picturesque 1-acre lot in the heart of Muddy Pond, Tennessee. This house is bordered by grazing pasture to the left and rear of the property, so you can enjoy the charm of farm life without the maintenance and upkeep of owning acreage. Built by a local of Muddy Pond, this home offers quality construction that is sure to stand the test of time. Inside, you’ll find a thoughtful layout featuring 3 spacious bedrooms, 2.5 bathrooms, and a versatile bonus room that can serve as a home office or guest space. The luxurious and private primary suite offers a spacious walk-in shower, large soaker tub, and oversized walk-in closet complete with built-in shelving. Additional bedrooms, located on the other side of the home, feature generous walk-in closets with built in shelving and a shared spacious bathroom. The open-concept living area is anchored by a cozy wood-burning fireplace and flows effortlessly into the kitchen that features a large center island, ample cabinetry, walk-in pantry, and plenty of space for entertaining family and friends. Step outside to relax on the large covered back porch, where you can enjoy peaceful Tennessee sunsets and panoramic pasture views year-round. Other exterior features include low-maintenance metal siding, a stamped concrete walkway and front porch, large garage, and a concrete driveway, providing both durability and curb appeal. Schedule your private showing of this beautiful home today!

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Single Family Active

Price

$ 630,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 1,915

Style

Lot Size

1.07

Year Built

2025

Town/City

Monterey

County/Region

Putnam

MLS | Web ID

3245118

Features
General
Living Area 2731
Sewer Septic Tank
Heating Central Electric Heat Pump
Cooling Central Air Electric
Utilities Electricity Available Water Available
Possession Close Of Escrow
Roof Shingle
Appliances Electric Oven Electric Range Dishwasher Microwave Refrigerator Stainless Steel Appliance(s)
Garage Spaces 2
Patio/Porch Features Porch Covered
Security Features Fire Alarm Smoke Detector(s)
Construction Materials Frame
Year Built 2025
Stories Count 1
Topography Rolling Slope
Levels One
Property Subtype Single Family Residence
County Overton County TN
New Construction N
Property Type Residential
Attached Garage N
Energy Efficient Insulation
Subdivision Name Ridge Lane Acres
Garage Y/N Y
Full Baths 2
Status Active
Directions Head East on Hanging Limb Hwy (TN-164N) from Monterey for approximately 9.1 miles. Turn Right onto Union B Rd. In 1.3 miles turn Left onto Muddy Pond Rd. In 1.3 miles turn Right onto Ridge Ln. Destin
High School Livingston Academy
City Monterey
Senior Community Y/N N
Lot Size Units Acres
Elementary School Allons Elementary
Property Attached Y/N N
Year Built Details Existing
Tax Annual Amount 1915
Middle/Junior High School Livingston Middle School
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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Interior
Interior Amenities Entrance Foyer High Speed Internet
Basement None
Flooring Other
Total Fireplaces 1
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2731
Half Baths 1
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 3
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Owner
Above Grade Finished Area Source Owner
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Parking Features Garage Door Opener Garage Faces Side Concrete Driveway
Lot Features Rolling Slope
Water Source Public
Total Parking 2
Lot Size Area 1.07
Building Area Total 2731
Lot Size Acres 1.07
Lot Size Source Assessor
Waterfront Y/N N
Covered Spaces 2
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Internal Only
Street Number 1 320
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* Excluded Features
List By
Resultsmls Realtors

Broker

sales@resultsmls.com

Email

Affordability Calculator

$4,137
Per Month
96%
4%
0%
Monthly Principal & Interest
$3,978
Monthly Property Taxes
$160
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
852981 Elementary School
245642 Middle School
Livingston Academy High School High School
Pricing History
DatePricePrice ChangeDescription
7/20/2026$630,000 -0.79% Price Down
6/18/2026$635,000 Listed Price

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320 Ridge Ln, Monterey, TN, 38574 is a Single Family Home for sale at $630,000 with 2,731 sqft and a lot size of 1.07. 320 Ridge Ln has 3 bedrooms, 2.1 baths, and was built in 2025. The property's zip code is 38574 which is in Monterey, TN