4941 CARDINAL TRAIL Palm Harbor, FL $ 520,000
4941 CARDINAL TRAIL
$ 520,000
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4941 CARDINAL TRAIL

Palm Harbor, FL, 34683
$ 520,000
Bedrooms4 Baths3.0 Sq 2,175

Monthly Estimate*

$ 3,283

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Single Family Home for sale in Palm Harbor, FL

for $520,000 with 4 bedrooms and 3 full baths. This 2,175 square foot home was built in 1981 on a lot size of 0.18.

Move-in ready with a 2021 roof, 2021 HVAC, and the rare opportunity for eligible buyers to assume a transferable flood insurance policy with an annual premium of approximately $1,757. Located in the highly desirable, golf-cart-friendly Blue Jay Woodlands community, this 4-bedroom, 3-bath split-level home offers 2,175 square feet of flexible living space on an oversized corner lot just 0.1 miles from the residents-only boat ramp with Gulf access. Inside, vaulted ceilings, a wood-burning fireplace, and a private ground-level suite with its own entrance provide exceptional flexibility for multigenerational living, guests, a home office, or income-producing potential where permitted. Step outside to your fully fenced backyard featuring a saltwater pool, covered patio, and enclosed boat/toy storage. With major system updates already complete, versatile living spaces, boating access, EV charging, and long-term ownership value, this Palm Harbor home is ready to welcome its next owner

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Single Family Active

Price

$ 520,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 8,018

Style

Traditional

Lot Size

0.18

Year Built

1981

Town/City

Palm Harbor

County/Region

Pinellas

MLS | Web ID

TB8516860

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Public
Roof Shingle
Appliances Dishwasher Dryer Microwave Refrigerator Washer
Zoning R-3
Garage Spaces 2
Patio/Porch Features Patio
Architectural Style Traditional
Pool Features In Ground
Construction Materials Block
Year Built 1981
View Pool
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Pinellas
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name BLUE JAY WOODLANDS PH 1
Facing Direction West
Garage Y/N true
Total Rooms 9
Full Baths 3
Status Active
Directions To get to 4941 Cardinal Trail in Palm Harbor FL: From US-19 N: Head north on US-19 N. Turn left (west) onto Tarpon Avenue. Turn left (south) onto Alt US-19 S. Travel about 1.5 miles then turn right onto Baywood Drive. Take a right onto Cardinal Trail. From Downtown Palm Harbor: Head north on Alt US-19 N / Florida Ave. Turn left onto Baywood Drive then turn right onto Cardinal Trail. The property sits on your right at the corner of Cardinal Trail and Flamingo Circle in the Blue Jay Woodlands community.
High School Tarpon Springs High-PN
City PALM HARBOR
Senior Community Y/N false
MLS Area 34683 - Palm Harbor
Lot Size Units Square Feet
Lot Size Square Feet 7928
Carport Y/N false
Elementary School Sunset Hills Elementary-PN
Land Lease Y/N false
Tax Annual Amount 8018.38
Middle/Junior High School Tarpon Springs Middle-PN
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 0320
Legal Description BLUE JAY WOODLANDS- PHASE 1 LOT 32
Minimum Lease No Minimum
Water Access Y/N false
Water View Y/N false
Flood Zone Code AE/X
In Law Suite YN false
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Interior
Interior Amenities Thermostat
Flooring Carpet Linoleum Tile
Furnished Y/N Unfurnished
Fireplace Features Wood Burning
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 0
Laundry Features Inside
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Sidewalk
Vegetation Mature Landscaping
Fencing Wood
Water Source Public
Lot Size Area 7928
Foundation Details Slab
Building Area Total 3264
Lot Dimensions 80 x 100
Lot Size Acres 0.18
Road Surface Type Asphalt
Private Pool true
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Mark Spain Real Estate

Broker

Affordability Calculator

$3,952
Per Month
83%
17%
0%
Monthly Principal & Interest
$3,283
Monthly Property Taxes
$668
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Tarpon Springs High-PN High School High School
Pricing History
DatePricePrice ChangeDescription
6/29/2026$520,000 -1.89% Price Down
6/8/2026$530,000 Listed Price

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4941 CARDINAL TRAIL, Palm Harbor, FL, 34683 is a Single Family Home for sale at $520,000 with 2,175 sqft and a lot size of 0.18. 4941 CARDINAL TRAIL has 4 bedrooms, 3.0 baths, and was built in 1981. The property's zip code is 34683 which is in Palm Harbor, FL