45 East Street Oneonta, NY ^$ 168,000

45 East Street

^$ 168,000

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45 East Street

Oneonta, NY, 13820

^$ 168,000

Bedrooms4 Baths1.1 Sq 1,412

Monthly Estimate*

^$ 1,061

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Single Family Home for sale in Oneonta, NY

for $168,000 with 4 bedrooms and 1 full bath, 1 half bath. This 1,412 square foot home was built in 1910 on a lot size of 0.09.

45 East Street is a classic American Foursquare, with a full front covered porch, 1-car garage with 220v electric for your charging station, and rear deck. Inside, there is original spruce/fir woodwork and a comfortable layout, with a dining room window seat. The location is within a mile of school and business district, with Wilber Park a block away. The house needs some cosmetics, but is well worth the investment. First floor half bath, full bath on the second floor. Note that the full value of the assessment is over $197,000, and should be addressed with the town. Seller is related to the listing broker.

Single Family Contingent

Price

^$ 168,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 5,440

Style

SquareDesign

Lot Size

0.09

Year Built

1910

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1690427

Features

Interior

Interior Amenities SeparateFormalDiningRoom EntranceFoyer

Basement Full

Flooring Carpet Varies Vinyl

Total Fireplaces 0

Total Stories 2

Basement (Y/N) Yes

Heating Y/N Yes

Fireplace Y/N No

Half Baths 1

Laundry Features InBasement

Total Bedrooms 4

Main Level Bedrooms 0

Main Level Bathrooms 1

Total Baths 2

General

Sewer Connected

Heating Gas ForcedAir

Utilities ElectricityConnected SewerConnected WaterConnected

Possession CloseOfEscrow

Roof Shingle

Appliances Dryer ExhaustFan ElectricWaterHeater GasOven GasRange Refrigerator RangeHood Washer

Garage Spaces 1.0

Patio/Porch Features Covered Deck Porch

Architectural Style SquareDesign

Construction Materials ShakeSiding

School District Oneonta

Year Built 1910

Stories Count 2

Township Not Applicable

Levels Two

Property Subtype SingleFamilyResidence

County Otsego

Property Type Residential

Attached Garage No

Garage Y/N Yes

Total Rooms 7

Full Baths 1

Status ActiveUnderContract

Buyer Financing Cash

Directions 45 East Street - use Google maps.

City Oneonta

Senior Community Y/N No

High School District Oneonta

Number Of Units Total 0

MLS Area Oneonta-City-361200

Lot Size Units Acres

Lot Size Square Feet 3960.0

Year Built Details Existing

Tax Annual Amount 5440.0

Property Condition Resale

Standard Status ActiveUnderContract

Middle/Junior School District Oneonta

Elementary School District Oneonta

Tax Assessed Value 140000

TaxOtherAnnualAssessmentAmount 0.0

Exterior

Exterior Amenities Deck Fence GravelDriveway

Fencing Partial

Parking Features Detached Electricity Garage GarageDoorOpener

Lot Features Rectangular RectangularLot ResidentialLot

Water Source Connected Public

Lot Size Area 0.09

Foundation Details Poured

Building Area Total 1412.0

Lot Dimensions 60X66

Lot Size Acres 0.09

Waterfront Y/N No

Road Frontage Type CityStreet

Internal Only

Street Number 1 45

* Excluded Features

List By

Chestnut Appraisals Llc

Broker

(518) 573-3554

Phone

Affordability Calculator

$1,514

Per Month

Monthly Principal & Interest: $1,061
Monthly Property Taxes: $453
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Oneonta, NY

Average List Price ^$256,637

Percent of Sale Price 53%

About Oneonta, NY

22,554 Population

4% Since 2002

^$48,532 Median Income

29.25 Median Age

22% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4122763 Elementary School

4122830 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
6/13/2026	$168,000		Listed Price

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45 East Street, Oneonta, NY, 13820 is a Single Family Home for sale at $168,000 with 1,412 sqft and a lot size of 0.09. 45 East Street has 4 bedrooms, 1.1 baths, and was built in 1910. The property's zip code is 13820 which is in Oneonta, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of NYSAMLS. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Brokers Firm Name.

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Weichert Realtors shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright 2026 All rights reserved.

Fair Housing Notice (FHN)-https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

Data is updated as of 10/2/2026.

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45 East Street

Single Family Home for sale in Oneonta, NY

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