23 Pearl Street Oneonta, NY $ 229,900
23 Pearl Street
$ 229,900
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23 Pearl Street

Oneonta, NY, 13820
$ 229,900
Bedrooms2 Baths1.0 Sq 1,008

Monthly Estimate*

$ 1,416

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Single Family Home for sale in Oneonta, NY

for $229,900 with 2 bedrooms and 1 full bath. This 1,008 square foot home was built in 1975 on a lot size of 0.78.

IMMACULATE & FULLY UPDATED WEST END HOME!!!! On the outside you will find a new blacktop driveway, new drainage system, and LARGE WRAP-AROUND DECK W/ BEAUTIFUL MOUNTAIN VIEWS. Inside on the first floor features a large living room w/amazing views, formal dining room w/pellet stove, UPDATED KITCHEN W/CUSTOM CABINETS, STAINLESS APPLIANCES & GRANITE COUNTERS, two large bedrooms, and a LARGE FULL UPDATED BATH W/TILED SHOWER! Downstairs is fully finished featuring a large family room w/new floors & possible 3rd bedroom/rec room. TO TOP THIS OFF: PRIME LOCATION, PELLET STOVE FOR SUPPLENTAL HEAT, NEW HW HEATER (2026), RADON MITIGATION SYSTEM, HARDWOOD FLOORS, and EVERYTHING UPDATED ... this is an extremely rare find - don't hesitate!!!

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Single Family Active

Price

$ 229,900

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 1,914

Style

Ranch

Lot Size

0.78

Year Built

1975

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1689684

Features
Interior
Interior Amenities SeparateFormalDiningRoom EatInKitchen SeparateFormalLivingRoom KitchenIsland MainLevelPrimary
Basement Full Finished
Flooring Hardwood LuxuryVinyl Varies
Total Fireplaces 1
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 0
Laundry Features InBasement
Total Bedrooms 2
Main Level Bedrooms 2
Main Level Bathrooms 1
Total Baths 1
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General
Sewer Connected
Heating Electric Other SeeRemarks Baseboard
Utilities SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Asphalt
Appliances Dryer Dishwasher ElectricWaterHeater GasOven GasRange Microwave Refrigerator Washer
Garage Spaces 0.0
Patio/Porch Features Deck
Architectural Style Ranch
Construction Materials Frame Other
School District Oneonta
Year Built 1975
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
County Otsego
Property Type Residential
Subdivision Name Reynolds & Wilcox Sub
Garage Y/N No
Total Rooms 9
Full Baths 1
Status Active
Directions From Chestnut street turn onto Pearl Street; property will be at the end - see sign!
City Oneonta
Senior Community Y/N No
High School District Oneonta
Number Of Units Total 0
MLS Area Oneonta-City-361200
Lot Size Units Acres
Lot Size Square Feet 33977.0
Year Built Details Existing
Tax Annual Amount 1914.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Oneonta
Elementary School District Oneonta
Tax Assessed Value 47400
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 35
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Exterior
Exterior Amenities BlacktopDriveway Deck
Parking Features NoGarage
Lot Features IrregularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.78
Foundation Details Block
Building Area Total 1008.0
Lot Dimensions 50X160
Lot Size Acres 0.78
Waterfront Y/N No
Road Frontage Type CityStreet
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Internal Only
Street Number 1 23
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* Excluded Features
List By
Benson Agency Real Estate Llc

Broker

(607) 434-2078

Phone

Affordability Calculator

$1,575
Per Month
90%
10%
0%
Monthly Principal & Interest
$1,416
Monthly Property Taxes
$160
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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THE TIME TO SELL IS NOW! What's my home worth?
Nearby
4122763 Elementary School
4122830 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/12/2026$229,900 Listed Price

Map


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23 Pearl Street, Oneonta, NY, 13820 is a Single Family Home for sale at $229,900 with 1,008 sqft and a lot size of 0.78. 23 Pearl Street has 2 bedrooms, 1.0 baths, and was built in 1975. The property's zip code is 13820 which is in Oneonta, NY