406-408 Locust Avenue Amsterdam, NY ^$ 195,000

406-408 Locust Avenue

^$ 195,000

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406-408 Locust Avenue

Amsterdam, NY, 12010

^$ 195,000

Bedrooms4 Baths2.0 Sq 2,549

Monthly Estimate*

^$ 1,201

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Multi-Family Home for sale in Amsterdam, NY

for $195,000 with 4 bedrooms and 2 full baths. This 2,549 square foot home was built in 1903 on a lot size of 0.14.

This two-family residence offers excellent potential for investors or owner-occupants. Each unit features 2 bedrooms and 1 full bathroom, making it perfect for comfortable living. Enjoy beautiful woodwork throughout that adds timeless character and warmth. The main level includes a formal dining room, perfect for entertaining or family meals. The property also offers a convenient one-car garage for added parking or storage. Currently fully rented, this home generates consistent income right from day one. Don't miss this fantastic opportunity to own a classic home with strong rental potential in a desirable neighborhood!

Multi-Family Active

Price

^$ 195,000

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 1,004

Style

Traditional

Lot Size

0.14

Year Built

1903

Town/City

Amsterdam

County/Region

Montgomery

MLS | Web ID

202619094

Features

General

Sewer Public Sewer

Heating Forced Air Natural Gas

Possession At Closing

Garage Spaces 1.0

Patio/Porch Features Porch

Architectural Style Traditional

Construction Materials Aluminum Siding

Year Built 1903

Electric 100 Amp Service

Property Subtype Duplex

County Montgomery

New Construction N

Property Type MultiFamily

HOA N

Other Structures Garage(s)

Full Baths 2

Status Active

Directions From Brookside turn onto Locust.

High School Amsterdam

City Amsterdam

High School District Amsterdam

Number Of Units Total 2

Lot Size Units Acres

Lot Size Square Feet 6098.4

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 1004.19

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Tax Assessed Value 0

Tax Lot 11.000

Interior

Basement Full

Flooring Wood Carpet

Basement (Y/N) N

Heating Y/N Y

Above Grade Finished Area 2549.0

Half Baths 0

Total Bedrooms 4

Below Grade Finished Area 0.0

Below Grade Finished Area Source Appraiser

Above Grade Finished Area Source Assessor

Total Baths 2

Exterior

Exterior Amenities None

Fencing None

Lot Features Level

Water Source None

Total Parking 1.0

Lot Size Area 0.14

Foundation Details Concrete Perimeter

Spa N

Lot Size Acres 0.14

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 406408

* Excluded Features

List By

Bob Vassi

Listing Agent

Vassi Realty

Broker

(518) 843-1885

Phone

rvassi3@nycap.rr.com

Affordability Calculator

$1,284

Per Month

Monthly Principal & Interest: $1,201
Monthly Property Taxes: $84
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Amsterdam, NY

Average List Price ^$191,975

Percent of Sale Price 2%

About Amsterdam, NY

28,752 Population

0% Since 2002

^$44,506 Median Income

41.79 Median Age

26% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

853376 Elementary School

853083 Middle School

Amsterdam High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
6/8/2026	$195,000		Listed Price

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406-408 Locust Avenue, Amsterdam, NY, 12010 is a Multi-Family Home for sale at $195,000 with 2,549 sqft and a lot size of 0.14. 406-408 Locust Avenue has 4 bedrooms, 2.0 baths, and was built in 1903. The property's zip code is 12010 which is in Amsterdam, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 6/8/2026.

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406-408 Locust Avenue

Multi-Family Home for sale in Amsterdam, NY

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