313 E 12th Street Spencer, IA $ 164,900
313 E 12th Street
$ 164,900
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313 E 12th Street

Spencer, IA, 51301
$ 164,900
Bedrooms2 Baths2.0 Sq 1,326

Monthly Estimate*

$ 1,015

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Single Family Home for sale in Spencer, IA

for $164,900 with 2 bedrooms and 2 full baths. This 1,326 square foot home was built in 1920 on a lot size of 0.28.

Welcome to 313 East 12th Street! Tucked into a quiet, established Spencer neighborhood one block from Spencer Hospital, this home offers the perfect blend of small-town comfort and everyday convenience. Whether you're looking to buy your first home, downsizing, or seeking a fantastic investment opportunity, this property is a must-see. Step inside to find a warm, inviting layout boasting great natural light and plenty of character. The spacious living areas are perfect for relaxing or entertaining, while the cozy kitchen offers a functional space ready for your culinary touches. A generous yard offers plenty of space for weekend BBQ's, gardening, or letting the kids and pets play.

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Single Family Active

Price

$ 164,900

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 1,780

Style

Bungalow

Lot Size

0.28

Year Built

1920

Town/City

Spencer

County/Region

Clay

MLS | Web ID

260634

Features
General
Sewer Public Sewer
Construction Frame/Wood Stick Built
Heating Forced Air
Cooling Central
Appliances Dishwasher Dryer Refrigerator Washer
Flood Zone No
Number of Garage Spaces 2
School District Spencer
Electric Breakers
Architectural Style Bungalow
Stories Count 1
Class RESIDENTIAL
Assessments No
Levels One
Type Single Family Residence
Yearly Taxes 1780
Tax Year 2025
Fuel Natural Gas
Status Active
Subdivision IA
Sale/Rent For Sale
Status Detail 0
Lot Sqft 12212
Construction Materials Vinyl Siding
Primary City Spencer
Year Built 1920
Directions GPS
City Spencer
Total Sq Ft 1768
DOM 1
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 124.36
Public Remarks Welcome to 313 East 12th Street! Tucked into a quiet established Spencer neighborhood one block from Spencer Hospital this home offers the perfect blend of small-town comfort and everyday convenience
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Exterior
Exterior Features Driveway-Concrete Fenced Yard-Partial Patio
Waterfront 0
Garage Type Attached
Garage Capacity 24x24
Other Structures Storage
Lot Size Source Assessor
Water Source Public/City
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Interior
Furnished Y/N No
Total Baths 2
Full Baths 1
Bath Description 3/4 Basement Main Floor Full Bath
1/4 Baths 0
Basement Features Finished-Partial
Basement Style Full
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* Excluded Features
List By
Bob Bates

Listing Agent

Bates Realty, Llc

Broker

(712) 260-7148

Phone

soldbybobbates@gmail.com

Email

Affordability Calculator

$1,164
Per Month
87%
13%
0%
Monthly Principal & Interest
$1,015
Monthly Property Taxes
$148
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/13/2026$164,900 Listed Price

Map


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313 E 12th Street, Spencer, IA, 51301 is a Single Family Home for sale at $164,900 with 1,326 sqft and a lot size of 0.28. 313 E 12th Street has 2 bedrooms, 2.0 baths, and was built in 1920. The property's zip code is 51301 which is in Spencer, IA