94705 DUCK LAKE Drive Fernandina Beach, FL $ 360,000
94705 DUCK LAKE Drive
$ 360,000
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94705 DUCK LAKE Drive

Fernandina Beach, FL, 32034
$ 360,000
Bedrooms4 Baths3.0 Sq 1,841

Monthly Estimate*

$ 2,217

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Single Family Home for sale in Fernandina Beach, FL

for $360,000 with 4 bedrooms and 3 full baths. This 1,841 square foot home was built in 1982 on a lot size of 0.57.

Private retreat on a .57-acre fenced corner lot beneath mature oak trees in sought-after Holly Point with NO HOA and NO CDD. This 4-bed, 3-bath home offers flexibility, privacy, and room for boats, RVs, and all your outdoor toys, just minutes from Amelia Island, downtown Fernandina Beach, shopping, dining, and schools. Elevated for coastal breezes and peace of mind, the home features solid hardwood floors, tile in the kitchen and baths, beadboard accents, pocket doors, and a NEW metal roof (2025). The dedicated office with its own private entrance is perfect for remote work, a home business, or creative space. Downstairs, a private suite and additional air-conditioned flex space provide endless possibilities for guests, multi-generational living, hobbies, a gym, or additional bedrooms. Updates include a new well pump, well tank, bladder tank, and electric water heater. Covered parking, garage space, circular driveway, fruit-bearing plants, and nearby Boat Ramp complete this offering.

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Single Family Active

Price

$ 360,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 2,148

Style

Traditional

Lot Size

0.57

Year Built

1982

Town/City

Fernandina Beach

County/Region

Nassau

MLS | Web ID

2149071

Features
Interior
Interior Amenities Ceiling Fan(s) Primary Bathroom - Tub with Shower
Flooring Wood
Furnished Y/N Unfurnished
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 0
Laundry Features In Unit Lower Level
Total Bedrooms 4
Entry Level 2
Total Baths 3
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General
Heating Central
Cooling Central Air Wall/Window Unit(s)
Utilities Electricity Connected Water Connected
Possession Close Of Escrow
Roof Metal
Appliances Dishwasher Double Oven Microwave
Patio/Porch Features Deck
Architectural Style Traditional
Construction Materials Frame
Year Built 1982
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Current Use Residential
Parcel Number 452N28525B00180000
County Nassau
New Construction 0
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Holly Point
Garage Y/N N
Total Rooms 12
Full Baths 3
Status Active
Directions From SR 200 & Nassauville Road to 94705 Duck Lake Drive: From State Rd 200 Head north on Nassauville Road Turn left onto Holly Point Road Continue 2 miles Turn right onto Duck Lake Drive Home will be
High School Fernandina Beach
City Fernandina Beach
Senior Community Y/N N
Zoning Description Residential
MLS Area 472-Oneil/Nassaville/Holly Point
Lot Size Units Acres
Lot Size Square Feet 24829.2
Carport Spaces 3.0
Carport Y/N Y
Listing Terms Cash Conventional FHA USDA Loan VA Loan
Elementary School Emma Love Hardee
Property Attached Y/N N
Tax Annual Amount 2148.24
Home Warranty Y/N N
Middle/Junior High School Fernandina Beach
Lease Renewal Y/N N
MLS Area Minor 472-Oneil/Nassaville/Holly Point
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Exterior
Fencing Fenced Privacy Wood
Parking Features Attached Carport
Lot Features Corner Lot
Water Source Well
Lot Size Area 0.57
Spa N
Lot Size Acres 0.57
Waterfront Y/N N
Road Frontage Type County Road
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 94705
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* Excluded Features
List By
Summer House Realty

Broker

ernest@summerhouserealty.com

Email

Affordability Calculator

$2,396
Per Month
93%
7%
0%
Monthly Principal & Interest
$2,217
Monthly Property Taxes
$179
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308343 Elementary School
308410 Middle School
Fernandina Beach High School High School
Pricing History
DatePricePrice ChangeDescription
6/5/2026$360,000 Listed Price

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94705 DUCK LAKE Drive, Fernandina Beach, FL, 32034 is a Single Family Home for sale at $360,000 with 1,841 sqft and a lot size of 0.57. 94705 DUCK LAKE Drive has 4 bedrooms, 3.0 baths, and was built in 1982. The property's zip code is 32034 which is in Fernandina Beach, FL