4405 S Hemlock Road
Cedar, MI, 49621 $ 499,000
Bedrooms3 Baths2.1 Sq 3,018 Monthly Estimate*
$ 3,072
for $499,000 with 3 bedrooms and 2 full baths, 1 half bath. This 3,018 square foot home was built in 1999 on a lot size of 0.37.
Beautiful Northern Michigan Ranch Near the National Lakeshore Nestled in a highly desirable Sugar Loaf Chalets just minutes from the National Lakeshore, this meticulously maintained 1,518-square-foot ranch offers the perfect combination of comfort, quality, and peace of mind. Featuring an attached extra-deep garage, a fully finished lower level, and numerous upgrades completed since 2018, this home is move-in ready and designed for year-round enjoyment. The spacious main level showcases natural hardwood flooring, Andersen windows and doorwall, granite kitchen countertops, and a welcoming living room with a cathedral ceiling and beautiful gas fireplace with mantel. The primary suite features an elegant tray ceiling, while ceiling fans throughout the kitchen, living room, and primary bedroom provide added comfort. The fully finished lower level significantly expands the living space and includes a half bath, abundant storage, and a non-conforming room perfect for a home office, hobby room, fitness area, or guest accommodations. Built with quality in mind, the home features energy-efficient 2x6 wall construction with extra insulation, a high-efficiency furnace and central air system, a newer water softener, and a whole-house automatic generator installed in 2023. Outside, enjoy a beautifully landscaped yard complete with an underground sprinkler system, stamped concrete patio, storage shed on a concrete slab, and a tear-off roof replacement completed 2018. The extra-deep attached garage offers plenty of room for vehicles, a boat, recreational equipment, or workshop space. This exceptional home offers the best of Northern Michigan living—quality construction, thoughtful updates, and an outstanding location close to beaches, trails, boating, and all the natural beauty the area has to offer.
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FeaturesGeneralSewer SepticTank
Heating ForcedAir NaturalGas
Possession AtClose
HOA Fee 100.0
Garage Spaces 2.0
Architectural Style Ranch
Pool Features None
Construction Materials VinylSiding
Year Built 1999
Levels One
Property Subtype SingleFamilyResidence
Assoc Fee Paid Per Annually
County Leelanau
New Construction N
Property Type Residential
HOA Y
Attached Garage Y
Subdivision Name SUGAR LOAF CHALETS
Garage Y/N Y
Total Rooms 5
Full Baths 2
Status Pending
Directions Take Sugar Maple Drive East to Hemlock and property on your right
City CentervilleTownship_Leelanau
Disclosures TaxesHomesteadExempt
Entry Location GroundLevelwSteps
Senior Community Y/N N
High School District Leland
MLS Area Area45061CentervilleTwp
Lot Size Units Acres
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 1972.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Pending
Occupancy Type Owner
Tax Assessed Value 104236
Expected Active Date 2026-06-16
Legal Description LOT 51 SUGAR LOAF CHALETS SUBD NO 2 SEC 18 T29N R12W 0.37 A M/L
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InteriorBasement Finished
Basement (Y/N) Y
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1518.0
Half Baths 1
Total Bedrooms 3
Below Grade Finished Area 1500.0
Above Grade Finished Area Unit Type SquareFeet
Total Baths 3
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ExteriorParking Features TwoCarGarage Attached
Water Source Well
Foundation Details Basement Poured SumpPump
Spa N
Lot Dimensions 57 x 190 x 110 x 205
Lot Size Acres 0.37
Waterfront Y/N N
Road Frontage Type Paved
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByOliver SmithListing Agent
Affordability Calculator
- Monthly Principal & Interest
- $3,072
- Monthly Property Taxes
- $164
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cedar, MI
Average List Price $908,842
Percent of Sale Price 82%
About Cedar, MI 64 Population
4% Since 2002
$ 57,143 Median Income
48.37 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
5492946 Elementary School
5492947 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/17/2026 | $499,000 | | Listed Price |