478 S HARBOR DRIVE Indian Rocks Beach, FL $ 2,695,000
478 S HARBOR DRIVE
$ 2,695,000
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478 S HARBOR DRIVE

Indian Rocks Beach, FL, 33785
$ 2,695,000
Bedrooms4 Baths3.0 Sq 3,135

Monthly Estimate*

$ 16,594

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Single Family Home for sale in Indian Rocks Beach, FL

for $2,695,000 with 4 bedrooms and 3 full baths. This 3,135 square foot home was built in 2015 on a lot size of 0.16.

Coastal Key West Waterfront Retreat in Coveted Indian Rocks Beach. Perfectly positioned on a quiet cul-de-sac in highly sought-after Indian Rocks Beach, this Key West-inspired waterfront residence offers sweeping western water views, spectacular sunsets, and the quintessential Florida lifestyle. Built in 2015, this 4 bedroom 3 bath three-story home combines quality craftsmanship, thoughtful design, and modern conveniences in a premier waterfront setting. Designed for both entertaining and everyday living, the main level features an expansive living area and a gourmet kitchen with custom cabinetry, granite countertops, a walk-in pantry, chef's island with prep sink and cooktop, and premium stainless steel appliances. The adjoining dining and living spaces are framed by panoramic water views, creating a seamless connection between indoor and outdoor living. Thoughtful upgrades throughout include hand-scraped hardwood flooring, Travertine tile, a custom built-in entertainment center, and a private elevator providing convenient access to all levels. Two bedrooms and a full bath are located on the main living level, with one bedroom offering flexibility as a home office, den, or formal dining space. The upper level is dedicated to private living quarters, highlighted by a spacious primary suite featuring a private waterfront balcony, oversized walk-in closet, custom built-in cabinetry, and a spa-inspired bath with a jetted soaking tub positioned to capture breathtaking sunset views. An additional bedroom completes the top floor. The entry level offers a spacious two-car garage and a large flex space with sliding glass doors opening to lush tropical landscaping. Outside, the resort-style waterfront setting is designed for relaxation and recreation, featuring a heated pool, deep-water dock with 20,000lbs boat lift, expansive entertaining areas, and dedicated storage for paddleboards, kayaks, and other waterfront gear. Just minutes from the Gulf of Mexico, the property's deep-water dock and boat lift provide convenient access for boating, fishing, island hopping, and waterfront adventures. Indian Rocks Beach is one of Florida's most desirable coastal communities, known for its golf-cart-friendly atmosphere, sugar-sand beaches, waterfront dining, parks, and family-friendly attractions. Whether you're seeking a primary residence, second home, or waterfront investment property, this exceptional residence offers an outstanding opportunity to enjoy the best of Florida coastal living while benefiting from the area's strong short-term rental demand.

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Single Family Active

Price

$ 2,695,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 34,585

Style

Coastal Elevated Key West

Lot Size

0.16

Year Built

2015

Town/City

Indian Rocks Beach

County/Region

Pinellas

MLS | Web ID

TB8517047

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Available Natural Gas Available Phone Available Sewer Available Water Available
Possession Close Of Escrow
Roof Metal
Appliances Convection Oven Dishwasher Disposal Dryer Electric Water Heater Microwave Range Refrigerator Washer
Zoning SINGLE
Garage Spaces 2
Patio/Porch Features Covered Front Porch Rear Porch
Architectural Style Coastal Elevated Key West
Pool Features Deck Gunite In Ground Lighting
Construction Materials Block Stucco Wood Frame
Pets Allowed Yes
Year Built 2015
View Pool Water
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Waterfront Features Waterfront Bay/Harbor
Community Features Community Boat Ramp Fishing Water Access Waterfront Dog Park Golf Carts OK Park Playground Tennis Court(s)
County Pinellas
New Construction false
Property Type Residential
Association Amenities Basketball Court Pickleball Court(s)
Attached Garage true
Subdivision Name INDIAN BEACH RE REVISED 23RD ADD
Facing Direction Northeast
Garage Y/N true
Total Rooms 6
Full Baths 3
Status Active
Directions Gulf Boulevard to east on First Street. Turn east to Harbor Drive to east on Harbor. Drive south to end of street to address.
City INDIAN ROCKS BEACH
Senior Community Y/N false
MLS Area 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Lot Size Units Square Feet
Lot Size Square Feet 7187
Carport Y/N false
Listing Terms Cash Conventional
Land Lease Y/N false
Tax Annual Amount 34585
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8517047
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 25
Legal Description Indian Beach Re-Revised 23rd add lot 25 riparian rights
Water View Bay/Harbor - Full
Water Access Type Bay/Harbor
Minimum Lease No Minimum
Water Access Y/N true
Additional Rooms Inside Utility
Water View Y/N true
Flood Zone Code AE
DockY/N true
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Interior
Interior Amenities Built-in Features Ceiling Fan(s) Eating Space In Kitchen Elevator High Ceilings Kitchen/Family Room Combo Open Floorplan PrimaryBedroom Upstairs Split Bedroom Stone Counters Thermostat Walk-In Closet(s) Wet Bar Window Treatments
Flooring Carpet Ceramic Tile Hardwood
Furnished Y/N Furnished
Total Stories 3
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Inside
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Balcony Lighting Sliding Doors
Vegetation Mature Landscaping
Fencing Vinyl
Parking Features Covered Driveway Garage Door Opener Golf Cart Garage Golf Cart Parking Ground Level Guest Oversized
Lot Features Cul-De-Sac FloodZone Landscaped
Water Source Public
Lot Size Area 7187
Foundation Details Block Slab
Building Area Total 5840
Lot Size Acres 0.16
Road Surface Type Paved
Private Pool true
Waterfront Y/N true
Covered Spaces 2
Road Frontage Type Street Paved
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* Excluded Features
List By
Engel & Volkers Belleair

Broker

steve.kepler@evusa.com

Email

Affordability Calculator

$19,476
Per Month
85%
15%
0%
Monthly Principal & Interest
$16,594
Monthly Property Taxes
$2,882
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/8/2026$2,695,000 Listed Price

Map


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478 S HARBOR DRIVE, Indian Rocks Beach, FL, 33785 is a Single Family Home for sale at $2,695,000 with 3,135 sqft and a lot size of 0.16. 478 S HARBOR DRIVE has 4 bedrooms, 3.0 baths, and was built in 2015. The property's zip code is 33785 which is in Indian Rocks Beach, FL