3604 S Cottage Street
Independence, MO, 64055 $ 279,900
Bedrooms3 Baths3.0 Sq 1,658 Monthly Estimate*
$ 1,723
for $279,900 with 3 bedrooms and 3 full baths. This 1,658 square foot home was built in 1962 on a lot size of 0.27764.
Beautifully updated and move-in ready, this 3-bedroom, 3-bath ranch offers approximately 1,700 square feet of thoughtfully designed living space. This home also features a full unfinished basement that is ready for your own finishing touches, or great for storage. From the classic brick exterior to the hardwood floors and luxury vinyl plank flooring throughout, every detail creates a warm and inviting feel. Step inside to a spacious living area that flows seamlessly into the updated kitchen, featuring stainless steel appliances, stylish finishes, and a timeless neutral design that complements any décor. The beautifully renovated bathrooms continue the home's modern, cohesive aesthetic. The main level features three comfortable bedrooms, including a spacious primary suite, along with two full bathrooms and the convenience of main-level laundry. Just beyond the living space, the versatile three-season sunroom offers the perfect place to unwind, entertain, or gather with friends and family. Complete with the current projector setup, it's ready for Chiefs game days, Royals watch parties, movie nights, and more. Step outside to the wood deck overlooking a large backyard with plenty of space for entertaining, gardening, pets, or play. Downstairs, the full unfinished basement offers exceptional storage and endless possibilities for future expansion. A third bathroom is already in place and awaiting your finishing touches, making it even easier to create additional living space, a recreation room, home gym, office, or workshop tailored to your needs. Combining updated finishes, functional ranch-style living, and incredible potential for future growth, this well-maintained Independence home is one you won't want to miss.
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FeaturesGeneralLiving Area 1658
Sewer Public Sewer
Heating Natural Gas
Cooling Electric
Possession Funding
Roof Composition
Appliances Dishwasher Disposal Dryer Microwave Refrigerator Electric Range Washer Water Purifier
Garage Spaces 2
Patio/Porch Features Deck Screened
Architectural Style Traditional
Construction Materials Brick Trim
Year Built 1962
Property Subtype Single Family Residence
Ownership Private
County Jackson
Property Type Residential
HOA N
Subdivision Name Monticello
Garage Y/N Y
Full Baths 3
Status Pending
Directions From I-70 take the Noland Road exit and head south. Turn left (east) onto E. 35th Street then right onto S. Cottage Avenue. Continue south to the home on the left at 3604 S. Cottage Avenue.
High School Truman
City Independence
High School District Independence
MLS Area 206 - Independence Area
Lot Size Units Square Feet
Lot Size Square Feet 12094
Listing Terms Cash Conventional FHA VA Loan
Elementary School Luff
Middle/Junior High School Pioneer Ridge
Public Remarks Beautifully updated and move-in ready this 3-bedroom 3-bath ranch offers approximately 1 700 square feet of thoughtfully designed living space. This home also features a full unfinished basement that
Standard Status Pending
In Flood Plain No
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InteriorInterior Amenities Ceiling Fan(s) Painted Cabinets Pantry
Basement Concrete Full Unfinished Stubbed for Bath Sump Pump
Flooring Carpet Vinyl Wood
Total Fireplaces 2
Fireplace Features Basement Family Room
Basement (Y/N) Y
Air Conditioning Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1658
Half Baths 0
Laundry Features In Hall Main Level
Total Bedrooms 3
Below Grade Finished Area 0
Dining Area Features Liv/Dining Combo
Floor Plan Features Ranch
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ExteriorFencing Privacy Wood
Parking Features Attached Garage Door Opener
Lot Features City Lot
Water Source Public
Lot Size Area 12094
Lot Dimensions 100x121
Other Room Features Family Room Formal Living Room Sun Room
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* Excluded FeaturesList ByFitz Osborn Real Estate LlcBroker
Affordability Calculator
- Monthly Principal & Interest
- $1,723
- Monthly Property Taxes
- $208
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Independence, MO
Average List Price $272,871
Percent of Sale Price 3%
About Independence, MO 120,390 Population
6% Since 2002
$ 44,851 Median Income
39.87 Median Age
25% Households with Children
Trends Information provided by ATTOM Data Solutions.
1841299 Elementary School
652568 Middle School
Truman High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/5/2026 | $279,900 | | Listed Price |