2530 N River Road
Saginaw, MI, 48609 $ 539,000
Bedrooms3 Baths2.2 Sq 3,304 Monthly Estimate*
$ 3,319
for $539,000 with 3 bedrooms and 2 full baths, 2 half baths. This 3,304 square foot home was built in 1996 on a lot size of 1.95.
Exceptional waterfront living on the Tittabawassee River in Thomas Township! This beautifully updated property offers a rare combination of luxury, entertainment, privacy, and versatility with features that are truly hard to find anywhere else. The main home features 3 spacious bedrooms, 2 full baths, and 2 half baths, all thoughtfully updated including a newer roof and furnace in 2022. The stunning hickory kitchen is equipped with black stainless-steel appliances, granite countertops, luxury vinyl plank flooring, and convenient first-floor laundry. The inviting living room showcases a cathedral ceiling, gas fireplace with dimmable lighting, thermal controls, and decorative fire glass, creating a warm and elegant gathering space. The sizeable primary suite offers a private retreat complete with a steam shower enclosure for a spa-like experience at home. Additional peace of mind comes from the professionally installed security system featuring alarm monitoring, smoke detectors, motion sensors, and panic buttons. Designed for entertaining, the expansive rear deck overlooks the river and can comfortably accommodate large gatherings. A portion of the deck is covered, and the built-in natural gas grill makes outdoor cooking effortless. The beautifully landscaped grounds lead to a fire pit area, while the riverfront setting provides outstanding wildlife viewing, including frequent eagle sightings. Music lovers will appreciate the whole-home audio system with recessed speakers throughout the living room, lower level, front porch sitting area, veranda, fire pit area, and outdoor entertaining spaces. The fully finished lower level adds even more living space with a second full kitchen, bedroom and half bath, making it ideal for entertaining, extended family, or hosting guests. A standout feature of this property is the impressive detached pole barn offering abundant storage, heat, and its own washer and dryer. Above the barn is a beautifully updated 1-bedroom, 1-bath apartment with new flooring and paint, separately meter
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FeaturesInteriorInterior Amenities EatInKitchen HighSpeedInternet SoundSystem WalkInClosets
Basement Concrete Daylight Finished Full SumpPump
Flooring Hardwood
Fireplace Features LivingRoom
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Window Features EgressWindows WindowTreatments
Fireplace Y/N Y
Above Grade Finished Area 1804.0
Half Baths 2
Total Bedrooms 3
Below Grade Finished Area 1500.0
Above Grade Finished Area Unit Type SquareFeet
Total Baths 4
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GeneralSewer SepticTank
Heating ForcedAir NaturalGas
Cooling CeilingFans CentralAir
Possession ClosePlus30Days
Appliances Dishwasher Dryer Oven Refrigerator Range Washer
Garage Spaces 2.5
Patio/Porch Features Deck Patio Porch
Architectural Style Ranch
Pool Features None
Security Features SecuritySystem
Construction Materials VinylSiding
Year Built 1996
Levels One
Property Subtype SingleFamilyResidence
Tax Year 2026
Waterfront Features LakePrivileges RiverFront
County Saginaw
New Construction N
Property Type Residential
HOA Y
Attached Garage Y
Subdivision Name NONE
Garage Y/N Y
Other Structures PoleBarn SecondGarage
Total Rooms 8
Full Baths 2
Status Active
City ThomasTownship_Saginaw
Body of Water Tittabawassee River Front
Disclosures TaxesHomesteadExempt
Senior Community Y/N N
High School District SwanValley
Zoning Description Residential
MLS Area Area73061ThomasTwp
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 7481.49
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Legal Description BEG AT W 1/4 CORN OF SEC 13 TH N 616.04 FT TH S61DEG E ON C/L OF RIVER RD 172.50 FT TO POB TH N20DEG E 464.28 FT TO A REF LINE ALONG SLY BANK OF RIVER TH S64DEG E 174.58 FT TH S18DEG W 341.71 FT TH S
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ExteriorExterior Amenities OutdoorGrill OutdoorKitchen
Parking Features TwoandHalfCarGarage Assigned2Spaces Attached Detached ElectricityinGarage GarageDoorOpener
Lot Features WaterView MainStreet
Water Source Public
Foundation Details Basement
Spa N
Lot Dimensions 175 x 466 x 178 x 464
Lot Size Acres 1.95
Waterfront Y/N Y
Crops Included Y/N N
Road Responsibility PublicMaintainedRoad
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByWendy SchmitzListing Agent
Real Estate One Great Lakes BayBroker
Affordability Calculator
- Monthly Principal & Interest
- $3,319
- Monthly Property Taxes
- $623
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Saginaw, MI
Average List Price $159,052
Percent of Sale Price 70%
About Saginaw, MI 47,234 Population
-24% Since 2002
$ 29,308 Median Income
35.05 Median Age
30% Households with Children
Trends Information provided by ATTOM Data Solutions.
4909390 Elementary School
4909556 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/16/2026 | $539,000 | | Listed Price |