373-375 Main Street Oneonta, NY $ 495,000
373-375 Main Street
$ 495,000
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373-375 Main Street

Oneonta, NY, 13820
$ 495,000
Bedrooms4 Baths4.0 Sq 3,264

Monthly Estimate*

$ 3,048

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Single Family Home for sale in Oneonta, NY

for $495,000 with 4 bedrooms and 4 full baths. This 3,264 square foot home was built in 1915 on a lot size of 0.26.

Located in the heart of downtown Oneonta, 373-375 Main Street presents a rare opportunity to own a landmark mixed-use property that has been lovingly maintained and has not been on the market for over 50 years. Opportunities like this simply do not come along often. Major capital improvements have already been completed, including over $100,000 invested in updated HVAC systems featuring 4 separate forced hot air furnaces, with central air conditioning serving the first-floor spaces. The exterior was freshly scraped, primed, and painted with two coats in September 2025, giving the building outstanding curb appeal and long-term protection. 5ft tall white vinyl fence professionally installed July 2023. New flooring in the kitchen and bathroom of unit #3 upstairs apartment (Spring 2026). Additional updates include upgraded first-floor electric, four separate 100-amp electric panels, a replaced side roof, new garage door, freshly painted interiors, new carpeting throughout with original oak floors underneath, and a professionally sealed and striped parking lot with 12 spaces completed in October 2024. The property offers the perfect blend of historic character, strong visibility, flexible space, and extensive infrastructure improvements already in place. Positioned directly on Main Street with excellent exposure, this is an exceptional opportunity for investors, business owners, or those seeking a signature downtown property with endless potential.

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Single Family Active

Price

$ 495,000

Bedrooms

4

Full Bath

4

Property Type

Single Family

Taxes

$ 8,415

Style

MixedUse

Lot Size

0.26

Year Built

1915

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1687236

Features
General
Sewer Connected
Heating Gas ForcedAir
Cooling CentralAir
Utilities CableAvailable ElectricityConnected HighSpeedInternetAvailable SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Flat Membrane Rubber
Appliances GasWaterHeater
Garage Spaces 1.0
Patio/Porch Features Covered Porch
Security Features SecuritySystemOwned
Construction Materials WoodSiding
School District Oneonta
Year Built 1915
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype MixedUse
Business Type Mixed
Accessibility AccessibleApproachWithRamp
County Otsego
Property Type Residential
Garage Y/N Yes
Rent Includes Other SeeRemarks
Full Baths 4
Status Active
Directions From I88 take exit 15 towards Main street turn right onto Main St Property on left see sign.
City Oneonta
Senior Community Y/N No
High School District Oneonta
Zoning Description Commercial
Number Of Units Total 2
MLS Area Oneonta-City-361200
Lot Size Units Acres
Lot Size Square Feet 11326.0
Year Built Details Existing Unknown
Tax Annual Amount 8415.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Oneonta
Elementary School District Oneonta
Tax Assessed Value 215000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 16
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Interior
Basement Full
Flooring Carpet Hardwood Laminate Varies
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features ThermalWindows
Fireplace Y/N No
Half Baths 0
Total Bedrooms 4
Main Level Bathrooms 0
Total Baths 4
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Exterior
Parking Features Garage Paved TwoOrMoreSpaces GarageDoorOpener
Lot Features Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.26
Foundation Details Stone
Building Area Total 3264.0
Lot Dimensions 60X190
Lot Size Acres 0.26
Waterfront Y/N No
Number of Separate Gas Meters 4
Number of Separate Electric Meters 4
Road Frontage Type CityStreet
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Internal Only
Street Number 1 373
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* Excluded Features
List By
Keller Williams Upstate Ny Properties

Broker

(607) 435-0567

Phone

Affordability Calculator

$3,749
Per Month
81%
19%
0%
Monthly Principal & Interest
$3,048
Monthly Property Taxes
$701
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4122763 Elementary School
4122830 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/17/2026$495,000 Listed Price

Map


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373-375 Main Street, Oneonta, NY, 13820 is a Single Family Home for sale at $495,000 with 3,264 sqft and a lot size of 0.26. 373-375 Main Street has 4 bedrooms, 4.0 baths, and was built in 1915. The property's zip code is 13820 which is in Oneonta, NY