470 Caroline Street
Ionia, MI, 48846 $ 585,000
Bedrooms4 Baths3.1 Sq 4,433 Monthly Estimate*
$ 3,694
for $585,000 with 4 bedrooms and 3 full baths, 1 half bath. This 4,433 square foot home was built in 1994 on a lot size of 4.14.
Imagine waking up to the gentle rush of Prairie Creek just beyond your window, with deer grazing peacefully in your backyard. This exceptional 4-bedroom, 4-bath home offers over 4,400 square feet of living space on 4.1 breathtaking acres. Tucked in a quiet neighborhood yet surrounded on three sides by the creek, it delivers the perfect blend of absolute privacy and convenience -- just minutes to town with easy 30-40 minute commutes to both Lansing and Grand Rapids. Enjoy Ionia's notably low property taxes compared to surrounding areas, delivering significant long-term savings and value. The creek is renowned for its crystal-clear waters, impressive steelhead and salmon runs, and productive year-round trout fishing. A mowed half-mile path winds along the water, framed by mature fruit trees and abundant wildlife. Whether you're casting for steelhead steps from your door, harvesting fresh fruit, or simply soaking in the seclusion, this property invites you to slow down and reconnect with with nature. Inside, open and airy living spaces are ideal for family gatherings and entertaining. Step onto the spacious deck for morning coffee, summer barbecues, or evening wildlife viewing from the large Bullfrog X Series hot tub under the stars. The home has been thoughtfully updated for immediate comfort and long-term peace of mind: " Newer roof (2022) " All-new HVAC system (2017) " Updated appliances including refrigerator, dishwasher, washer/dryer " Nest thermostat, efficient Lopi wood stove, whole-house portable generator, Ring doorbell, heated garage with natural gas heater, large shed, and chicken coop Outdoor enthusiasts will appreciate the Husqvarna Z254 zero-turn mower that conveys with the property, making acreage maintenance effortless. Furniture is negotiable for a smooth transition. From world-class fishing right out your back door to the privacy, recreational opportunities, and favorable tax environment this special land offers, the property perfectly blends tranquil natural beauty with modern luxury living -- all within easy reach of major metro areas. Don't miss this rare opportunity to own your own slice of paradise -- a true private creekfront retreat with outstanding location, connectivity, and low ongoing costs.
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FeaturesInteriorInterior Amenities Ceiling Fan(s) Wet Bar Center Island Eat-in Kitchen Pantry
Basement Full
Flooring Carpet
Total Fireplaces 1
Fireplace Features Family Room
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 1
Laundry Features Laundry Room Main Level
Total Bedrooms 4
Below Grade Finished Area 1216.0
Main Level Bedrooms 0
Total Baths 4
Pantry True
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GeneralSewer Septic Tank
Heating Forced Air
Cooling Central Air
Utilities Natural Gas Connected
Possession Close Plus 30 Days
Roof Composition
Appliances Dryer Oven Refrigerator Washer Water Softener Owned
Garage Spaces 2.0
Architectural Style Traditional
Construction Materials Brick Vinyl Siding
Year Built 1994
Stories Count 2
Township Ionia Twp
Property Subtype Single Family Residence
Tax Year 2025
Ownership Private Owned
Waterfront Features Stream/Creek
County Ionia
New Construction N
Property Type Residential
Association Amenities Spa/Hot Tub
HOA Y
Attached Garage Y
Garage Y/N Y
Total Rooms 11
Full Baths 3
Status Pending
Directions Turn right onto M-21 E/W Lincoln Ave Continue to follow M-21 E Turn left onto Prairie Creek Rd
City Ionia
Body of Water Prairie Creek
High School District Ionia
Zoning Description Res
Lot Size Units Acres
Lot Size Square Feet 180338.0
Carport Y/N N
Listing Terms Cash FHA VA Loan Conventional
Land Lease Y/N N
Tax Annual Amount 4130.47
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Rent Control Y/N N
Standard Status Pending
Occupancy Type Owner
Tax Assessed Value 134095
Legal Description COM ON E&W 1/4 LI N 89 DEG 40 MIN 21 SEC E 470.48 FT FROM W 1/4 COR OF SEC 16 TH ALG ELY & SLY BANK OF PRAIRIE CRK ON A TRAV LI N 10 DEG 25 MIN 56 SEC E 45.90 FT & N 18 DEG 15 MIN 35 SEC E 92.26 FT &
Senior Community None
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ExteriorParking Features Garage Faces Side Attached
Water Source Well
Lot Size Area 4.14
Spa N
Building Area Total 3217.0
Lot Dimensions irregular
Lot Size Acres 4.14
Road Surface Type Paved
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
Private Frontage True
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* Excluded FeaturesList ByKw Rivertown HoppoughBroker
Affordability Calculator
- Monthly Principal & Interest
- $3,694
- Monthly Property Taxes
- $344
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Ionia, MI
Average List Price $247,295
Percent of Sale Price 58%
About Ionia, MI 11,154 Population
20% Since 2002
$ 36,813 Median Income
34.21 Median Age
33% Households with Children
Trends Information provided by ATTOM Data Solutions.
249514 Elementary School
250319 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/1/2026 | $585,000 | -2.50% | Price Down |
| 6/8/2026 | $600,000 | | Listed Price |