Recently Listed Open House 6/13 11am - 1pm
418 Terrace Lane
Oswego, IL, 60543 $ 440,000
Bedrooms4 Baths2.1 Sq 2,245 Monthly Estimate*
$ 2,709
for $440,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,245 square foot home was built in 2001 on a lot size of 0.255.
Discover the potential in this spacious 4-bedroom, 2.5-bath home located in the heart of Oswego. Offering a functional floor plan and generous living spaces, this home is ready for its next owner to bring their vision and personal touches. The two-story foyer creates a welcoming first impression, while large windows throughout the home bring in plenty of natural light. With spacious living areas and a functional layout, there's room for everyone to feel right at home. Recent improvements include fresh paint throughout and brand-new carpeting, creating a clean and inviting foundation for the next owner. The partially finished basement adds valuable living space and features a dry bar, making it the perfect spot for a recreation room, home office, workout area, or game-day gathering space. Outside, you'll find a generously sized backyard with endless possibilities for outdoor entertaining, gardening, play areas, or simply enjoying the outdoors. Additional updates include a brand-new air conditioning system being installed this Friday, offering added comfort and peace of mind. Conveniently located near parks, walking trails, shopping, dining, and Oswego's highly regarded schools, this home provides easy access to all the amenities that make the community such a desirable place to call home. Whether you're a first-time buyer looking to build equity or a homeowner seeking space and value, this property presents an excellent opportunity to make it your own.
See more
Open House
6/13/2026 11:00 AM - 1:00 PM
6/14/2026 11:00 AM - 1:00 PM
418 Terrace Lane Oswego, IL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm
FeaturesGeneralLiving Area 2245
Sewer Public Sewer
Heating Natural Gas Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Dishwasher Refrigerator Washer Dryer
HOA Fee 250
Garage Spaces 2
Association Fee Includes None
Construction Materials Vinyl Siding
Year Built 2001
Township Oswego
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Annually
County Kendall
New Construction N
Property Type Residential Detached Single
Total Rooms 8
Full Baths 2
Status New
Directions Home is on Terrace Lane
High School Oswego High School
City Oswego
High School District 308
MLS Area Oswego
Elementary School Prairie Point Elementary School
Tax Annual Amount 8716
Middle/Junior High School Traughber Junior High School
Additional Parcels Y/N N
Standard Status Active
Middle/Junior School District 308
Elementary School District 308
See more
InteriorBasement Finished Partial
Total Fireplaces 0
Half Baths 1
Laundry Features Main Level In Unit
Total Bedrooms 4
Room Type No additional rooms
Total Baths 3
Bedrooms Possible 4
See more
ExteriorParking Features Asphalt Garage Door Opener Yes Garage Owned Attached Garage
Lot Features Landscaped
Water Source Public
Total Parking 2
Foundation Details Concrete Perimeter
Lot Dimensions 75 x 145
Lot Size Acres 0.255
Waterfront Y/N N
See more
* Excluded FeaturesList ByKeller Williams InfinityBroker
essencerealtyteam@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,709
- Monthly Property Taxes
- $726
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Oswego, IL
Average List Price $562,394
Percent of Sale Price 28%
About Oswego, IL 31,545 Population
130% Since 2002
$ 94,639 Median Income
36.59 Median Age
44% Households with Children
Trends Information provided by ATTOM Data Solutions.
1540268 Elementary School
1540506 Middle School
Oswego High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/11/2026 | $440,000 | | Listed Price |