3504 BAY ISLAND Circle Jacksonville Beach, FL $ 850,000
3504 BAY ISLAND Circle
$ 850,000
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3504 BAY ISLAND Circle

Jacksonville Beach, FL, 32250
$ 850,000
Bedrooms4 Baths3.0 Sq 2,332

Monthly Estimate*

$ 5,234

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Single Family Home for sale in Jacksonville Beach, FL

for $850,000 with 4 bedrooms and 3 full baths. This 2,332 square foot home was built in 1999 on a lot size of 0.24.

Welcome to Ocean Cay, a charming coastal community just minutes from the beach! This beautifully maintained 4BR/3BA home is situated on a scenic waterfront homesite and offers the perfect blend of comfort, convenience, and coastal living. From the moment you arrive, you'll appreciate the upgraded landscaping, private irrigation well for lower water bills, and attractive paver driveway and front porch. Inside, hardwood floors flow through the main living areas, creating a warm and inviting atmosphere. The spacious owner's suite overlooks the lake and features an ensuite bath with dual vanities, a walk-in shower, and a relaxing garden tub. The fully equipped kitchen offers granite countertops, stainless steel appliances, a pantry, and a cozy breakfast nook, while the formal dining room provides the perfect space for entertaining. Generously sized secondary bedrooms offer plenty of room for family and guests. Large sliding glass doors open to a paver patio where you can relax and enjoy peaceful water views. Ocean Cay residents enjoy access to a community pool, clubhouse, playground, and a convenient gated beach access path for an easy walk to the ocean. Location truly is everything! Just a short walk or bike ride to South Beach Park, featuring playgrounds, basketball courts, sand volleyball courts, and a dog park. Conveniently located near shopping, restaurants, grocery stores, and with easy access to J. Turner Butler Boulevard for commuting throughout Jacksonville. Come experience the beach lifestyle you've been dreaming of!

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Single Family Active

Price

$ 850,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 0

Style

Traditional

Lot Size

0.24

Year Built

1999

Town/City

Jacksonville Beach

County/Region

Duval

MLS | Web ID

2149803

Features
Interior
Interior Amenities Breakfast Bar Built-in Features Ceiling Fan(s) Entrance Foyer Pantry Primary Bathroom -Tub with Separate Shower Walk-In Closet(s)
Flooring Carpet Tile Wood
Total Fireplaces 1
Fireplace Features Gas
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 0
Laundry Features In Unit
Total Bedrooms 4
Total Baths 3
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General
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Available Electricity Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Dryer Electric Oven Ice Maker Microwave Refrigerator Washer
HOA Fee 1100.0
Garage Spaces 2.0
Architectural Style Traditional
Security Features Smoke Detector(s)
Year Built 1999
View Pond
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Current Use Residential Single Family
Parcel Number 1809491730
Waterfront Features Pond
Community Features Street Lights
Assoc Fee Paid Per Annually
County Duval
New Construction 0
Property Type Residential
Association Amenities Pool Clubhouse Playground
HOA Y
Attached Garage N
Subdivision Name Ocean Cay
Garage Y/N Y
Total Rooms 0
Full Baths 3
Status Active
Directions From JTB to South Beach Parkway to Ocean Cay entrance R on Rip Tide R on Oceancay Cir Ri on By Island Circle to home on Left
High School Duncan Fletcher
City Jacksonville Beach
Senior Community Y/N N
MLS Area 214-Jacksonville Beach-SW
Lot Size Units Acres
Lot Size Square Feet 10454.4
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Elementary School Seabreeze
Property Attached Y/N N
Home Warranty Y/N N
Middle/Junior High School Duncan Fletcher
Lease Renewal Y/N N
MLS Area Minor 214-Jacksonville Beach-SW
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.zillow.com/view-imx/46bb20ad-5b14-4be2-b453-e94479259df6?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Exterior
Parking Features Garage Door Opener
Lot Features Sprinklers In Front Sprinklers In Rear
Water Source Public
Lot Size Area 0.24
Spa N
Lot Size Acres 0.24
Road Surface Type Asphalt
Waterfront Y/N Y
Road Frontage Type County Road
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 3504
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* Excluded Features
List By
Re/Max Specialists

Broker

cindysellsjax@gmail.com

Email

Affordability Calculator

$5,234
Per Month
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Monthly Principal & Interest
$5,234
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308406 Elementary School
307938 Middle School
Duncan Fletcher High School High School
Pricing History
DatePricePrice ChangeDescription
6/10/2026$850,000 Listed Price

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3504 BAY ISLAND Circle, Jacksonville Beach, FL, 32250 is a Single Family Home for sale at $850,000 with 2,332 sqft and a lot size of 0.24. 3504 BAY ISLAND Circle has 4 bedrooms, 3.0 baths, and was built in 1999. The property's zip code is 32250 which is in Jacksonville Beach, FL