448 W 4th Street
Loveland, CO, 80537 $ 645,000
Bedrooms3 Baths2.0 Sq 2,504 Monthly Estimate*
$ 4,455
Listed by Kittle Real Estate
for $645,000 with 3 bedrooms and 2 full baths. This 2,504 square foot home was built in 1906 on a lot size of 0.15.
This well-maintained, move-in ready home blends classic character with thoughtful upgrades, all in a prime location just steps from downtown! Featuring numerous improvements throughout, including durable James Hardie fiber cement siding, this two-story gem ensures long-term value and peace of mind. Inside, the main level features well-defined living areas that connect seamlessly, creating a comfortable and functional everyday layout. The kitchen includes modern appliances, ample prep space, and generous storage that make cooking and hosting simple. Two bedrooms on the main floor provide convenient options for guests, a home office, or hobbies. The entire upstairs has been freshly updated with new paint, flooring, and trim, along with a fully renovated bathroom showcasing new tile, shower door, and modern fixtures. A newer stacked washer and dryer and an in-wall evaporative cooler also enhance daily comfort. This level offers a spacious bedroom area with a large walk-in closet and a loft, making it ideal as a private primary suite. Outside, the fenced backyard includes a concrete patio, alley access, and large gates, making it easy to bring in vehicles, store equipment, or create additional outdoor functionality. The 20'x40' drive-through garage provides both alley and driveway access, plus a finished bonus room above complete with electricity and a mini-split, perfect for a creative studio, workshop, or hangout retreat. Enjoy quick access to parks, local shops, dining, and all the historic charm of downtown Loveland just minutes from your front door. No HOA!
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FeaturesGeneralLiving Area 2504
Sewer Public Sewer
Heating Baseboard Radiant Wall Furnace
Cooling Air Conditioning-Room Evaporative Cooling
Utilities Electricity Available Natural Gas Available
Roof Composition
Appliances Dishwasher Disposal Dryer Microwave Oven Refrigerator Washer
Zoning R3e
Garage Spaces 2
Patio/Porch Features Patio
Architectural Style Contemporary Victorian
Construction Materials Concrete Stone Wood Frame
Year Built 1906
View City
Levels Two
Property Subtype Single Family Residence
Parcel Number R0405850
County Larimer
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Ten Brook
Possible Use Residential
Full Baths 1
High School Thompson Valley
City Loveland
Senior Community Y/N N
High School District Thompson R2-J
Lot Size Square Feet 6603
Elementary School Garfield
Property Attached Y/N N
Tax Annual Amount 3085
Middle/Junior High School Other
Virtual Tour http://448W4thSt.kittlerealestatelistings.com/
Standard Status Active
Elementary School District Thompson R2-J
Freehold IDX
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InteriorInterior Amenities Walk-In Closet(s)
Basement Crawl Space
Flooring Laminate
Half Baths 0
3/4 Baths 1
Laundry Features In Unit
Total Bedrooms 3
Total Baths 2
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ExteriorFencing Fenced
Parking Features Heated Garage
Lot Features Level
Water Source Public
Lot Size Acres 0.15
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $4,455
- Monthly Property Taxes
- $257
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Loveland, CO
Average List Price $712,509
Percent of Sale Price 10%
About Loveland, CO 76,459 Population
43% Since 2002
$ 62,013 Median Income
40.69 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
2195647 Elementary School
3043800 Middle School
Thompson Valley High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/28/2026 | $645,000 | -0.77% | Price Down |
| 6/26/2026 | $650,000 | -1.52% | Price Down |
| 6/12/2026 | $660,000 | | Listed Price |