3640 Zermatt Court
Rockford, IL, 61114 $ 450,000
Bedrooms4 Baths3.1 Sq 3,308 Monthly Estimate*
$ 2,771
for $450,000 with 4 bedrooms and 3 full baths, 1 half bath. This 3,308 square foot home was built on a lot size of 0.32.
Welcome home to this beautifully updated two-story situated on a quiet cul-de-sac with an exceptionally private, fenced, and professionally landscaped backyard. Offering more than 3,200 square feet of finished living space, this home combines quality craftsmanship, thoughtful updates, and outstanding spaces for everyday living and entertaining. Step inside to find rich oak hardwood flooring flowing through much of the main level, leading to a spacious living room highlighted by a beautiful bay window and abundant natural light. The inviting family room features a refinished fireplace with brick surround, built-in shelving, and seamless access to the stunning four-season room surrounded by windows overlooking the large backyard. The updated kitchen is designed for both function and style, featuring quality dovetail soft-close cabinetry, quartz countertops, a serving center with beverage refrigerator, pantry, stainless steel appliances, and tile flooring. The adjacent first-floor laundry and powder room offer additional convenience, while access to the expansive deck creates the perfect setting for outdoor entertaining. Upstairs, the impressive primary suite and primary bathroom have been beautifully remodeled and showcases a cathedral ceiling accented with shiplap, a spacious expanded closet and walk-in, double vanity, and luxurious tiled shower. Three additional generously sized bedrooms and an updated full bath complete the upper level. The FULLY EXPOSED LOWER LEVEL expands the living space with a large recreation room featuring a second fireplace, a full bath, a dedicated workout room, a newly finished sauna room, ample storage, and direct access to the screened lower-level porchâcreating an ideal retreat for relaxing or entertaining year-round. Major improvements provide peace of mind, including Pella windows (2022), roof (2023), gutters (2023), furnace (2024), air conditioning (2023), screened porch updates (2023), serviced in-ground sprinkler system, serviced fireplaces (2026), new fireplace flues, and brand-new toilets throughout (2026). Rounding out this exceptional property is the oversized 3.5-car tandem garage, offering plenty of room for vehicles, hobbies, tools, and toys. A rare combination of space, updates, and location that is ready for its next owner to enjoy.
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FeaturesInteriorInterior Features Ceiling Fan(s) Countertop-Solid Surface Walk-In Closet
Fireplace Type Gas
Basement Yes
Bedroom 3 Level Upper
Bedroom 2 Level Upper
Fireplace Yes
Living Room Yes
Beds 4
Total Baths 4
Dining Room Yes
Dining Room Length 15.1
Dining Room Width 12
Family Room Width 13.7
Living Room Width 13.3
Recreation Room Level Walk Out
# of Fireplaces 2
Family Room Length 19
Living Room Length 19
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GeneralRoad Frontage City/Town
Sewer City/Community
Heating Forced Air Natural Gas
Kitchen Level Main
Cooling Central Air
Ownership Type Fee Simple
Possession Closing
Roof Shingle
Water City/Community
Water Heater Gas
Garage 3.5
HOA Fee 0
Full Baths 3
Half Baths 1
Electric Circuit Breaker
Style 2 Story
Topography Subdivision
Class HOUSE
Type House
Parcel Number 1205476015
HUD No
Tax Year 2025
Basement Type Full
Status PENDING
Subdivision IL
Sale/Rent For Sale
Status Detail 0
Short Sale No
Primary City Rockford
Year Built 1987
High School Guilford High
City ROCKFORD
Taxes 10550
School District Rockford 205
Elementary School Spring Creek Elementary
Middle School Eisenhower Middle
Legal Description PLAT NO 6 GRANDRIDGE ESTATES BNG SUB OF PT S1/2 SE1/4 SEC 5-44-2 LOT 74
DOM 0
Postal Code 61114
Price Per Sq Ft Total AG 136.03
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ExteriorExterior Brick/Stone
Lot Size Area 0.32
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* Excluded FeaturesList ByRyan SullivanListing Agent
Keller Williams Realty SignatureBroker
ryansullivangroup@kw.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,771
- Monthly Property Taxes
- $879
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Rockford, IL
Average List Price $231,810
Percent of Sale Price 48%
About Rockford, IL 147,353 Population
-4% Since 2002
$ 40,556 Median Income
37.69 Median Age
29% Households with Children
Trends Information provided by ATTOM Data Solutions.
2138264 Elementary School
2138252 Middle School
Guilford High High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/5/2026 | $450,000 | | Listed Price |