220 S 4TH STREET Palatka, FL $ 550,000
220 S 4TH STREET
$ 550,000
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220 S 4TH STREET

Palatka, FL, 32177
$ 550,000
Bedrooms2 Baths1.1 Sq 1,876

Monthly Estimate*

$ 3,386

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Single Family Home for sale in Palatka, FL

for $550,000 with 2 bedrooms and 1 full bath, 1 half bath. This 1,876 square foot home was built in 1871 on a lot size of 0.28.

A Rare Opportunity to Own a Piece of Florida History Step back in time while enjoying the comforts of today in the remarkable Seavers House, a beautifully restored historic residence dating back to 1871. Nestled within Palatka's celebrated South Historic District, this architectural treasure represents a bygone era of elegance, craftsmanship, and Southern hospitality. Positioned on a prominent corner lot just moments from the St. Johns River, this stunning property offers a rare combination of historical significance, residential comfort, and commercial flexibility. Originally constructed during Florida's steamboat and railroad boom, the home has been lovingly restored to showcase its timeless character while accommodating modern living. Inside, visitors are greeted by soaring ceilings, original architectural details, rich wood flooring, and the kind of craftsmanship that simply cannot be replicated today. Every room tells a story, preserving the charm and grace of nineteenth-century Florida while creating an inviting atmosphere for family, guests, or visitors. The home's location within Palatka's historic district places it among some of Northeast Florida's most treasured Victorian and period residences, where tree-lined streets and grand historic homes evoke the elegance of another age. Whether envisioned as an extraordinary private residence, boutique bed-and-breakfast, vacation rental, professional office, event venue, or mixed-use investment, the property's zoning flexibility opens the door to countless possibilities. Imagine mornings on the porch with river breezes drifting through the neighborhood, afternoons exploring Palatka's revitalized downtown, and evenings entertaining beneath the glow of a home that has witnessed more than 150 years of Florida history. Properties of this caliber rarely become available. More than a home, 220 South 4th Street is a living piece of Florida's heritage—carefully preserved, thoughtfully restored, and ready for its next steward. Historic. Elegant. Irreplaceable. Welcome to one of Palatka's most captivating historic residences. “Circa 1871 Seavers House | Magazine-Quality Restoration | Historic District Gem | Airbnb/ Commercial Residential Possibilities

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Single Family Active

Price

$ 550,000

Bedrooms

2

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 1,347

Style

Historical

Lot Size

0.28

Year Built

1871

Town/City

Palatka

County/Region

Putnam

MLS | Web ID

FC319102

Features
General
Sewer Public Sewer
Heating Central Electric Heat Pump
Cooling Central Air
Utilities Cable Available Electricity Available Electricity Connected Sewer Available Sewer Connected Water Available Water Connected
Roof Metal
Appliances Convection Oven Dishwasher Disposal Gas Water Heater Microwave Refrigerator
Zoning DB
Patio/Porch Features Covered Front Porch Rear Porch Side Porch Wrap Around
Architectural Style Historical
Construction Materials Wood Frame Wood Siding
Pets Allowed Yes
Year Built 1871
View Trees/Woods Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Putnam
New Construction false
Property Type Residential
Attached Garage false
Subdivision Name PALATKA
Facing Direction East
Garage Y/N false
Total Rooms 3
Full Baths 1
Status Active
Directions HEADING WEST ON HWY 17 OVER THE PALATKA MEMORIAL BRIDGE TURN LEFT ON 4TH STREET HOME ON R PARKING IN TH REAR OF HOME
High School Palatka High School
City PALATKA
Senior Community Y/N false
MLS Area 32177 - Palatka
Lot Size Units Square Feet
Lot Size Square Feet 12197
Carport Y/N false
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 1347.79
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://player.vimeo.com/video/1199044317?
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 4
Legal Description DICKS MAP OF PALATKA MB2 P46 BLK 26 S 80FT OF LOT 4
Water View River
Minimum Lease No Minimum
Water Access Y/N false
Additional Rooms Den/Library/Office
Water View Y/N true
Flood Zone Code X
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Interior
Interior Amenities Ceiling Fan(s) Eating Space In Kitchen High Ceilings Other PrimaryBedroom Upstairs Solid Wood Cabinets Window Treatments
Flooring Hardwood
Furnished Y/N Furnished
Fireplace Features Gas
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Window Treatments
Fireplace Y/N true
Half Baths 1
Laundry Features Other
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Awning(s) Garden Irrigation System Lighting Private Entrance Sidewalk
Vegetation Mature Landscaping Oak Trees
Fencing Wood
Parking Features Driveway Ground Level Parking Pad
Lot Features Historic District Near Marina
Water Source Public
Lot Size Area 12197
Foundation Details Crawlspace
Building Area Total 2200
Lot Dimensions 80 x 150
Lot Size Acres 0.28
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Coldwell Banker (Hammock)

Broker

jjewels0806@gmail.com

Email

Affordability Calculator

$3,499
Per Month
97%
3%
0%
Monthly Principal & Interest
$3,386
Monthly Property Taxes
$112
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Palatka High School High School High School
Pricing History
DatePricePrice ChangeDescription
6/8/2026$550,000 Listed Price

Map


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220 S 4TH STREET, Palatka, FL, 32177 is a Single Family Home for sale at $550,000 with 1,876 sqft and a lot size of 0.28. 220 S 4TH STREET has 2 bedrooms, 1.1 baths, and was built in 1871. The property's zip code is 32177 which is in Palatka, FL