495 Jefferson Dr Palmyra, VA $ 350,000
495 Jefferson Dr
$ 350,000
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495 Jefferson Dr

Palmyra, VA, 22963
$ 350,000
Bedrooms3 Baths3.0 Sq 2,042

Monthly Estimate*

$ 2,210

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Single Family Home for sale in Palmyra, VA

for $350,000 with 3 bedrooms and 3 full baths. This 2,042 square foot home was built in 1996 on a lot size of 0.36.

Lake life without compromise. Inside the gates of Lake Monticello, this 3BR/3BA home offers 2,032 finished sq ft (1,016 up, 1,016 down) plus full access to the community's best amenities. The main level shines with engineered wood flooring, a stone fireplace with gas logs, and a kitchen built to impress: granite countertops and fresh painted cabinets, opening to a deck off the back. Downstairs, a finished basement delivers a spacious living area and dedicated home theater, with a brand-new sliding glass door to the patio below. Out back, enjoy a fenced yard, a fire pit made for evenings under the stars, and a storage shed for all your gear. A circular asphalt driveway adds curb appeal and easy parking. Ownership here means a 350-acre lake at your doorstep: 5 beaches, a golf course, tennis and basketball courts, playgrounds, and a clubhouse anchoring an active community. Restaurants, a CVS, and a Food Lion sit outside the gates. Easy Route 53 access puts Charlottesville 25 minutes away, with Zion Crossroads shopping and I-64 just up the road. Come see why life is just better on the lake?schedule your private tour today.,Painted Cabinets,Fireplace in Living Room

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Single Family Active

Price

$ 350,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 2,536

Style

Lot Size

0.36

Year Built

1996

Town/City

Palmyra

County/Region

Fluvanna

MLS | Web ID

678459

Features
General
Living Area 2042
Sewer Private/Community Septic Tank
Heating Heat Pump(s)
Cooling Heat Pump(s)
Roof Architectural Shingle
Zoning R
HOA Fee 1495.00
Architectural Style Other
Construction Materials Vinyl Siding
School District FLUVANNA COUNTY PUBLIC SCHOOLS
Year Built 1996
Levels 1
Tax Year 2024
Ownership Other
Accessibility None
HOA Fee 2 855.00
Assoc Fee Paid Per Annually
County FLUVANNA
New Construction N
Property Type Residential
Association Amenities Basketball Courts Beach Club House Tot Lots/Playground
HOA Y
Subdivision Name LAKE MONTICELLO
Garage Y/N N
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE
Directions From Charlottesville: I-64 E to Exit 129 for VA-616 / Keswick-Boyd Tavern. Turn right on Rd 616/Black Cat Rd. Turn right onto State Rte 600/S Boston Rd. Turn right onto Lake Monticello Rd. Go in the
City PALMYRA
Disclosures Prop Disclosure
HOA Fee 2 Frequency One Time
Tax Annual Amount 2536.5
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 341.13
Construction Completed Y/N N
Vacation Rental Y/N N
Virtual Tour https://unbranded.visithome.ai/ZaHjs9yWJujZD76zoRzxvC?mu=ft&t=1781200340
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Year Built Source Estimated
Legal Subdivision TUFTON
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Interior
Interior Amenities Entry Level Bedroom
Basement Fully Finished
Fireplace Features Gas/Propane
Basement (Y/N) Y
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1026
Half Baths 0
Central Air Y/N N
Total Bedrooms 3
Below Grade Finished Area 1016
Room Type Living Room Kitchen Family Room Laundry Full Bath Additional Bedroom
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Water Source Community
Foundation Details Concrete Perimeter
Water View Y/N N
Building Area Total 2042.00
Lot Size Acres 0.36
Water Oriented Y/N N
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Internal Only
Street Number 1 495
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* Excluded Features
List By
Keller Williams Alliance - Charlottesville

Broker

kerrygriggsrealtor@gmail.com

Email

Affordability Calculator

$2,421
Per Month
91%
9%
0%
Monthly Principal & Interest
$2,210
Monthly Property Taxes
$211
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4067364 Elementary School
3542116 Middle School
Fluvanna High School High School
Pricing History
DatePricePrice ChangeDescription
7/12/2026$350,000 -4.11% Price Down
6/16/2026$365,000 Listed Price

Map


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495 Jefferson Dr, Palmyra, VA, 22963 is a Single Family Home for sale at $350,000 with 2,042 sqft and a lot size of 0.36. 495 Jefferson Dr has 3 bedrooms, 3.0 baths, and was built in 1996. The property's zip code is 22963 which is in Palmyra, VA