1612 W 11th Street Spencer, IA ^$ 289,900

1612 W 11th Street

^$ 289,900

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New Construction

1612 W 11th Street

Spencer, IA, 51301

^$ 289,900

Bedrooms2 Baths2.0 Sq 1,223

Monthly Estimate*

^$ 1,830

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Single Family Home for sale in Spencer, IA

for $289,900 with 2 bedrooms and 2 full baths. This 1,223 square foot home was built in 2025 on a lot size of 0.13.

New Construction Two-bedroom, two-bath townhome located near YMCA & Country Club. Quality finishes include maple cabinets & vanities, quartz countertops, stainless-steel kitchen appliances, a kitchen backsplash will be added soon and is included in the price, 9-ft ceilings, Pella windows, 9ft x 15ft covered porch easily converted to 4 season room or den, double attached lined & insulated heated garage, & lawn irrigation system. Five-year tax abatement.

Single Family Active

Price

^$ 289,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 210

Style

Ranch

Lot Size

0.13

Year Built

2025

Town/City

Spencer

County/Region

Clay

MLS | Web ID

260633

Features

Interior

Interior Features Ceiling Fan(s) Garage Door Opener Main Floor Bedrooms Main Floor Laundry Pantry Smoke Alarms Washer/Dryer Hkups

Furnished Y/N No

Total Baths 2

Full Baths 1

Bath Description 3/4 Master Main Floor Full Bath

1/4 Baths 0

Basement Features None

Basement Style Slab

Common Walls 1 Common Wall

General

Sewer Public Sewer

Construction Frame/Wood

Heating Forced Air

Cooling Central

Roof Asphalt

Appliances Disposal

Flood Zone No

Number of Garage Spaces 2

School District Spencer

Electric Breakers

Architectural Style Ranch

Stories Count 1

Class RESIDENTIAL

Assessments No

Levels One

Type Duplex

Terms Cash

Yearly Taxes 210

Property Condition New Construction

Accessibility Features Door Lever Handles No Stairs External No Stairs Internal

Tax Year 2025

Fuel Natural Gas

Status Active

Subdivision IA

Sale/Rent For Sale

Status Detail 0

Lot Sqft 5588

Construction Materials Smart Board

Primary City Spencer

Year Built 2025

Directions Use GPS

City Spencer

Disclosures Property Condition Disc

Total Sq Ft 1223

DOM 110

Secondary City Clay County

Postal Code 51301

Price Per Sq Ft Total AG 237.04

Public Remarks New Construction Two-bedroom two-bath townhome located near YMCA & Country Club. Quality finishes include maple cabinets & vanities quartz countertops stainless-steel kitchen appliances a kitchen bac

Exterior

Exterior Features Driveway-Concrete Irrigation System Patio

Lot Features Landscaped Paved Street(s)

Waterfront 0

Garage Type Attached

Lot Size Source Assessor

Water Source Public/City

* Excluded Features

List By

Susanne Hallett

Listing Agent

Realty Professionals

Broker

(712) 363-0144

Phone

shrepros@gmail.com

Affordability Calculator

$1,848

Per Month

Monthly Principal & Interest: $1,830
Monthly Property Taxes: $18
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spencer, IA

Average List Price ^$240,075

Percent of Sale Price 17%

About Spencer, IA

11,142 Population

-1% Since 2002

^$46,679 Median Income

41.57 Median Age

27% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1883250 Elementary School

1883270 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
6/13/2026	$289,900		Listed Price

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1612 W 11th Street, Spencer, IA, 51301 is a Single Family Home for sale at $289,900 with 1,223 sqft and a lot size of 0.13. 1612 W 11th Street has 2 bedrooms, 2.0 baths, and was built in 2025. The property's zip code is 51301 which is in Spencer, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the Iowa Great Lakes Board of REALTORS service.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is deemed reliable but is not guaranteed accurate by the the MLS. Data is updated as of 10/2/2026.

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1612 W 11th Street

Single Family Home for sale in Spencer, IA

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