1616 Route 292 Cottage 12 Holmes, NY $ 599,000
1616 Route 292 Cottage 12
$ 599,000
Recently Listed
Open House 6/13 1pm - 3pm
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1616 Route 292 Cottage 12

Holmes, NY, 12531
$ 599,000
Bedrooms2 Baths2.0 Sq 900

Monthly Estimate*

$ 3,688

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Co-Op for sale in Holmes, NY

for $599,000 with 2 bedrooms and 2 full baths. This 900 square foot home was built in 1950 on a lot size of 4.3.

Welcome to one of the Hudson Valley's most extraordinary hidden treasures—a private island retreat nestled in the heart of Whaley Lake, where every day feels like a vacation and every arrival feels like an escape from the ordinary. Accessible only by boat, this remarkable waterfront residence offers an exceptionally rare opportunity to own a piece of paradise within an exclusive island co-op community where properties seldom become available. From the moment you leave the mainland behind and cruise across the sparkling waters to your own private dock, you'll experience a level of peace, privacy, and seclusion that is nearly impossible to find in today's world. Surrounded by panoramic lake views and embraced by nature, this charming island getaway captures the essence of lakefront living at its finest. Wake each morning to shimmering sunrises dancing across the water, spend your days boating, swimming, fishing, or simply relaxing lakeside, and unwind in the evening as spectacular sunsets paint the sky in brilliant colors reflected across the lake's glassy surface. Inside, the home exudes warmth, comfort, and timeless lake-house charm. Thoughtfully designed for both relaxation and entertaining, the residence features two bedrooms, a spacious sleeping loft, and two beautifully renovated full bathrooms. Comfortable gathering spaces invite friends to create lasting memories, while expansive lake views serve as the backdrop to nearly every moment. Whaley Lake is one of Dutchess County's premier motorboat lakes, offering endless recreational opportunities and year-round natural beauty. Located less than 90 miles from New York City, this unique property provides the perfect weekend sanctuary, summer retreat, or lifestyle investment for those seeking a truly one-of-a-kind waterfront experience. As an added bonus, the home is being offered almost fully furnished, allowing you to begin enjoying island life immediately. And the ultimate finishing touch? Included in the sale is a stunning 2021 Nautic Star 24-foot boat powered by a 250 HP engine—your gateway to exploring the lake and making every arrival home an unforgettable experience. Private island living. Private dock. Premier lakefront location. Turnkey convenience. Included boat. Opportunities of this caliber are extraordinarily rare. This isn't simply a home—it's a lifestyle, a retreat, and a legacy property that offers an experience few will ever have the chance to own. Schedule your private showing today and discover why life on Whaley Lake is unlike anywhere else.

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Open House

6/13/2026 1:00 PM - 3:00 PM
1616 Route 292 Cottage 12 Holmes, NY
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Co-Op Active

Price

$ 599,000

Bedrooms

2

Full Bath

2

Property Type

Co-Op

Taxes

$ 0

Style

Lot Size

4.3

Year Built

1950

Town/City

Holmes

County/Region

Dutchess

MLS | Web ID

1011452

Features
Interior
Interior Amenities First Floor Bedroom First Floor Full Bath Open Floorplan
Flooring Ceramic Tile Hardwood Vinyl
Total Fireplaces 1
Fireplace Features Electric Living Room
Total Stories 1
Common Walls No Common Walls
Basement (Y/N) N
Window Features Insulated Windows New Windows Oversized Windows Storm Window(s)
Fireplace Y/N Y
Half Baths 0
Total Bedrooms 2
Entry Level 1
Total Baths 2
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General
Sewer Septic Tank
Heating Electric
Cooling None
Utilities Electricity Connected Water Connected
Appliances Dishwasher Electric Water Heater Gas Cooktop Microwave Refrigerator
HOA Fee 5500
Association Fee Includes Electricity Other
Patio/Porch Features Deck
Architectural Style Other
Construction Materials Frame
Pets Allowed Yes
Year Built 1950
View Lake
Unit Number Cottage 12
Property Subtype Stock Cooperative
Parcel Number 134089-6856-00-298923-0000
Waterfront Features Lake Front Lake Privileges Water Access
Community Features Powered Boats Allowed
Assoc Fee Paid Per Annually
County Dutchess County
Property Type Residential
Association Amenities Boat Dock Powered Boats Allowed
HOA Y
Garage Y/N N
Building Features Outdoor Space
Total Rooms 4
Full Baths 2
Directions Rte 292 to #1616. Whaley Lake Island Association has a parking lot across the street from the boat launch. You must take a boat to the Island where the cottage is located.
High School Pawling High School
City Pawling
Disclosures By Laws Lead Paint Seller Property Disclosure
Association Name Whaley Lake Island Association Inc.
Senior Community Y/N N
High School District Pawling
Carport Y/N N
Elementary School Pawling Elementary School
Property Attached Y/N N
Middle/Junior High School Pawling Middle School
Property Condition Updated/Remodeled
Additional Parcels Y/N N
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Pawling
Elementary School District Pawling
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Exterior
Exterior Amenities Boat Slip Dock Fire Pit
Fencing None
Parking Features Parking Lot Parking Lot
Water Source Other
Inclusions 2021 Nautic Star 24 foot boat with new engine All Interior and Exterior Furniture Row boat Blue Single Kayak . Yellow Single Kayak 2 Blue Children's Kayaks and Yellow Dual Kayak
Waterfront Y/N Y
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Internal Only
Street Number 1 1616
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* Excluded Features
List By
Julie C. Conner

Listing Agent

Exp Realty

Broker

888-276-0630

Contact

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$3,688
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Monthly Principal & Interest
$3,688
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4100768 Elementary School
4099485 Middle School
Pawling High School High School
Pricing History
DatePricePrice ChangeDescription
6/12/2026$599,000 Listed Price

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1616 Route 292 Cottage 12, Holmes, NY, 12531 is a Co-Op for sale at $599,000 with 900 sqft and a lot size of 4.3. 1616 Route 292 Cottage 12 has 2 bedrooms, 2.0 baths, and was built in 1950. The property's zip code is 12531 which is in Holmes, NY