20 Ludlow Ln
Palm Coast, FL, 32137 $ 439,000
Bedrooms4 Baths3.0 Sq 2,094 Monthly Estimate*
$ 2,703
for $439,000 with 4 bedrooms and 3 full baths. This 2,094 square foot home was built in 2024 on a lot size of 0.23.
Welcome to a showstopper that truly has it all! Built in 2024 and crafted with solid concrete block construction, this like-new home delivers the perfect blend of modern design, flexibility, and functionalityâsomething rarely found in todayâs market. From the moment you walk in, youâll feel the difference with its spacious layout, high-end upgrades, and thoughtfully designed living spaces that cater to todayâs lifestyle. One of the standout features is the private in-law suite, offering its own bedroom, full bathroom, separate living area, and a kitchenette, all tucked behind a door that creates a completely private retreat. Whether youâre accommodating extended family, hosting guests, setting up a home office, or creating the ultimate teen suite, this space offers endless possibilities. The rest of the home is equally impressive with a split floor plan that provides privacy and comfort for everyone. Three additional bedrooms and two bathrooms are positioned away from the primary suite, which is privately located at the rear of the home, creating a peaceful escape. The main living areas are enhanced with beautiful tile flooring, and the upgraded kitchen is a true centerpiece, featuring a modern farmhouse style that is both warm and sophisticatedâperfect for entertaining or everyday living. Step outside to a spacious covered patio, ideal for relaxing evenings or weekend gatherings, and enjoy the convenience of a large three-car garage with plenty of room for vehicles, storage, and all your toys. Perfectly situated on the desirable southern end of Palm Coast, youâre just minutes to I-95, surrounded by new shopping and dining options, and only a short 14-minute drive to Flagler Beach. With no HOA restrictions and short-term rentals allowed, this property offers not only a beautiful place to call home but also an incredible investment opportunity. Homes like thisâwith a private suite, modern upgrades, and prime locationâare incredibly hard to find. This is the one buyers wait for⦠and it will not last long.
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FeaturesGeneralLiving Area 2094
Heating Central
Cooling Central
Water City Well
Construction Concrete Block Stucco
Status Active Active
Full Baths 3
Year Built 2024
Subdivision Palm Coast
Style Single Family Home
Stories Count 1
Class RESIDENTIAL
Type Single Family Residence
New Construction Y/N No
Area 25 - Flagler County
Location City
Legal Description PALM COAST SECTION 37 BLOCK 00002 LOT 0004 SUBDIVISION COMPLETION YEAR 1981 OR 453 PG 1561 OR 1488/402-DC OR 2013/ 1572 OR 2013/1570
Bank/Corporate Owned? No
Price Per Sq Ft Total AG 209.65
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InteriorInterior Amenities Ceiling Fans Dishwasher Dryer Microwave Range Washer
Flooring Carpet Tile
Beds 4
Master Bath Shower Only
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ExteriorWaterfront No
Lot Size Area 0.23
Lot Dimensions 10019
Acreage Less than 1/4 Acre
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* Excluded FeaturesList ByRealty Exchange, LlcBroker
jsabine@realtyexchangefl.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,703
- Monthly Property Taxes
- $532
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Palm Coast, FL
Average List Price $528,229
Percent of Sale Price 20%
About Palm Coast, FL 88,371 Population
168% Since 2002
$ 50,368 Median Income
46.43 Median Age
22% Households with Children
Trends Information provided by ATTOM Data Solutions.
1995662 Elementary School
1995546 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/17/2026 | $439,000 | | Listed Price |