220 S 4th Street
Palatka, FL, 32177 $ 550,000
Bedrooms2 Baths1.1 Sq 1,876 Monthly Estimate*
$ 3,386
for $550,000 with 2 bedrooms and 1 full bath, 1 half bath. This 1,876 square foot home was built in 1871 on a lot size of 0.363.
A Rare Opportunity to Own a Piece of Florida History Step back in time while enjoying the comforts of today in the remarkable Seavers House, a beautifully restored historic residence dating back to 1871. Nestled within Palatka's celebrated South Historic District, this architectural treasure represents a bygone era of elegance, craftsmanship, and Southern hospitality. Positioned on a prominent corner lot just moments from the St. Johns River, this stunning property offers a rare combination of historical significance, residential comfort, and commercial flexibility. Originally constructed during Florida's steamboat and railroad boom, the home has been lovingly restored to showcase its timeless character while accommodating modern living. Inside, visitors are greeted by soaring ceilings, original architectural details, rich wood flooring, and the kind of craftsmanship that simply cannot be replicated today. Every room tells a story, preserving the charm and grace of nineteenth-century Florida while creating an inviting atmosphere for family, guests, or visitors. The HOME BOASTS 12 FOOT CEILINGS, 2 A/C units, Attic space, RIVER VIEWS from upstairs. The home's location within Palatka's historic district places it among some of Northeast Florida's most treasured Victorian and period residences, where tree-lined streets and grand historic homes evoke the elegance of another age. Whether envisioned as an extraordinary private residence, boutique bed-and-breakfast, vacation rental, professional office, event venue, or mixed-use investment, the property's zoning flexibility opens the door to countless possibilities. Imagine mornings on the porch with river breezes drifting through the neighborhood, afternoons exploring Palatka's revitalized downtown, and evenings entertaining beneath the glow of a home that has witnessed more than 150 years of Florida history. Properties of this caliber rarely become available. More than a home, 220 South 4th Street is a living piece of Florida's heritage--carefully preserved, thoughtfully restored, and ready for its next steward. Historic. Elegant. Irreplaceable. Welcome to one of Palatka's most captivating historic residences. "Circa 1871 Seavers House | Magazine-Quality Restoration | Historic District Gem | Airbnb/ Commercial Residential Possibilities
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FeaturesGeneralSewer Public Sewer
Heating Central Electric Heat Pump
Cooling Central Air Electric Multi Units
Utilities Cable Available Cable Connected Electricity Connected Sewer Connected Water Available Water Connected
Possession Negotiable
Roof Metal
Appliances Washer Tankless Water Heater Refrigerator Ice Maker Gas Cooktop Dryer Disposal Dishwasher Convection Oven
Patio/Porch Features Front Porch Porch Rear Porch Side Porch Wrap Around
Architectural Style Victorian
Year Built 1871
View River
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Current Use Commercial Investment Single Family
County Putnam
New Construction false
Property Type Residential
HOA false
Attached Garage false
Subdivision Name Not on the List
Garage Y/N false
Total Rooms 5
Full Baths 1
Status Active
Directions HEADING WEST ON HWY 17 OVER THE PALATKA MEMORIAL BRIDGE TURN LEFT ON 4TH STREET HOME ON R PARKING IN TH REAR OF HOME
City Palatka
Senior Community Y/N false
Zoning Description Other
MLS Area 99 - Other
Lot Size Units Acres
Lot Size Square Feet 15812.28
Carport Y/N false
Property Attached Y/N false
Tax Annual Amount 1348
Property Condition Updated/Remodeled
MLS Area Minor 99 - Other
Virtual Tour https://player.vimeo.com/video/1199044317?
Standard Status Active
Legal Description DICKS MAP OF PALATKA MB2 P46 BLK 26 S 80FT OF LOT 4
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InteriorInterior Amenities Ceiling Fan(s) Entrance Foyer Kitchen Island Pantry
Furnished Y/N Furnished
Total Fireplaces 2
Fireplace Features Gas
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Total Bedrooms 2
Entry Level 1
Total Baths 2
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ExteriorExterior Amenities Other
Fencing Other
Parking Features Detached Other
Lot Features Corner Lot Many Trees Wooded
Water Source Public Well
Lot Size Area 0.36
Foundation Details Other
Lot Dimensions 80X150
Lot Size Acres 0.36
Waterfront Y/N false
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* Excluded FeaturesList ByJennifer JewelsListing Agent
Coldwell Banker Premier PropertiesBroker
jjewels0806@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,386
- Monthly Property Taxes
- $112
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Palatka, FL
Average List Price $330,302
Percent of Sale Price 40%
About Palatka, FL 10,344 Population
2% Since 2002
$ 24,862 Median Income
35.51 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/7/2026 | $550,000 | | Listed Price |