331 BAY STREET Auburndale, FL $ 789,000
331 BAY STREET
$ 789,000
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331 BAY STREET

Auburndale, FL, 33823
$ 789,000
Bedrooms3 Baths3.0 Sq 3,488

Monthly Estimate*

$ 4,858

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Single Family Home for sale in Auburndale, FL

for $789,000 with 3 bedrooms and 3 full baths. This 3,488 square foot home was built in 1973 on a lot size of 0.59.

ASSUMABLE VA LOAN AVAILABLE AT AN INCREDIBLY LOW 2.6% INTEREST RATE! This is the waterfront lifestyle opportunity buyers have been waiting for. Nestled on a spacious 0.59-acre waterfront lot in the heart of Auburndale, this beautifully updated pool home offers the perfect blend of luxury, recreation, and everyday comfort with direct water access, a private dock, screened pool, expansive outdoor entertaining areas, and over 5,500 square feet of combined indoor and outdoor living space. From the moment you arrive, you'll appreciate the extensive upgrades and pride of ownership throughout. Major improvements include new roofs (2022 & 2024), fully remodeled bathrooms (2023), new flooring (2023), updated plumbing, hurricane-rated garage door (2023), new front and side windows (2023), three mini-split AC systems (2023), new irrigation pump, and fresh interior and exterior paint. These significant updates provide peace of mind while allowing you to immediately enjoy the home without the expense and hassle of major renovations. Designed for entertaining and enjoying Florida's outdoor lifestyle, the property features a screened pool, large screened porch, waterfront deck, private dock, and breathtaking water views. Whether you're enjoying your morning coffee overlooking the water, spending weekends boating and fishing, hosting family gatherings poolside, or relaxing with friends at sunset, this property delivers the true Florida waterfront experience. Inside, you'll find nearly 3,500 square feet of living space with generous room sizes, multiple gathering areas, a spacious primary suite, and flexible living spaces perfect for entertaining, working from home, or accommodating guests. The Florida room/game room provides additional space to enjoy the beautiful waterfront setting year-round. Conveniently located near Downtown Auburndale, Lake Ariana, local parks, restaurants, shopping, schools, medical facilities, golf courses, and just minutes from Interstate 4, you'll enjoy easy access to both Tampa and Orlando while still experiencing the charm and tranquility of waterfront living. In addition to being an exceptional primary residence or vacation retreat, this property offers outstanding short-term rental potential, making it an attractive opportunity for investors seeking income-producing waterfront property. Waterfront homes with a private dock, pool, extensive renovations, nearly 0.60 acres of land, short-term rental flexibility, and an assumable 2.6% VA loan are exceptionally rare. Don't miss this opportunity to own a move-in-ready waterfront retreat that offers an incredible lifestyle, significant recent upgrades, and one of the most attractive financing opportunities available in today's market.

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Single Family Active

Price

$ 789,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 7,447

Style

Single Family Residence

Lot Size

0.59

Year Built

1973

Town/City

Auburndale

County/Region

Polk

MLS | Web ID

TB8516430

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Available Street Lights Water Available
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Ice Maker Range Range Hood Refrigerator Wine Refrigerator
Zoning R-1
Garage Spaces 2
Patio/Porch Features Covered Deck Enclosed Front Porch Patio Porch Rear Porch Screened
Pool Features Deck Heated In Ground Screen Enclosure
Security Features Smoke Detector(s)
Construction Materials Block Stucco
Year Built 1973
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake Front
County Polk
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name FLANIGAN C R SUB
Facing Direction East
Garage Y/N true
Other Structures Shed(s)
Total Rooms 13
Full Baths 3
Status Active
Directions From US-92 in Downtown Auburndale head north on FL-559 (Main Street) turn left onto Bay Street and proceed to 331 Bay St. Home will be on the right near the waterfront.
High School Auburndale High School
City AUBURNDALE
Body of Water LAKE ARIANA
Senior Community Y/N false
MLS Area 33823 - Auburndale
Lot Size Units Square Feet
Lot Size Square Feet 25130
Carport Y/N false
Listing Terms Cash Conventional FHA Other USDA Loan VA Loan
Spa Features In Ground
Elementary School Auburndale Central Elem
Land Lease Y/N false
Tax Annual Amount 7447
Middle/Junior High School Stambaugh Middle
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8516430
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 13
Legal Description FLANIGAN C R SUB PB 4 PG 67 LOT 13
Water View Lake
Water Access Type Lake
Water Access Y/N true
Additional Rooms Den/Library/Office Florida Room Great Room
Water View Y/N true
Flood Zone Code X
DockY/N true
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Interior
Interior Amenities Ceiling Fan(s) Eating Space In Kitchen High Ceilings Open Floorplan Primary Bedroom Main Floor Solid Wood Cabinets Stone Counters Walk-In Closet(s) Wet Bar Window Treatments
Flooring Ceramic Tile Laminate Porcelain Tile Hardwood
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Window Treatments
Fireplace Y/N false
Half Baths 0
Laundry Features Inside
Total Bedrooms 3
Total Baths 3
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Exterior
Exterior Amenities Irrigation System Lighting Sidewalk Sliding Doors
Vegetation Mature Landscaping
Fencing Chain Link Fenced Vinyl
Parking Features Circular Driveway Driveway Oversized
Lot Features City Lot Sidewalk
Water Source Public
Lot Size Area 25130
Foundation Details Slab
Building Area Total 5500
Lot Size Acres 0.59
Road Surface Type Paved
Private Pool true
Waterfront Y/N true
Covered Spaces 2
Road Frontage Type Street Paved
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* Excluded Features
List By
Divine Estates Realty Llc

Broker

nehad@divineestatesrealty.com

Email

Affordability Calculator

$5,479
Per Month
89%
11%
0%
Monthly Principal & Interest
$4,858
Monthly Property Taxes
$621
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Auburndale High School High School High School
Pricing History
DatePricePrice ChangeDescription
6/6/2026$789,000 Listed Price

Map


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331 BAY STREET, Auburndale, FL, 33823 is a Single Family Home for sale at $789,000 with 3,488 sqft and a lot size of 0.59. 331 BAY STREET has 3 bedrooms, 3.0 baths, and was built in 1973. The property's zip code is 33823 which is in Auburndale, FL