2920 Harpoon Lane St James City, FL $ 169,000
2920 Harpoon Lane
$ 169,000
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2920 Harpoon Lane

St James City, FL, 33956
$ 169,000
Bedrooms3 Baths0.0 Sq 1,322

Monthly Estimate*

$ 1,041

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Single Family Home for sale in St James City, FL

for $169,000 with 3 bedrooms. This 1,322 square foot home was built in 1988 on a lot size of 0.109.

*OPPORTUNITY KNOCKS!*Welcome to a boater’s paradise in St. James City! This prime waterfront property features an amazing location on intersecting canals with direct, unrestricted Gulf access and no bridges to slow you down. The deep-water setup comes complete with a concrete seawall (reinforced in April 2022) and a private dock equipped with a 10,000-lb boat lift (installed in 2022). Situated in a highly desirable neighborhood with no 55+ age restrictions and an incredibly low HOA fee, this property represents a phenomenal redevelopment opportunity. Whether you choose to repair the existing structure or LIKELY clear the lot to BRING YOUR OWN perfect home, you are investing in an unmatchable island lifestyle. > Located on the pristine waters of Pine Island, you are minutes away from world-class tarpon fishing, exceptional kayaking through serene mangrove trails, and endless opportunities to spot local wildlife like manatees and dolphins right from your backyard. Off the water, enjoy championship golf courses just a short drive away, along with scenic island walking and biking trails. The property is being sold strictly AS-IS, with the home requiring repair or removal (pre-hurricane, the home featured a carport and an attached storage room). Bring your vision and your boat—your ultimate waterfront oasis awaits!

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Single Family Active

Price

$ 169,000

Bedrooms

3

Property Type

Single Family

Taxes

$ 3,755

Style

Other, Ranch, One Story, Manufactured Home

Lot Size

0.109

Year Built

1988

Town/City

St James City

County/Region

Lee

MLS | Web ID

2026025792

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Available High Speed Internet Available
Possession Close Of Escrow
Roof Shingle
HOA Fee 0
Garage Spaces 0
Association Fee Includes None
Patio/Porch Features Deck Open Patio Porch
Architectural Style Other Ranch One Story Manufactured Home
Security Features None
Construction Materials Manufactured Other
Pets Allowed Yes
Year Built 1988
View Canal Water
Stories Count 1
Property Subtype Manufactured Home
Tax Year 2025
Ownership Single Family
Waterfront Features Canal Access Intersecting Canal Navigable Water Seawall
Community Features Boat Facilities
HOA Fee 2 25
County Lee
Property Type Residential
Association Amenities None
HOA false
Subdivision Name CHERRY ESTATES
Facing Direction East
Garage Y/N false
Total Rooms 0
Full Baths 0
Status Active
City St James City
Land Lease Amount 0
Senior Community Y/N false
Zoning Description MH-1
MLS Area PI02 - Pine Island (South)
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
HOA Fee 2 Frequency Monthly
Tax Annual Amount 3755.22
Property Condition Resale
Virtual Tour https://spaces.trueperceptionimages.com/sites/2920-harpoon-ln-saint-james-city-fl-33956-25519424/branded
Structure Type Manufactured House
Standard Status Active
Tax Lot 525
Property Sub Type Additional Manufactured Home
Legal Description CHERRY ESTATES IS V-A PB 38 PG 46 LOT 525
HOA Fee 3 0
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Interior
Interior Amenities None Other
Flooring Other
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Other
Half Baths 0
Total Bedrooms 3
Total Baths 0
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Exterior
Exterior Amenities Deck None Other Patio
Parking Features Assigned Two Spaces
Lot Features Cul-De-Sac
Water Source Public
Lot Size Area 0.109
Spa false
Building Area Total 1716
Lot Dimensions 74 x 63 x 74 x 65
Lot Size Acres 0.109
Road Surface Type Paved
Private Pool false
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 0
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Sherry Ann Baum

Listing Agent

Palm Paradise Realty Group

Broker

sherrybaum@palmparadisegroup.com

Email

Affordability Calculator

$1,353
Per Month
77%
23%
0%
Monthly Principal & Interest
$1,041
Monthly Property Taxes
$313
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/11/2026$169,000 Listed Price

Map


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2920 Harpoon Lane, St James City, FL, 33956 is a Single Family Home for sale at $169,000 with 1,322 sqft and a lot size of 0.109. 2920 Harpoon Lane has 3 bedrooms, 0.0 baths, and was built in 1988. The property's zip code is 33956 which is in St James City, FL