7970 SW 198th Street Cutler Bay, FL $ 795,000
7970 SW 198th Street
$ 795,000
Recently Listed
Open House 6/14 11:30am - 1pm
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7970 SW 198th Street

Cutler Bay, FL, 33189
$ 795,000
Bedrooms3 Baths2.1 Sq 2,032

Monthly Estimate*

$ 4,895

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Single Family Home for sale in Cutler Bay, FL

for $795,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,032 square foot home was built in 1989 on a lot size of 0.18.

Turnkey Saga Bay pool home with over 2,500 SF under air and nearly 3,000 SF total—one of the largest floor plans in the community. This 3-bedroom, 2.5-bath residence features a bright, open layout with volume ceilings and a modern kitchen with stainless steel appliances flowing into the main living areas. A fully finished extra room delivers flexible space for a home office, media room, gym, or playroom—offering functionality well beyond the recorded 2,000 SF. Newer roof, updated bathrooms, and custom closet systems make this one truly move-in ready. Step outside to a private backyard oasis with synthetic turf, a sparkling pool, and dedicated BBQ area—perfect for year-round entertaining. Saga Bay offers lake access for kayaking and paddleboarding, lighted pickleball and tennis courts, a 5-acre park with playground, walking trails, and community security—all with one of the lowest HOAs in Cutler Bay. Minutes to A-rated schools, Black Point Marina, and US-1.

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Open House

6/14/2026 11:30 AM - 1:00 PM
7970 SW 198th Street Cutler Bay, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 795,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 9,306

Style

Lot Size

0.18

Year Built

1989

Town/City

Cutler Bay

County/Region

Miami-Dade

MLS | Web ID

A12008278

Features
General
Sewer PublicSewer
Heating Central
Cooling CentralAir
Possession Negotiable
Roof Metal
Appliances Dryer Dishwasher Disposal Microwave Refrigerator Washer
HOA Fee 50
Garage Spaces 1
Patio/Porch Features Patio
Pool Features InGround ScreenEnclosure
Construction Materials Block
Year Built 1989
Stories Count 1
Levels One
Property Subtype SingleFamilyResidence
Tax Year 2025
Community Features HomeOwnersAssociation
Assoc Fee Paid Per Monthly
County Miami-Dade
New Construction false
Property Type Residential
Association Amenities Other
Attached Garage true
Subdivision Name SAGA BAY SEC 1 PT 6
Facing Direction North
Garage Y/N true
Total Rooms 2
Full Baths 2
Status Active
High School Miami Southridge
City Cutler Bay
Senior Community Y/N false
MLS Area 2600
Carport Spaces 0
Elementary School Dr. Edward L. Whigham
Tax Annual Amount 9306
Middle/Junior High School Cutler Bay Middle
Property Condition UpdatedRemodeled
Virtual Tour https://www.propertypanorama.com/instaview/mia/A12008278
Standard Status Active
Occupancy Type CallAgent
Property Sub Type Additional SingleFamilyResidence
Legal Description SAGA BAY SEC 1 PT 6 PB 99-37 LOT 5 BLK 20 LOT SIZE 79.000 X 102 OR 20847-2624 112002 1 COC 22584-2213 08 2004 4 F/A/U 30-6010-007-0500
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Interior
Interior Amenities BreakfastBar BedroomOnMainLevel ClosetCabinetry DualSinks HighCeilings KitchenIsland LivingDiningRoom SeparateShower WalkInClosets
Flooring Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Half Baths 1
Total Bedrooms 3
Entry Level 1
Total Baths 3
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Exterior
Exterior Amenities Awnings Barbecue OutdoorLivingArea
Parking Features Attached Driveway Garage GarageDoorOpener
Water Source Public
Lot Size Area 8058
Building Area Total 2984
Lot Size Acres 0.18
Waterfront Y/N false
Covered Spaces 1
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* Excluded Features
List By
Gemma Elizabeth Bready

Listing Agent

Affordability Calculator

$5,670
Per Month
86%
14%
0%
Monthly Principal & Interest
$4,895
Monthly Property Taxes
$776
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4817207 Elementary School
0 Middle School
Miami Southridge High School High School
Pricing History
DatePricePrice ChangeDescription
6/9/2026$795,000 Listed Price

Map


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7970 SW 198th Street, Cutler Bay, FL, 33189 is a Single Family Home for sale at $795,000 with 2,032 sqft and a lot size of 0.18. 7970 SW 198th Street has 3 bedrooms, 2.1 baths, and was built in 1989. The property's zip code is 33189 which is in Cutler Bay, FL