123 Useppa Island Unit B Boca Grande, FL $ 950,000
123 Useppa Island Unit B
$ 950,000
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123 Useppa Island Unit B

Boca Grande, FL, 33921
$ 950,000
Bedrooms2 Baths2.1 Sq 1,478

Monthly Estimate*

$ 5,849

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Single Family Home for sale in Boca Grande, FL

for $950,000 with 2 bedrooms and 2 full baths, 1 half bath. This 1,478 square foot home was built in 1980 on a lot size of 0.084.

Situated on the northwestern point of Useppa Island, "Whelk Cottage" is a 2-bedroom, 2.5-bath townhome offering a warm ambiance with spectacular west-facing waterfront views. Once inside, your attention is drawn to the breathtaking waterscape stretching across the Intracoastal Waterway, where nightly sunsets provide a constant reminder that you are within a true Florida paradise. The shoreline is framed by mangroves, with surrounding tropical greenery reminiscent of the world's most sought-after island destinations. For lovers of wildlife, the setting is exceptional, with frequent sightings of dolphins, manatees and fish in the surrounding waters. Bird enthusiasts will delight in the abundance of wading birds, songbirds, and birds of prey that call the island home. Whelk Cottage offers an authentic and immersive Florida island lifestyle. The villa features two en-suite bedrooms on the main living level, each with convenient access to outdoor space. The western bedroom serves as the primary suite and includes a spacious bath with dual sinks, a large tiled shower, and a walk-in closet. Impact-rated French doors open to a screened porch overlooking the water to the west, offering a more private setting to soak in the pristine views. The eastern bedroom is currently utilized as a den, complete with a full bath and ample closet storage. It offers direct access to an open wrap-around deck surrounded by verdant palms and tropical plantings, creating a tranquil setting of lush greenery. The upper level is dedicated entirely to the living and dining areas, where the cottage's most spectacular elevated water views are fully showcased. Its classic island finishes include crisp whites with splashes of tropical color and warm natural wood details throughout. The kitchen is well suited for everything from intimate dinners for two to entertaining guests for a sunset gathering. The living room features a vaulted wood-beam ceiling that adds warmth and character to the space, while a gas fireplace enhances the inviting atmosphere. Few experiences compare to enjoying a cool winter evening on a Florida island with a fire glowing indoors and expansive waterfront views just beyond the windows. For the past 30 years, Whelk Cottage has been lovingly maintained as a full-time residence and treasured family retreat. Continuous care and thoughtful updates include a new roof (2023), impact-rated windows and doors, roll-down hurricane screens (2024), HVAC system (2024), and water heater (2024). Its location on the northwestern tip of Useppa Island provides a peaceful setting with world-class views while remaining conveniently close to dockage at the Useppa Marina. Ownership includes the deeded right to dock a boat up to 24 feet in length at the marina, a valuable amenity that further enhances the island lifestyle. "Whelk Cottage" offers an opportunity to own a well-maintained and appointed waterfront retreat within one of Florida's most exclusive island communities.

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Single Family Active

Price

$ 950,000

Bedrooms

2

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 5,360

Style

Two Story, Duplex

Lot Size

0.084

Year Built

1980

Town/City

Boca Grande

County/Region

Lee

MLS | Web ID

2026025926

Features
General
Sewer Public Sewer
Heating Central Electric Zoned
Cooling Central Air Electric Zoned
Utilities Cable Not Available High Speed Internet Available Underground Utilities
Possession Close Of Escrow
Roof Metal
Appliances Dryer Dishwasher Freezer Disposal Microwave Range Refrigerator Self Cleaning Oven Washer
HOA Fee 0
Garage Spaces 0
Association Fee Includes Recreation Facilities Road Maintenance Street Lights Trash
Patio/Porch Features Balcony Deck Lanai Open Patio Porch Screened
Architectural Style Two Story Duplex
Pool Features Community
Construction Materials Vinyl Siding Wood Frame
Pets Allowed Call Conditional
Year Built 1980
View Bay Mangroves Water
Stories Count 2
Levels Two
Unit Number Unit B
Property Subtype Attached
Tax Year 2025
Ownership Single Family
Waterfront Features None Across the Road Water Frontage
Community Features Boat Facilities Street Lights
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities Bocce Court Marina Fitness Center Other Pickleball Private Membership Pool Restaurant Boat Slip Spa/Hot Tub See Remarks Tennis Court(s) Trail(s)
HOA false
Subdivision Name USEPPA ISLAND
Facing Direction East
Garage Y/N false
Other Structures Guest House Attached
Full Baths 2
Status Active
Directions This property is located on an island without bridges or roads and a boat is required for access. Please contact listing agent to discuss the options available and specific instructions to access the property.
City Useppa Island
Disclosures Deed Restriction Owner Has Flood Insurance RV Restriction(s)
Land Lease Amount 0
Senior Community Y/N false
Zoning Description RM-2
MLS Area OI01 - Outer Islands
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Property Attached Y/N true
Tax Annual Amount 5360.28
Property Condition Resale
Virtual Tour https://marketing.realogy.imprev.net/03/452103/146658487/
Structure Type Duplex
Standard Status Active
Tax Lot 23A
Property Sub Type Additional Attached Duplex Villa
Legal Description COTTAGE SITES OF USEPPA IS SLY 1/2 SITE 23 AS DESC OR 1988/1026 OR 1207 PG 507
HOA Fee 3 0
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Interior
Interior Amenities Breakfast Bar Built-in Features Bedroom on Main Level Dual Sinks French Door(s)/Atrium Door(s) Fireplace Living/Dining Room Main Level Primary Shower Only Separate Shower Vaulted Ceiling(s) Window Treatments Split Bedrooms
Flooring Tile Wood
Furnished Y/N Partially
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Impact Glass Shutters Window Coverings
Fireplace Y/N true
Half Baths 1
Laundry Features Inside
Total Bedrooms 2
Entry Level 1
Room Type Bathroom Guest Quarters Other Screened Porch
Total Baths 3
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Exterior
Exterior Amenities Deck Security/High Impact Doors Patio
Water Source Public
Lot Size Area 0.084
Foundation Details Pillar/Post/Pier Raised
Spa false
Building Area Total 2054
Lot Dimensions 23 x 141 x 34 x 134
Lot Size Acres 0.084
Private Pool false
Lot Size Source Appraiser
Waterfront Y/N false
Covered Spaces 0
Door Features French Doors
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* Excluded Features
List By
Rogan White

Listing Agent

Century 21 Sunbelt Realty

Broker

barrierislandbroker@gmail.com

Email

Affordability Calculator

$6,296
Per Month
93%
7%
0%
Monthly Principal & Interest
$5,849
Monthly Property Taxes
$447
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/17/2026$950,000 Listed Price

Map


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123 Useppa Island Unit B, Boca Grande, FL, 33921 is a Single Family Home for sale at $950,000 with 1,478 sqft and a lot size of 0.084. 123 Useppa Island Unit B has 2 bedrooms, 2.1 baths, and was built in 1980. The property's zip code is 33921 which is in Boca Grande, FL