0N045 UNDERWOOD Drive Geneva, IL $ 849,900
0N045 UNDERWOOD Drive
$ 849,900
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0N045 UNDERWOOD Drive

Geneva, IL, 60134
$ 849,900
Bedrooms5 Baths4.1 Sq 3,186

Monthly Estimate*

$ 5,366

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View a Virtual Tour

Single Family Home for sale in Geneva, IL

for $849,900 with 5 bedrooms and 4 full baths, 1 half bath. This 3,186 square foot home was built in 1999 on a lot size of 0.2713.

Over $200K in recent improvements, including a 2024 kitchen renovation, four updated baths, 2023 HVAC, new gutters and a fully finished 1,093-sq-ft lower level. This stunning residence located in Mill Creek features three fully finished levels, fresh interior/exterior paint, a high-efficiency furnace & A/C (2023), dual water heaters (2019/2021), and new gutters with guards. Designed for effortless entertaining, the formal living and dining rooms lead to a re-imagined contemporary kitchen (2024) boasting premium quartz countertops, a massive center island, and sleek new LG appliances. The kitchen opens directly to a voluminous two-story family room with a brick fireplace, as well as a large rear deck. A main-floor den serves as an ideal private office. Upstairs, four modern bathrooms (all updated 2025) service four bedrooms, including an expansive primary suite with an oversized walk-in closet, a dedicated guest suite with its own private bath, and a refreshed Jack-and-Jill bath. The fully finished lower level of 1,000+ sq. ft. includes a 5th bedroom w/ Cedar Closet + full bath + wet bar + recreation room. Enjoy a private, fully fenced backyard with mature trees and a 3-car garage. Unbeatable Mill Creek amenities include golf, tennis, pickleball, miles of trails, and an elementary school-just minutes from Downtown Geneva, Metra, I-88, and the Randall Road corridor.

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Single Family Active

Price

$ 849,900

Bedrooms

5

Full Bath

4

Half Bath

1

Property Type

Single Family

Taxes

$ 15,614

Style

Traditional

Lot Size

0.2713

Year Built

1999

Town/City

Geneva

County/Region

Kane

MLS | Web ID

12679991

Features
General
Living Area 3186
Sewer Public Sewer
Heating Natural Gas Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Microwave Dishwasher Refrigerator Freezer Washer Dryer Disposal Stainless Steel Appliance(s) Cooktop Gas Cooktop
Garage Spaces 3
Association Fee Includes None
Architectural Style Traditional
Construction Materials Cedar
Year Built 1999
Electric Circuit Breakers 200+ Amp Service
Township Blackberry
Tax Year 2025
Ownership Fee Simple
Community Features Park Tennis Court(s) Lake Curbs Sidewalks Street Lights Street Paved
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Subdivision Name Mill Creek
Total Rooms 11
Full Baths 4
Status Active
Directions FABYAN PKWY TO MILL CREEK DR (North) to WARNER LN (West) to UNDERWOOD DR (North)
High School Geneva Community High School
City Geneva
High School District 304
MLS Area Geneva
Elementary School Mill Creek Elementary School
Tax Annual Amount 15614.02
Middle/Junior High School Geneva Middle School
Additional Parcels Y/N N
Virtual Tour https://my.matterport.com/show/?m=fxA8Zfh7zXo&mls=1
Standard Status Active
Middle/Junior School District 304
Elementary School District 304
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Interior
Interior Amenities Cathedral Ceiling(s) Wet Bar Built-in Features Walk-In Closet(s) Quartz Counters
Basement Finished Full
Flooring Laminate
Total Fireplaces 1
Fireplace Features Gas Log Gas Starter
Half Baths 1
Laundry Features Main Level Sink
Total Bedrooms 4
Below Grade Finished Area 1093
Room Type Bedroom 5 Office Recreation Room Storage Walk In Closet Deck
Total Baths 5
Bedrooms Possible 5
Bathroom Whirlpool Separate Shower Double Sink
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Exterior
Parking Features Asphalt Garage Door Opener Yes Garage Owned Attached Garage
Lot Features Mature Trees Level
Water Source Shared Well
Total Parking 3
Foundation Details Concrete Perimeter
Lot Dimensions 90X130
Lot Size Acres 0.2713
Waterfront Y/N N
Other Equipment Water-Softener Owned CO Detectors Ceiling Fan(s) Sump Pump Sprinkler-Lawn Radon Mitigation System
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* Excluded Features
List By
Charles Rutenberg Realty Of Il

Broker

billjdeligiannis@yahoo.com

Email

Affordability Calculator

$6,668
Per Month
80%
20%
0%
Monthly Principal & Interest
$5,366
Monthly Property Taxes
$1,301
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1538141 Elementary School
567575 Middle School
Geneva Community High School High School
Pricing History
DatePricePrice ChangeDescription
8/28/2026$849,900 -2.87% Price Down
7/23/2026$875,000 -2.77% Price Down
6/18/2026$899,900 Listed Price

Map


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0N045 UNDERWOOD Drive, Geneva, IL, 60134 is a Single Family Home for sale at $849,900 with 3,186 sqft and a lot size of 0.2713. 0N045 UNDERWOOD Drive has 5 bedrooms, 4.1 baths, and was built in 1999. The property's zip code is 60134 which is in Geneva, IL