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325 E 13th Street Spencer, IA $ 129,500
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$ 129,500 Get more info
325 E 13th Street
$ 129,500
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325 E 13th Street

Spencer, IA, 51301
$ 129,500
Bedrooms4 Baths1.0 Sq 1,477

Monthly Estimate*

$ 797

325 E 13th Street, Spencer, IA 51301 - Image 1
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325 E 13th Street, Spencer, IA 51301 - Image 8
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325 E 13th Street, Spencer, IA 51301 - Image 10
325 E 13th Street, Spencer, IA 51301 - Image 11
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325 E 13th Street, Spencer, IA 51301 - Image 13
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325 E 13th Street, Spencer, IA 51301 - Image 15

Single Family Home for sale in Spencer, IA

for $129,500 with 4 bedrooms and 1 full bath. This 1,477 square foot home was built in 1910 on a lot size of 0.28.

Searching for a move-in-ready home in Spencer, Iowa with a large yard and convenient main-floor living. This 4-bedroom, 1-bathroom home offers 1,477 square feet of comfortable living space on a spacious 0.28-acre corner lot. Inside, you'll find updated flooring throughout, neutral finishes, main-floor bedrooms, and main-floor laundry designed for convenience and everyday comfort. The upper level provides additional living space perfect for growing families, guests, or a home office. The oversized corner lot provides plenty of room for outdoor activities and offers excellent potential to add a large garage, workshop, or additional storage building. Whether you're a first-time buyer, growing family, or someone looking for affordable space in Spencer, this property delivers exceptional value. Seller is licensed real estate broker for state of Iowa

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Single Family Active

Price

$ 129,500

Bedrooms

4

Full Bath

1

Property Type

Single Family

Taxes

$ 1,144

Style

1.5 STORY

Lot Size

0.28

Year Built

1910

Town/City

Spencer

County/Region

Clay

MLS | Web ID

260594
Features
Interior
Interior Features Main Floor Bedrooms Main Floor Laundry Washer/Dryer Hkups
Furnished Y/N No
Fireplace 0
Total Baths 1
Full Baths 1
Bath Description Main Floor Full Bath
1/4 Baths 0
Basement Features Unfinished
Basement Material Concrete Block
Basement Style Partial
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General
Sewer Public Sewer
Construction Stick Built
Heating Forced Air
Cooling Central
Roof Asphalt
Flood Zone No
Number of Garage Spaces 0
School District Spencer
Electric Breakers
Architectural Style 1.5 STORY
Stories Count 1.5
Class RESIDENTIAL
Assessments No
Levels One and One Half
Type Single Family Residence
Total Lots 1
Yearly Taxes 1144
Tax Year 2024
Fuel Natural Gas
Status Active
Subdivision IA
Sale/Rent For Sale
Status Detail 0
Lot Sqft 12212
Construction Materials Vinyl Siding
Primary City Spencer
Year Built 1910
City Spencer
Disclosures Lead Based Paint Disc Property Condition Disc
Total Sq Ft 1477
DOM 0
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 87.68
Public Remarks Searching for a move-in-ready home in Spencer Iowa with a large yard and convenient main-floor living. This 4-bedroom 1-bathroom home offers 1 477 square feet of comfortable living space on a spaciou
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Exterior
Exterior Features Driveway-Gravel
Lot Features Corner Lot
Waterfront 0
Garage Type None
Lot Size Source Assessor
Water Source Public/City
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* Excluded Features
List By
Katie Muhlbauer

Listing Agent

Integrity Real Estate

Broker

(712) 790-7010

Phone

katie@integrityiowa.com

Email

Affordability Calculator

$893
Per Month
89%
11%
0%
Monthly Principal & Interest
$797
Monthly Property Taxes
$95
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
6/9/2026$129,500 Listed Price

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325 E 13th Street, Spencer, IA, 51301 is a Single Family Home for sale at $129,500 with 1,477 sqft and a lot size of 0.28. 325 E 13th Street has 4 bedrooms, 1.0 baths, and was built in 1910. The property's zip code is 51301 which is in Spencer, IA

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