8817 S Thomas A114 Panama City, FL $ 249,000
8817 S Thomas A114
$ 249,000
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8817 S Thomas A114

Panama City, FL, 32408
$ 249,000
Baths1.0 Sq 489

Monthly Estimate*

$ 1,533

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Studio

Condo for sale in Panama City, FL

for $249,000 with 1 full bath. This 489 square foot condo was built in 1976.

Investor-friendly beach getaway opportunity at Top of the Gulf Condominiums priced under $250K! This updated first-floor studio offers strong vacation rental appeal and an unbeatable location within walking distance to the brand new Tootsies Orchid Lounge, dining, entertainment, and beach attractions. The unit features a coastal design with 2 spacious beds, a renovated bathroom, upgraded kitchen with new countertops, backsplash, appliances, and a spacious private patio. Additional updates include flooring, HVAC, and hot water heater in 2022. Located just steps from the pool, tiki bar, fitness center, game room, and private beach access. Top of the Gulf has also completed extensive property improvements including windows, doors, exterior epoxy flooring, and beach accessibility enhancements

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Condo Active

Price

$ 249,000

Bedrooms

Studio

Full Bath

1

Property Type

Condo

Taxes

$ 2,585

Style

Year Built

1976

Town/City

Panama City

County/Region

Bay

MLS | Web ID

B26029232

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air Ceiling Fan(s)
Utilities Electricity Available Sewer Available Water Available
Possession Close Of Escrow
Roof Other
Appliances Built-In Oven Microwave Refrigerator Self Cleaning Oven
HOA Fee 525
Association Fee Includes Common Area Maintenance Cable TV Internet Laundry Pest Control Pool(s) Recreation Facilities Sewer Trash Water
Patio/Porch Features Patio
Architectural Style One Story
Pool Features None Association Community Heated
Security Features Smoke Detector(s)
Construction Materials Other
Pets Allowed No Pet Restrictions
Year Built 1976
Stories Count 1
Levels One
Unit Number A114
Property Subtype Condominium
Tax Year 2025
Waterfront Features Ocean Access
Community Features Bar/Lounge Fitness Game Room Home Owners Association Laundry Facilities Pool
Assoc Fee Paid Per Monthly
County Bay
Property Type Residential
Association Amenities Billiard Room Clubhouse Fitness Center Laundry Pool
Subdivision Name TOP OF THE GULF CONDO
Facing Direction West
Rent Includes Internet
Total Rooms 3
Full Baths 1
Status Active
City Panama City
Entry Location 1
Senior Community Y/N false
Zoning Description Residential
MLS Area 5940 Florida Other
Lot Size Units Square Feet
Listing Terms Cash Conventional
Year Built Details Resale
Tax Annual Amount 2585
Property Condition Updated/Remodeled
MLS Area Minor Other Geographic Area (Out Of Area Only)
Virtual Tour https://www.propertypanorama.com/8817-S-Thomas-Drive-A114-Panama-City-FL-32408/unbranded
Structure Type Multi Family
Standard Status Active
Occupancy Type Call Agent
Tax Assessed Value 192100
Property Sub Type Additional Condominium
Expected Active Date 2026-05-16
Legal Description TOP OF THE GULF CONDO UNIT # A-114 EFF 1B 489 H&C ORB 2008 P 985 ORB 2280 P 877 . ORB 4676 P 979
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Interior
Interior Amenities Main Living Area Entry Level Bar
Furnished Y/N Furnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Half Baths 0
Laundry Features Common Area
Total Bedrooms 0
Entry Level 1
Total Baths 1
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Exterior
Exterior Amenities Patio
Parking Features Guest
Water Source Public
Total Parking 0
Building Area Total 489
Lot Size Acres 0
Waterfront Y/N false
Covered Spaces 0
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* Excluded Features
List By
Luxe Coastal Realty Group Llc

Broker

marcylodonnell@gmail.com

Email

Affordability Calculator

$1,749
Per Month
88%
12%
0%
Monthly Principal & Interest
$1,533
Monthly Property Taxes
$215
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/11/2026$249,000 Listed Price

Map


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8817 S Thomas A114, Panama City, FL, 32408 is a Condo for sale at $249,000 with 489 sqft. 8817 S Thomas A114 is a studio with 1.0 baths and was built in 1976. The property's zip code is 32408 which is in Panama City, FL