42 Cliftwood Rd Palmyra, VA $ 695,000
42 Cliftwood Rd
$ 695,000
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42 Cliftwood Rd

Palmyra, VA, 22963
$ 695,000
Bedrooms3 Baths2.2 Sq 2,268

Monthly Estimate*

$ 4,279

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Single Family Home for sale in Palmyra, VA

for $695,000 with 3 bedrooms and 2 full baths, 2 half baths. This 2,268 square foot home was built in 1996 on a lot size of 1.83.

Set on 1.83 acres, this is a rare opportunity to own one of the largest waterfront lots in Lake Monticello. Positioned on the main lake with 180 degrees of water views, this custom-built, single-owner Cape Cod offers the chance to create something truly special in an exceptional setting. Designed for main-level living, the home welcomes you with a cozy living room featuring a gas fireplace before drawing your attention to the lake views beyond. The kitchen opens seamlessly to the dining area, where bay windows fill the space with natural light and create an airy feel. Tucked privately off the main living spaces, the spacious primary suite features a walk-in closet and more water views. Upstairs, you'll find 2 oversized bedrooms, a full bathroom, and storage space tucked into the eaves. Need extra space for a game room or a home gym? The basement offers 2 additional flex rooms ready to fit your needs. Outside, enjoy lake living from the large Trex deck overlooking the water, while the attached 2-car garage provides additional storage options. Follow the path down to the water's edge and find yourself in the heart of Lake Monticello with 550+ ft of shoreline. Bring your boat and settle in just in time for summer on the water.,Formica Counter,Oak Cabinets,Fireplace in Living Room

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Single Family Active

Price

$ 695,000

Bedrooms

3

Full Bath

2

Half Bath

2

Property Type

Single Family

Taxes

$ 4,604

Style

Cape Cod

Lot Size

1.83

Year Built

1996

Town/City

Palmyra

County/Region

Fluvanna

MLS | Web ID

678194

Features
General
Living Area 2268
Sewer Public Sewer
Heating Central
Cooling Central A/C Heat Pump(s)
Possession Settlement
Roof Composite
Appliances Dryer Washer
Zoning R-4
HOA Fee 1464.00
Association Fee Includes Common Area Maintenance Pool(s) Management Snow Removal Trash
Architectural Style Cape Cod
Security Features Security System
Construction Materials Vinyl Siding
School District FLUVANNA COUNTY PUBLIC SCHOOLS
Year Built 1996
Electric Underground
View Water Trees/Woods
Levels 1.5
Tax Year 2026
Ownership Other
Accessibility None
HOA Fee 2 850.00
Assoc Fee Paid Per Annually
County FLUVANNA
New Construction N
Property Type Residential
Association Amenities Beach Boat Ramp Club House Tot Lots/Playground Security Tennis Courts Basketball Courts Community Center Golf Club Lake Swimming Pool Soccer Field Jog/Walk Path
HOA Y
Subdivision Name LAKE MONTICELLO
Garage Y/N N
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE
Directions From Lake Monticello's main gate take a right onto Jefferson. Left onto Nahor left on Xebec and left on Cliftwood. Home is on the left in the cul de sac.
City PALMYRA
Disclosures Prop Disclosure
Senior Community Y/N N
HOA Fee 2 Frequency One Time
Tax Annual Amount 4604.75
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 420.19
Construction Completed Y/N N
Historic Y/N N
Vacation Rental Y/N N
Virtual Tour https://www.zillow.com/view-imx/4a34c6f8-9b82-4e2a-be04-a104b916f8e2?wl=true&setAttribution=mls&initialViewType=pano
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Year Built Source Estimated
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Interior
Interior Amenities Entry Level Bedroom Primary Bath(s)
Heating Fuel Electric Propane - Owned
Basement Full Partially Finished Walkout Level Windows
Flooring Carpet Hardwood Other
Total Fireplaces 1
Fireplace Features Gas/Propane
Basement (Y/N) Y
Air Conditioning Y/N N
Heating Y/N Y
Window Features Double Hung Screens
Fireplace Y/N Y
Above Grade Finished Area 1654
Half Baths 2
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 614
Room Type Living Room Kitchen Foyer Breakfast Room Laundry Recreation Room Bonus Room Full Bath Half Bath Additional Bedroom
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
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Exterior
Exterior Amenities Other
Lot Features Trees/Wooded Private
Water Source Public
Inclusions Refrigerator Washer & Dryer
Foundation Details Block
Water View Y/N Y
Building Area Total 2746.00
Lot Size Acres 1.83
Water Body Type Lake
Waterfront Y/N Y
Water Oriented Y/N Y
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Internal Only
Street Number 1 42
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* Excluded Features
List By
Nest Realty Group

Broker

helen.ascoli@nestrealty.com

Email

Affordability Calculator

$4,663
Per Month
92%
8%
0%
Monthly Principal & Interest
$4,279
Monthly Property Taxes
$384
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4067364 Elementary School
3542116 Middle School
Fluvanna High School High School
Pricing History
DatePricePrice ChangeDescription
6/8/2026$695,000 Listed Price

Map


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42 Cliftwood Rd, Palmyra, VA, 22963 is a Single Family Home for sale at $695,000 with 2,268 sqft and a lot size of 1.83. 42 Cliftwood Rd has 3 bedrooms, 2.2 baths, and was built in 1996. The property's zip code is 22963 which is in Palmyra, VA