9900 S Thomas Drive # 1903
Panama City, FL, 32408 $ 620,000
Bedrooms2 Baths2.1 Sq 1,131 Monthly Estimate*
$ 3,817
for $620,000 with 2 bedrooms and 2 full baths, 1 half bath. This 1,131 square foot condo was built in 2007.
Welcome to an extraordinary Gulf-front escape soaring above the sugar-white sands of Panama City Beach from the 19th floor of the renowned Shores of Panama Resort. Offering spectacular panoramic views of the emerald-green waters of the Gulf of Mexico, endless coastline, and the resort's stunning lagoon-style pool, this exceptional residence captures the very essence of luxury coastal living. Beautifully appointed and offered fully furnished, this turnkey 2-bedroom, 3-bath condominium is ready to be enjoyed from day one. Floor-to-ceiling views create a breathtaking backdrop throughout the main living areas, while the expansive private balcony provides the perfect setting to enjoy morning coffee above the shoreline, watch dolphins play in the surf, or unwind as the sun melts into the horizon. Recently renovated bathrooms add a fresh and sophisticated touch, while the thoughtfully designed floor plan offers both comfort and functionality. In addition to the spacious bedrooms, the residence includes a versatile bunk alcove conveniently located adjacent to the half bath, providing additional flexibility for hosting family and guests. Every detail needed for immediate enjoyment is already in place, with furniture, appliances, décor, and household contents conveying with the sale. Whether seeking a personal beachfront sanctuary, a luxury vacation retreat, or a rental-ready investment opportunity, this residence is positioned to deliver an exceptional ownership experience. Included with the property is reserved covered parkin space 8th floor, 1903, within the resort's private parking garage, providing convenience and peace of mind. Shores of Panama remains one of Panama City Beach's most sought-after beachfront destinations, celebrated for its direct beach access, breathtaking tropical lagoon-style pool, indoor pool, hot tubs, fitness center, and impressive resort-style amenities. Ongoing community improvements and enhancements continue to elevate the property's appeal and long-term value. Rarely does an opportunity arise to own a residence that combines such captivating Gulf views, resort luxury, turnkey convenience, and an unbeatable beachfront location. From the moment you step inside, you'll understand why Shores of Panama continues to be one of the most desirable addresses on the Emerald Coast. Buyer to verify all measurements, dimensions, square footage, and any information deemed important.
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FeaturesGeneralLiving Area 1131.0
Sewer PublicSewer
Heating Central Electric
Cooling CentralAir
Appliances Dryer Dishwasher Disposal IceMaker Microwave Oven Refrigerator Stove Washer
HOA Fee 17416.0
Association Fee Includes Clubhouse CommonAreas CableTv Pools Trash Water
Architectural Style ContemporaryModern
Pool Features InGround Community
Year Built 2007
View Gulf
Unit Number 1903
Property Subtype Condominium
Waterfront Features Gulf
Community Features StreetLights
County Bay
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Shores of Panama
Garage Y/N N
Full Baths 2
Special Listing Conditions Standard
Status Active
Directions From Front Beach Rd turn south onto S. Thomas Dr. Shores of Panama is located directly on the Gulf
High School OTHER COUNTY
City Panama City
Senior Community Y/N N
MLS Area Other
Carport Y/N N
Listing Terms Cash Conventional FHA VaLoan
Elementary School OTHER COUNTY
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School OTHER COUNTY
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Lot N/A
Property Sub Type Additional Condominium
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InteriorInterior Amenities SplitBedrooms
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 1
Total Bedrooms 2
Total Baths 3
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ExteriorParking Features ParkingSpaces
Spa N
Building Area Total 1131.0
Lot Size Acres 0.0
Road Surface Type Paved
Private Pool Y
Waterfront Y/N Y
Crops Included Y/N N
Road Responsibility PublicMaintainedRoad
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByKozloski Realty, LlcBroker
Affordability Calculator
- Monthly Principal & Interest
- $3,817
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyCondo listings in Panama City, FL
Average List Price $549,817
Percent of Sale Price 11%
About Panama City, FL 38,561 Population
6% Since 2002
$ 39,211 Median Income
40.13 Median Age
25% Households with Children
Trends Information provided by ATTOM Data Solutions.
418852 Elementary School
418923 Middle School
Other County High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/15/2026 | $620,000 | | Listed Price |