2991 N Ridge Drive
Mt Sterling, KY, 40353 $ 345,000
Bedrooms3 Baths2.0 Sq 2,002 Monthly Estimate*
$ 2,124
for $345,000 with 3 bedrooms and 2 full baths. This 2,002 square foot home was built in 1972 on a lot size of 0.75.
First time ever on the market! This home, owned by the same family for 54 years, has been lovingly maintained, beautifully cared for, and is ready for its next chapter. Set on a landscaped three-quarter-acre lot in the established North Ridge Estates neighborhood of Mt. Sterling, this property offers the space, setting, and comfort buyers have been waiting for. Inside, you'll find three bedrooms, two full baths, and a welcoming split-level layout with plenty of room to spread out. The partially finished basement adds even more usable space, featuring an office area, a living space, and a cozy stone fireplace that makes the perfect spot to relax, work from home, or gather with guests. A beautiful foyer with a custom window gives the home a warm and memorable first impression. Outside, the recently sealed driveway provides plenty of parking and leads to a two-car garage. The newly built deck overlooks the expansive backyard, where a large oak tree creates a peaceful view and a beautiful backdrop for everyday living. The landscaped lot also features a stunning mature weeping cherry tree, adding charm and character to the property. With views of neighboring farms, mature trees, and room to enjoy the outdoors, this backyard is truly something special. Located in the county yet only minutes from downtown Mt. Sterling, this home offers convenience without sacrificing space. You are approximately one mile from I-64, making travel, commuting, dining, shopping, and everyday errands easy while still enjoying an established neighborhood feel. Homes like this do not come along often, especially ones that have been owned, maintained, and loved by the same family since day one. This home is ready for its next chapter — will you be part of it?
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FeaturesInteriorInterior Amenities Breakfast Bar Eat-in Kitchen Entrance Foyer
Basement Exterior Entry Interior Entry Partially Finished Walk-Out Access Walk-Up Access
Flooring Carpet Vinyl
Total Fireplaces 1
Fireplace Features Basement
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1300.0
Half Baths 0
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 702.0
Total Baths 2
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GeneralSewer Septic Tank
Heating Electric
Cooling Electric
Utilities Cable Available Electricity Connected Phone Available Water Connected
Possession Negotiable
Roof Dimensional Style Shingle
Appliances Microwave Range Refrigerator
Garage Spaces 2.0
Patio/Porch Features Deck Patio Rear Patio
Architectural Style Split Level
Construction Materials Brick Veneer
Year Built 1972
View Neighborhood
Levels Multi/Split
Property Subtype Single Family Residence
Parcel Number 022-50-02-003.00
County Montgomery
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name North Ridge Estates
Garage Y/N Y
Other Structures Shed(s)
Total Rooms 11
Full Baths 2
Status Active
Directions Link to pin: https://maps.app.goo.gl/zWhuauJzfjMNKtJA8
High School Montgomery Co
City Mt Sterling
High School District Montgomery County - 18
MLS Area 018 - Montgomery County
Lot Size Units Acres
Lot Size Square Feet 32670.0
Carport Y/N N
Elementary School Northview
Land Lease Y/N N
Home Warranty Y/N Y
Middle/Junior High School McNabb
MLS Area Minor 018 - Montgomery County
Lease Considered Y/N N
Rent Control Y/N N
Structure Type House
Standard Status Active
Senior Community None
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ExteriorFencing None
Parking Features Basement
Lot Features Few Trees Landscaped
Water Source Public
Lot Size Area 0.75
Foundation Details Block
Building Area Total 2002.0
Lot Size Acres 0.75
Lot Size Source Public Records
Waterfront Y/N N
Door Features Storm Door(s)
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByKeller Williams Legacy GroupBroker
rebakah@bluegrassagent.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,124
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Mt Sterling, KY
Average List Price $358,347
Percent of Sale Price 4%
Trends Information provided by ATTOM Data Solutions.
3289519 Elementary School
3292775 Middle School
Montgomery Co High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/16/2026 | $345,000 | | Listed Price |