10478 Jefferson Road Osceola, IN $ 599,000
10478 Jefferson Road
$ 599,000
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10478 Jefferson Road

Osceola, IN, 46561
$ 599,000
Bedrooms4 Baths3.1 Sq 3,798

Monthly Estimate*

$ 3,688

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Single Family Home for sale in Osceola, IN

for $599,000 with 4 bedrooms and 3 full baths, 1 half bath. This 3,798 square foot home was built in 2013 on a lot size of 0.56.

Welcome to the St. Joseph River, a retreat perfectly positioned at the rivers bend, where breathtaking water views, abundant wildlife, and some of the area's best fishing opportunities come together to create an unforgettable waterfront lifestyle. This impressive two-story home, rebuilt in 2013, offers 4 spacious bedrooms (3 bedrooms are en suites) and 3.5 baths, designed with both comfort and entertaining in mind. The dramatic great room features soaring ceilings and expansive windows that flood the space with natural light while showcasing picturesque river views. The thoughtfully designed floor plan provides generous living spaces, main floor laundry, and space that is ideal for gathering with family and friends. Step outside and enjoy your own private outdoor oasis. The fully fenced backyard offers plenty of room for pets and play, while the above-ground pool provides the perfect spot to cool off during warm summer days. Whether you're casting a line from the shoreline, watching eagles soar overhead, or enjoying an evening around the river and firepit, this property delivers a true waterfront experience. Buyers will appreciate the additional detached garage complete with a second-story bonus storage area, providing endless possibilities for lake or pool equipment, workshop space, or seasonal storage. Located within the highly sought-after Penn-Harris-Madison School District, this exceptional property combines the tranquility of riverfront living with convenient access to shopping, dining, schools, and everyday amenities. If you've been searching for a riverfront property where nature, recreation, and comfortable living meet, or want the perfect AirBNB, this home is ready to welcome you!

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Single Family Active

Price

$ 599,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 5,787

Style

Site-Built Home

Lot Size

0.56

Year Built

2013

Town/City

Osceola

County/Region

St Joseph

MLS | Web ID

202621890

Features
General
Sewer Septic
Heating Gas Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces Yes
Water Access Type Riverfront
Garage Attached
Amenities Ceilings-Vaulted Garage Door Opener Kitchen Island Patio Open
Status Active Back on Market
Full Baths 3
Half Baths 1
Bathrooms 4
Year Built 2013
New Construction No
Subdivision None
Style Two Story
Township Penn
Class RESIDENTIAL
Type Site-Built Home
Age 13
REO No
Status Detail 3
Dining Room Level Main
Area St. Joseph County
High School Penn
City Osceola
School District Penn-Harris-Madison School Corp.
Total Sq Ft 3798
Elementary School Moran
Middle School Schmucker
Legal Description LOT:A 5-6 DIST:0010 CITY/MUN/TWP:PENNTOWNSHIP LOT A HOLYCROSS REPLAT OFLOTS 5 & 6 ST JOSEPH CRESCENT PL MAPREF:MP 10-9C
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202621890
Agent First Name Erica
Agent Last Name Young
DOM 2
Tax Year 2025
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Interior
Basement Crawl
Fireplace(s) 1
Flooring Carpet Ceramic Tile
Beds 4
Total Rooms 6
Fireplace Living/Great Rm One
Full Baths Main 1
Full Baths Upper 2
Above Grade Bedrooms 4
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 1
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 12
2nd Bedroom Length 20
2nd Bedroom Level Upper
2nd Bedroom Width 12
3rd Bedroom Length 12
3rd Bedroom Level Upper
3rd Bedroom Width 12
4th Bedroom Length 10
4th Bedroom Level Upper
4th Bedroom Width 12
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Exterior
Exterior Vinyl
Water Frontage 250
Pool Yes
Waterfront River
Pool Type Above Ground
Garage Length 24
Garage Width 31
Lot Size Area 24394
Lot Dimensions 99x248
Lot Description 0-2.9999 Water View
Fence Chain Link
Garage Capacity 1
Waterfront Y/N Yes
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* Excluded Features
List By
Erica Young

Listing Agent

Realty Executives Premier

Broker

ericayoungrealtor@yahoo.com

Email

Affordability Calculator

$4,170
Per Month
88%
12%
0%
Monthly Principal & Interest
$3,688
Monthly Property Taxes
$482
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1236011 Elementary School
1237325 Middle School
Penn High School High School
Pricing History
DatePricePrice ChangeDescription
6/5/2026$599,000 Listed Price

Map


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10478 Jefferson Road, Osceola, IN, 46561 is a Single Family Home for sale at $599,000 with 3,798 sqft and a lot size of 0.56. 10478 Jefferson Road has 4 bedrooms, 3.1 baths, and was built in 2013. The property's zip code is 46561 which is in Osceola, IN