33020 State Route 20 # 1-14 Oak Harbor, WA $ 2,000,000
33020 State Route 20 # 1-14
$ 2,000,000
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33020 State Route 20 # 1-14

Oak Harbor, WA, 98277
$ 2,000,000
Baths0.0 Sq 7,295

Monthly Estimate*

$ 12,314

Listed by Windermere/Whidbey Mgmt Serv.
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Studio

Multi-Family Home for sale in Oak Harbor, WA

for $2,000,000. This 7,295 square foot home was built in 1959 on a lot size of 1.4463.

Oak Harbor Terrace, a 14-unit multifamily investment opportunity located in Oak Harbor. The property offers investors an attractive combination of stable in-place cash flow and clear upside potential in a supply-constrained rental market supported by Naval Air Station Whidbey Island. Originally constructed in 1959, the property includes approximately 7,295 square feet of net rentable area across three buildings: a fourplex with a ground-floor commercial space, a nine-unit apartment building, and a single-family residence. The efficient unit layouts are well suited to local workforce housing demand. The asset provides meaningful opportunity to enhance income through rental rate growth, utility reimbursement optimization, and operational improvements.

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Multi-Family Active

Price

$ 2,000,000

Bedrooms

Studio

Property Type

Multi-Family

Taxes

$ 12,736

Style

10+ Units

Lot Size

1.4463

Year Built

1959

Town/City

Oak Harbor

County/Region

Island

MLS | Web ID

2531319

Features
General
Living Area 0
Sewer Sewer Connected
Heating Baseboard Forced Air Wall Furnace
Cooling None
Possession Closing Subject To Tenant Rights
Roof Composition Flat Torch Down
HOA Fee 0
Garage Spaces 1
Year Built 1959
Unit Number 1-14
Property Subtype Multi Family
Tax Year 2026
County Island
Net Operating Income 146753
Insurance Expense 11455
New Construction N
Property Type Residential Income
HOA N
Subdivision Name City Of Oak Harbor
Possible Use Commercial Multi-Family
Special Listing Conditions None
Status Active
Directions From Oak Harbor north on 20 on the right after the Midway/Goldie light. From the bridge on left just before the Midway/Goldie light (across from the Best Western).
High School Buyer To Verify
City Oak Harbor
Senior Community Y/N N
High School District Oak Harbor
Zoning Description Commercial Multi-Family
Number Of Units Total 15
MLS Area 813 - North Whidbey Island
Lot Size Units Square Feet
Lot Size Square Feet 63000
Carport Spaces 0
Carport Y/N N
Listing Terms Cash Conventional
Elementary School Buyer To Verify
Tax Annual Amount 12736
Electric Expense 11501
Fuel Expense 0
Middle/Junior High School Buyer To Verify
Property Condition Good
Public Remarks Oak Harbor Terrace a 14-unit multifamily investment opportunity located in Oak Harbor. The property offers investors an attractive combination of stable in-place cash flow and clear upside potential
Leasable Area 7295
Structure Type Multi Family
Building Area Units Square Feet
Standard Status Active
Amenities Coin Op Laundry
Water Company City
Units Below Grade false
Units In Building Total 14
Water Sewer Garbage 10000
Property Style 56 - 10+ Units
Cap Rate 7.3
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Exterior
Exterior Amenities Cement/Concrete Wood
Lot Features Paved
Water Source Public
Total Parking 23
Foundation Details Block Slab
Building Area Total 7295
Lot Size Acres 1.4463
Waterfront Y/N N
Covered Spaces 1
Irrigation Water Rights Y/N N
Parking Uncovered Total 22
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Interior
Flooring Laminate Vinyl Plank Carpet
Total Fireplaces 0
Total Stories 1
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N N
Power Production Type Electric
Baths Three Quarter Upper 0
Bedrooms Upper 0
Baths Half Upper 0
Baths Full Upper 0
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Internal Only
OriginalMLSID NWM2531319
Street Number 1 33020
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* Excluded Features
List By
Jason McFadyen

Listing Agent

Windermere/Whidbey Mgmt Serv.

Broker

Affordability Calculator

$13,376
Per Month
92%
8%
0%
Monthly Principal & Interest
$12,314
Monthly Property Taxes
$1,061
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3100177 Elementary School
3100524 Middle School
Buyer To Verify High School High School
Pricing History
DatePricePrice ChangeDescription
6/4/2026$2,000,000 Listed Price

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33020 State Route 20 # 1-14, Oak Harbor, WA, 98277 is a Multi-Family Home for sale at $2,000,000 with 7,295 sqft and a lot size of 1.4463. 33020 State Route 20 # 1-14 is a studio with 0.0 baths and was built in 1959. The property's zip code is 98277 which is in Oak Harbor, WA